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UJJIVAN FINANCIAL SERVICES vs BAJAJ FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    UJJIVAN FINANCIAL SERVICES BAJAJ FINANCE UJJIVAN FINANCIAL SERVICES/
BAJAJ FINANCE
 
P/E (TTM) x 5.2 32.9 15.7% View Chart
P/BV x 1.8 8.4 21.7% View Chart
Dividend Yield % 1.1 0.4 257.1%  

Financials

 UJJIVAN FINANCIAL SERVICES   BAJAJ FINANCE
EQUITY SHARE DATA
    UJJIVAN FINANCIAL SERVICES
Mar-23
BAJAJ FINANCE
Mar-23
UJJIVAN FINANCIAL SERVICES/
BAJAJ FINANCE
5-Yr Chart
Click to enlarge
High Rs3137,777 4.0%   
Low Rs1035,236 2.0%   
Income per share (Unadj.) Rs363.4684.9 53.1%  
Earnings per share (Unadj.) Rs73.2190.4 38.4%  
Cash flow per share (Unadj.) Rs226.8466.9 48.6%  
Dividends per share (Unadj.) Rs5.0030.00 16.7%  
Avg Dividend yield %2.40.5 521.1%  
Book value per share (Unadj.) Rs259.9890.4 29.2%  
Shares outstanding (eoy) m121.68604.42 20.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.69.5 6.0%   
Avg P/E ratio x2.834.2 8.3%  
Avg P/CF ratio x2.534.2 7.4%  
Avg Price/Bookvalue ratio x0.87.3 11.0%  
Dividend payout %6.815.8 43.3%   
Avg Mkt Cap Rs m25,3213,932,543 0.6%   
No. of employees `000NANA-   
Total wages & salary Rs m9,29850,591 18.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m44,213413,974 10.7%  
Other income Rs m3,58283 4,310.3%   
Interest expense Rs m14,931127,013 11.8%   
Net interest income Rs m29,282286,961 10.2%  
Operating expense Rs m15,928126,929 12.5%   
Gross profit Rs m13,354160,033 8.3%  
Gross profit margin %30.238.7 78.1%  
Provisions/contingencies Rs m1,13829 3,965.2%   
Profit before tax Rs m15,308155,279 9.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-2,4960-   
Prior Period Items Rs m00-   
Tax Rs m3,90540,202 9.7%   
Profit after tax Rs m8,907115,077 7.7%  
Net profit margin %20.127.8 72.5%  
BALANCE SHEET DATA
Advances Rs m02,422,689 0.0%   
Deposits Rs m0446,656 0.0%  
Credit/Deposit ratio x0542.4- 
Yield on advances %00-  
Cost of deposits %05.9-  
Net Interest Margin %33.910.8 313.2%  
Net fixed assets Rs m6,83623,076 29.6%   
Share capital Rs m1,2171,209 100.7%   
Free reserves Rs m30,405536,956 5.7%   
Net worth Rs m31,622538,165 5.9%   
Borrowings Rs m0222,689 0.0%   
Investments Rs m86,441230,624 37.5%   
Total assets Rs m351,5332,742,916 12.8%  
Debt/equity ratio x01.2 0.0%   
Return on assets %2.54.2 60.4%  
Return on equity %28.221.4 131.7%  
Capital adequacy ratio %25.825.0 103.3%  
Net NPAs %00.4 0.0%  
CASH FLOW
From Operations Rs m20,727-421,404 -4.9%  
From Investments Rs m-45,541-103,653 43.9%  
From Financial Activity Rs m26,402506,750 5.2%  
Net Cashflow Rs m1,587-18,307 -8.7%  

Share Holding

Indian Promoters % 0.0 54.8 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 42.4 35.0 121.2%  
FIIs % 35.0 20.9 167.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 45.2 221.1%  
Shareholders   96,170 745,040 12.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UJJIVAN FINANCIAL SERVICES With:   BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    INDIABULLS HOU. FIN.    AAVAS FINANCIERS    


More on UJJIVAN FINANCIAL SERVICES vs Bajaj Finance

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UJJIVAN FINANCIAL SERVICES vs Bajaj Finance Share Price Performance

Period UJJIVAN FINANCIAL SERVICES Bajaj Finance
1-Day -1.28% 4.23%
1-Month -9.58% 12.62%
1-Year 98.00% 32.26%
3-Year CAGR 31.21% 12.13%
5-Year CAGR 7.11% 19.61%

* Compound Annual Growth Rate

Here are more details on the UJJIVAN FINANCIAL SERVICES share price and the Bajaj Finance share price.

Moving on to shareholding structures...

The promoters of UJJIVAN FINANCIAL SERVICES hold a 0.0% stake in the company. In case of Bajaj Finance the stake stands at 54.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UJJIVAN FINANCIAL SERVICES and the shareholding pattern of Bajaj Finance.

Finally, a word on dividends...

In the most recent financial year, UJJIVAN FINANCIAL SERVICES paid a dividend of Rs 5.0 per share. This amounted to a Dividend Payout ratio of 6.8%.

Bajaj Finance paid Rs 30.0, and its dividend payout ratio stood at 15.8%.

You may visit here to review the dividend history of UJJIVAN FINANCIAL SERVICES, and the dividend history of Bajaj Finance.

For a sector overview, read our finance sector report.



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