TCI FINANCE vs L&T FINANCE - Comparison Results
Current Valuations
| TCI FINANCE | L&T FINANCE | TCI FINANCE/ L&T FINANCE |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -11.0 | 24.0 | - | View Chart |
| P/BV | x | - | 2.8 | - | View Chart |
| Dividend Yield | % | 0.0 | 0.9 | - |
Financials
 TCI FINANCE  L&T FINANCE |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| TCI FINANCE Mar-26 |
L&T FINANCE Mar-26 |
TCI FINANCE/ L&T FINANCE |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 38 | 329 | 11.6% | |
| Low | Rs | 10 | 143 | 7.2% | |
| Income per share (Unadj.) | Rs | 0 | 71.5 | 0.0% | |
| Earnings per share (Unadj.) | Rs | -1.4 | 11.9 | -11.6% | |
| Cash flow per share (Unadj.) | Rs | -0.4 | 51.9 | -0.7% | |
| Dividends per share (Unadj.) | Rs | 0 | 2.75 | 0.0% | |
| Avg Dividend yield | % | 0 | 1.2 | 0.0% | |
| Book value per share (Unadj.) | Rs | -59.7 | 111.5 | -53.6% | |
| Shares outstanding (eoy) | m | 12.87 | 2,504.39 | 0.5% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 0 | 3.3 | - | |
| Avg P/E ratio | x | -17.5 | 19.8 | -88.1% | |
| Avg P/CF ratio | x | -17.5 | 19.6 | -89.3% | |
| Avg Price/Bookvalue ratio | x | -0.4 | 2.1 | -19.1% | |
| Dividend payout | % | 0 | 23.1 | -0.0% | |
| Avg Mkt Cap | Rs m | 311 | 590,910 | 0.1% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 8 | 24,550 | 0.0% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 0 | 179,137 | 0.0% | |
| Other income | Rs m | 5 | 22,684 | 0.0% | |
| Interest expense | Rs m | 9 | 69,147 | 0.0% | |
| Net interest income | Rs m | -9 | 109,989 | -0.0% | |
| Operating expense | Rs m | 13 | 90,310 | 0.0% | |
| Gross profit | Rs m | -23 | 19,680 | -0.1% | |
| Gross profit margin | % | 0 | 11.0 | - | |
| Provisions/contingencies | Rs m | 0 | 402 | 0.0% | |
| Profit before tax | Rs m | -18 | 39,982 | -0.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | -17 | -0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 0 | 10,153 | 0.0% | |
| Profit after tax | Rs m | -18 | 29,812 | -0.1% | |
| Net profit margin | % | 0 | 16.6 | - | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 1,178,210 | 0.0% | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | -17.0 | 8.4 | -201.1% | |
| Net fixed assets | Rs m | 4 | 13,076 | 0.0% | |
| Share capital | Rs m | 142 | 25,044 | 0.6% | |
| Free reserves | Rs m | -910 | 254,104 | -0.4% | |
| Net worth | Rs m | -768 | 279,148 | -0.3% | |
| Borrowings | Rs m | 0 | 566,996 | 0.0% | |
| Investments | Rs m | 55 | 124,610 | 0.0% | |
| Total assets | Rs m | 68 | 1,403,830 | 0.0% | |
| Debt/equity ratio | x | 0 | 2.0 | -0.0% | |
| Return on assets | % | -26.3 | 2.1 | -1,236.5% | |
| Return on equity | % | 2.3 | 10.7 | 21.7% | |
| Capital adequacy ratio | % | 367.9 | 18.3 | 2,006.2% | |
| Net NPAs | % | 0 | 1.8 | 0.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -17 | -141,892 | 0.0% | |
| From Investments | Rs m | NA | 3,669 | 0.0% | |
| From Financial Activity | Rs m | 10 | 154,151 | 0.0% | |
| Net Cashflow | Rs m | -8 | 15,927 | -0.0% | |
Share Holding
| Indian Promoters | % | 24.7 | 66.0 | 37.5% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 0.0 | 22.6 | - | |
| FIIs | % | 0.0 | 7.7 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 75.3 | 34.0 | 221.2% | |
| Shareholders | 22,755 | 732,902 | 3.1% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare TCI FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
More on TCI FINANCE vs L&T FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
TCI FINANCE vs L&T FINANCE Share Price Performance
| Period | TCI FINANCE | L&T FINANCE |
|---|---|---|
| 1-Day | 1.06% | -1.97% |
| 1-Month | -1.94% | -2.78% |
| 1-Year | 12.34% | 51.60% |
| 3-Year CAGR | 64.74% | 35.40% |
| 5-Year CAGR | 20.47% | 29.65% |
* Compound Annual Growth Rate
Here are more details on the TCI FINANCE share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of TCI FINANCE hold a 24.7% stake in the company. In case of L&T FINANCE the stake stands at 66.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of TCI FINANCE and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, TCI FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
L&T FINANCE paid Rs 2.8, and its dividend payout ratio stood at 23.1%.
You may visit here to review the dividend history of TCI FINANCE, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
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