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UCO BANK vs INDIAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    UCO BANK INDIAN BANK UCO BANK/
INDIAN BANK
 
P/E (TTM) x 36.5 9.6 381.8% View Chart
P/BV x 2.4 1.4 172.1% View Chart
Dividend Yield % 0.0 1.7 -  

Financials

 UCO BANK   INDIAN BANK
EQUITY SHARE DATA
    UCO BANK
Mar-23
INDIAN BANK
Mar-23
UCO BANK/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs38310 12.3%   
Low Rs11137 7.7%   
Income per share (Unadj.) Rs14.8361.2 4.1%  
Earnings per share (Unadj.) Rs1.544.7 3.4%  
Cash flow per share (Unadj.) Rs4.971.6 6.9%  
Dividends per share (Unadj.) Rs08.60 0.0%  
Avg Dividend yield %03.8 0.0%  
Book value per share (Unadj.) Rs21.4397.5 5.4%  
Shares outstanding (eoy) m11,955.961,245.44 960.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.60.6 266.3%   
Avg P/E ratio x15.95.0 318.8%  
Avg P/CF ratio x6.81.8 378.4%  
Avg Price/Bookvalue ratio x1.10.6 202.0%  
Dividend payout %019.2 0.0%   
Avg Mkt Cap Rs m290,948278,481 104.5%   
No. of employees `000NANA-   
Total wages & salary Rs m38,72775,789 51.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m176,505449,852 39.2%  
Other income Rs m25,08578,045 32.1%   
Interest expense Rs m103,074247,173 41.7%   
Net interest income Rs m73,431202,679 36.2%  
Operating expense Rs m55,109127,248 43.3%   
Gross profit Rs m18,32275,431 24.3%  
Gross profit margin %10.416.8 61.9%  
Provisions/contingencies Rs m24,783100,171 24.7%   
Profit before tax Rs m29,05159,632 48.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-12 -0.0%   
Prior Period Items Rs m-3612,430 -14.8%   
Tax Rs m10,4286,327 164.8%   
Profit after tax Rs m18,26355,723 32.8%  
Net profit margin %10.312.4 83.5%  
BALANCE SHEET DATA
Advances Rs m1,558,7024,492,940 34.7%   
Deposits Rs m2,493,3776,211,232 40.1%  
Credit/Deposit ratio x62.572.3 86.4%  
Yield on advances %6.67.1 93.3%   
Cost of deposits %3.83.7 101.2%   
Net Interest Margin %2.93.2 92.1%  
Net fixed assets Rs m34,44574,704 46.1%   
Share capital Rs m119,56012,454 960.0%   
Free reserves Rs m136,477482,614 28.3%   
Net worth Rs m256,037495,068 51.7%   
Borrowings Rs m205,011220,924 92.8%   
Investments Rs m950,0851,883,663 50.4%   
Total assets Rs m3,007,0227,133,340 42.2%  
Debt/equity ratio x10.513.0 81.1%   
Return on assets %0.60.8 77.7%  
Return on equity %7.111.3 63.4%  
Capital adequacy ratio %16.516.5 100.1%  
Net NPAs %1.30.9 143.3%  
CASH FLOW
From Operations Rs m29,829-278,940 -10.7%  
From Investments Rs m-2,673-3,140 85.1%  
From Financial Activity Rs m-3,358-15,434 21.8%  
Net Cashflow Rs m25,801-297,514 -8.7%  

Share Holding

Indian Promoters % 95.4 73.8 129.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 1.3 21.7 6.2%  
FIIs % 0.0 5.9 0.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 4.6 26.2 17.6%  
Shareholders   610,166 312,770 195.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UCO BANK With:   HDFC BANK    ICICI BANK    AXIS BANK    SBI    PNB    


More on UCO Bank vs Indian Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UCO Bank vs Indian Bank Share Price Performance

Period UCO Bank Indian Bank S&P BSE BANKEX
1-Day 5.35% 4.08% 0.82%
1-Month -5.21% -1.69% 2.48%
1-Year 131.68% 86.05% 19.28%
3-Year CAGR 68.32% 65.31% 12.00%
5-Year CAGR 22.35% 13.50% 9.40%

* Compound Annual Growth Rate

Here are more details on the UCO Bank share price and the Indian Bank share price.

Moving on to shareholding structures...

The promoters of UCO Bank hold a 95.4% stake in the company. In case of Indian Bank the stake stands at 73.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UCO Bank and the shareholding pattern of Indian Bank.

Finally, a word on dividends...

In the most recent financial year, UCO Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Indian Bank paid Rs 8.6, and its dividend payout ratio stood at 19.2%.

You may visit here to review the dividend history of UCO Bank, and the dividend history of Indian Bank.

For a sector overview, read our banking sector report.



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