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UCO BANK vs INDUSIND BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    UCO BANK INDUSIND BANK UCO BANK/
INDUSIND BANK
 
P/E (TTM) x 36.5 14.0 261.6% View Chart
P/BV x 2.4 2.2 110.7% View Chart
Dividend Yield % 0.0 0.9 -  

Financials

 UCO BANK   INDUSIND BANK
EQUITY SHARE DATA
    UCO BANK
Mar-23
INDUSIND BANK
Mar-23
UCO BANK/
INDUSIND BANK
5-Yr Chart
Click to enlarge
High Rs381,275 3.0%   
Low Rs11764 1.4%   
Income per share (Unadj.) Rs14.8468.7 3.1%  
Earnings per share (Unadj.) Rs1.595.9 1.6%  
Cash flow per share (Unadj.) Rs4.9184.3 2.7%  
Dividends per share (Unadj.) Rs014.00 0.0%  
Avg Dividend yield %01.4 0.0%  
Book value per share (Unadj.) Rs21.4708.3 3.0%  
Shares outstanding (eoy) m11,955.96775.90 1,540.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.62.2 75.8%   
Avg P/E ratio x15.910.6 149.9%  
Avg P/CF ratio x6.85.5 123.2%  
Avg Price/Bookvalue ratio x1.11.4 79.0%  
Dividend payout %014.6 0.0%   
Avg Mkt Cap Rs m290,948791,025 36.8%   
No. of employees `000NANA-   
Total wages & salary Rs m38,72741,787 92.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m176,505363,679 48.5%  
Other income Rs m25,08581,728 30.7%   
Interest expense Rs m103,074187,758 54.9%   
Net interest income Rs m73,431175,921 41.7%  
Operating expense Rs m55,109113,459 48.6%   
Gross profit Rs m18,32262,463 29.3%  
Gross profit margin %10.417.2 60.4%  
Provisions/contingencies Rs m24,78369,759 35.5%   
Profit before tax Rs m29,05199,322 29.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m-3614 -9,904.7%   
Tax Rs m10,42824,891 41.9%   
Profit after tax Rs m18,26374,435 24.5%  
Net profit margin %10.320.5 50.6%  
BALANCE SHEET DATA
Advances Rs m1,558,7022,899,237 53.8%   
Deposits Rs m2,493,3773,361,202 74.2%  
Credit/Deposit ratio x62.586.3 72.5%  
Yield on advances %6.610.3 64.2%   
Cost of deposits %3.84.7 81.0%   
Net Interest Margin %2.94.7 62.1%  
Net fixed assets Rs m34,44519,435 177.2%   
Share capital Rs m119,5607,759 1,540.9%   
Free reserves Rs m136,477541,844 25.2%   
Net worth Rs m256,037549,603 46.6%   
Borrowings Rs m205,011490,112 41.8%   
Investments Rs m950,085830,757 114.4%   
Total assets Rs m3,007,0224,578,366 65.7%  
Debt/equity ratio x10.57.0 150.4%   
Return on assets %0.61.6 37.4%  
Return on equity %7.113.5 52.7%  
Capital adequacy ratio %16.517.9 92.4%  
Net NPAs %1.30.6 218.6%  
CASH FLOW
From Operations Rs m29,829-124,423 -24.0%  
From Investments Rs m-2,673-5,602 47.7%  
From Financial Activity Rs m-3,35811,148 -30.1%  
Net Cashflow Rs m25,801-118,079 -21.9%  

Share Holding

Indian Promoters % 95.4 0.0 -  
Foreign collaborators % 0.0 16.5 -  
Indian inst/Mut Fund % 1.3 69.0 1.9%  
FIIs % 0.0 42.0 0.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 4.6 83.6 5.5%  
Shareholders   610,166 359,688 169.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UCO BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on UCO Bank vs Indusind Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UCO Bank vs Indusind Bank Share Price Performance

Period UCO Bank Indusind Bank S&P BSE BANKEX
1-Day 5.35% 1.47% 0.82%
1-Month -5.21% 7.35% 2.48%
1-Year 131.68% 50.16% 19.28%
3-Year CAGR 68.32% 17.33% 12.00%
5-Year CAGR 22.35% -3.09% 9.40%

* Compound Annual Growth Rate

Here are more details on the UCO Bank share price and the Indusind Bank share price.

Moving on to shareholding structures...

The promoters of UCO Bank hold a 95.4% stake in the company. In case of Indusind Bank the stake stands at 16.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UCO Bank and the shareholding pattern of Indusind Bank.

Finally, a word on dividends...

In the most recent financial year, UCO Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Indusind Bank paid Rs 14.0, and its dividend payout ratio stood at 14.6%.

You may visit here to review the dividend history of UCO Bank, and the dividend history of Indusind Bank.

For a sector overview, read our banking sector report.



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