UNITED CRED. vs K K FINCORP - Comparison Results
Current Valuations
| UNITED CRED. | K K FINCORP | UNITED CRED./ K K FINCORP |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 17.5 | -183.4 | - | View Chart |
| P/BV | x | 0.5 | 1.8 | 25.6% | View Chart |
| Dividend Yield | % | 0.0 | 0.0 | - |
Financials
 UNITED CRED.  K K FINCORP |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| UNITED CRED. Mar-25 |
K K FINCORP Mar-25 |
UNITED CRED./ K K FINCORP |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 43 | 59 | 73.2% | |
| Low | Rs | 19 | 23 | 80.4% | |
| Income per share (Unadj.) | Rs | 6.4 | 2.4 | 274.3% | |
| Earnings per share (Unadj.) | Rs | 1.9 | 1.6 | 115.9% | |
| Cash flow per share (Unadj.) | Rs | 6.9 | 2.4 | 285.5% | |
| Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
| Avg Dividend yield | % | 0 | 0 | - | |
| Book value per share (Unadj.) | Rs | 56.2 | 31.7 | 177.7% | |
| Shares outstanding (eoy) | m | 5.33 | 5.60 | 95.2% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 4.8 | 17.4 | 27.4% | |
| Avg P/E ratio | x | 16.2 | 25.0 | 64.8% | |
| Avg P/CF ratio | x | 16.2 | 22.6 | 71.4% | |
| Avg Price/Bookvalue ratio | x | 0.5 | 1.3 | 42.3% | |
| Dividend payout | % | 0 | 0 | - | |
| Avg Mkt Cap | Rs m | 164 | 229 | 71.5% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 8 | 1 | 648.8% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 34 | 13 | 261.1% | |
| Other income | Rs m | 3 | 0 | - | |
| Interest expense | Rs m | 0 | 0 | - | |
| Net interest income | Rs m | 34 | 13 | 260.4% | |
| Operating expense | Rs m | 24 | 4 | 531.5% | |
| Gross profit | Rs m | 11 | 9 | 121.9% | |
| Gross profit margin | % | 30.9 | 66.2 | 46.7% | |
| Provisions/contingencies | Rs m | 0 | 1 | 0.0% | |
| Profit before tax | Rs m | 13 | 9 | 149.2% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 1 | 0.0% | |
| Tax | Rs m | 3 | 1 | 360.0% | |
| Profit after tax | Rs m | 10 | 9 | 110.3% | |
| Net profit margin | % | 29.5 | 69.8 | 42.3% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 0 | - | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 34.5 | 7.7 | 445.0% | |
| Net fixed assets | Rs m | 3 | 0 | - | |
| Share capital | Rs m | 55 | 56 | 98.1% | |
| Free reserves | Rs m | 245 | 121 | 201.9% | |
| Net worth | Rs m | 300 | 177 | 169.1% | |
| Borrowings | Rs m | 0 | 0 | - | |
| Investments | Rs m | 99 | 170 | 58.5% | |
| Total assets | Rs m | 304 | 180 | 168.9% | |
| Debt/equity ratio | x | 0 | 0 | - | |
| Return on assets | % | 3.3 | 5.1 | 65.3% | |
| Return on equity | % | 3.4 | 5.2 | 65.3% | |
| Capital adequacy ratio | % | 0 | 0 | - | |
| Net NPAs | % | 0 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -4 | -2 | 196.0% | |
| From Investments | Rs m | NA | 8 | 5.0% | |
| From Financial Activity | Rs m | 1 | NA | - | |
| Net Cashflow | Rs m | -3 | 6 | -57.2% | |
Share Holding
| Indian Promoters | % | 57.3 | 90.0 | 63.7% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 0.5 | 0.0 | - | |
| FIIs | % | 0.0 | 0.0 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 42.7 | 10.0 | 427.8% | |
| Shareholders | 2,592 | 904 | 286.7% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UNITED CRED. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT SBI CARDS CHOLAMANDALAM INVEST TATA INVESTMENT
More on UNITED CRED. vs K K FINCORP
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
UNITED CRED. vs K K FINCORP Share Price Performance
| Period | UNITED CRED. | K K FINCORP |
|---|---|---|
| 1-Day | 2.50% | 0.00% |
| 1-Month | -2.81% | 96.02% |
| 1-Year | -15.35% | 156.82% |
| 3-Year CAGR | 19.16% | 96.81% |
| 5-Year CAGR | 11.39% | 35.75% |
* Compound Annual Growth Rate
Here are more details on the UNITED CRED. share price and the K K FINCORP share price.
Moving on to shareholding structures...
The promoters of UNITED CRED. hold a 57.3% stake in the company. In case of K K FINCORP the stake stands at 90.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UNITED CRED. and the shareholding pattern of K K FINCORP .
Finally, a word on dividends...
In the most recent financial year, UNITED CRED. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
K K FINCORP paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of UNITED CRED., and the dividend history of K K FINCORP .
For a sector overview, read our finance sector report.
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