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UNION BANK vs ANDHRA BANK - Comparison Results

UNION BANK     Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

ANDHRA BANK 
   Change

Established in 1923, Andhra Bank had 1.9% share of the total non-food credit and 1.8% share of the total deposits in the banking sector in FY12. The bank has national presence through 1,712 branches and around 1,056 ATMs, with an employee base of 15,... More

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Current Valuations

    UNION BANK ANDHRA BANK UNION BANK/
ANDHRA BANK
 
P/E (TTM) x -1.3 -0.5 - View Chart
P/BV x 0.1 0.1 160.2% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNION BANK   ANDHRA BANK
EQUITY SHARE DATA
    UNION BANK
Mar-19
ANDHRA BANK
Mar-19
UNION BANK/
ANDHRA BANK
5-Yr Chart
Click to enlarge
High Rs10647 225.1%   
Low Rs6123 269.3%   
Income per share (Unadj.) Rs194.666.6 292.4%  
Earnings per share (Unadj.) Rs-16.6-9.5 174.4%  
Cash flow per share (Unadj.) Rs-42.9-56.1 76.4%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs151.646.2 328.1%  
Shares outstanding (eoy) m1,763.022,884.49 61.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.40.5 81.9%   
Avg P/E ratio x-5.0-3.7 137.4%  
Avg P/CF ratio x1.70.6 274.0%  
Avg Price/Bookvalue ratio x0.60.8 73.0%  
Dividend payout %00-   
Avg Mkt Cap Rs m147,388100,669 146.4%   
No. of employees `00037.320.3 183.1%   
Total wages & salary Rs m32,37223,015 140.7%   
Avg. income/employee Rs Th9,208.89,438.2 97.6%   
Avg. wages/employee Rs Th868.81,131.2 76.8%   
Avg. net profit/employee Rs Th-784.3-1,347.7 58.2%   
INCOME DATA
Interest income Rs m343,137192,029 178.7%  
Other income Rs m50,41730,881 163.3%   
Interest expense Rs m238,961122,243 195.5%   
Net interest income Rs m104,17669,786 149.3%  
Operating expense Rs m78,56250,058 156.9%   
Gross profit Rs m25,61419,728 129.8%  
Gross profit margin %7.510.3 72.7%  
Provisions/contingencies Rs m115,157188,271 61.2%   
Profit before tax Rs m-39,016-23,913 163.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0251 0.0%   
Tax Rs m-9,7923,758 -260.6%   
Profit after tax Rs m-29,224-27,420 106.6%  
Net profit margin %-8.5-14.3 59.6%  
BALANCE SHEET DATA
Advances Rs m2,987,8011,588,479 188.1%   
Deposits Rs m4,175,0482,198,529 189.9%  
Credit/Deposit ratio x71.672.3 99.0%  
Yield on advances %8.08.9 89.5%   
Cost of deposits %5.35.2 101.4%   
Net Interest Margin %2.22.9 76.6%  
Net fixed assets Rs m37,74515,723 240.1%   
Share capital Rs m17,63028,845 61.1%   
Free reserves Rs m249,686104,472 239.0%   
Net worth Rs m267,317133,317 200.5%   
Borrowings Rs m432,756103,146 419.6%   
Investments Rs m1,283,912669,148 191.9%   
Total assets Rs m4,985,8052,540,440 196.3%  
Debt/equity ratio x17.217.3 99.8%   
Return on assets %-0.6-1.1 54.3%  
Return on equity %-10.9-20.6 53.2%  
Capital adequacy ratio %11.813.7 86.1%  
Net NPAs %6.95.7 119.5%  
CASH FLOW
From Operations Rs m-77,78429,181 -266.6%  
From Investments Rs m-2,971-837 354.8%  
From Financial Activity Rs m17,582-37,515 -46.9%  
Net Cashflow Rs m-63,173-9,099 694.3%  

Share Holding

Indian Promoters % 60.1 60.1 100.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 10.9 152.3%  
FIIs % 8.5 11.5 73.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 17.4 85.1%  
Shareholders   235,817 222,746 105.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   HDFC BANK  FEDERAL BANK  KARUR VYSYA BANK  BANK OF INDIA  KOTAK MAHINDRA BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Trades Marginally Higher; Tata Steel & Bajaj Finance Top Gainers(12:30 pm)

Share markets in India are presently trading on a positive note, tracking gains in global peers. US President Donald Trump said he did not want war.

Related Views on News

UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

ANDHRA BANK Announces Quarterly Results (1QFY20); Net Profit Up 109.6% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, ANDHRA BANK has posted a net profit of Rs 516 m (up 109.6% YoY). Sales on the other hand came in at Rs 50 bn (up 9.6% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

ANDHRA BANK Announces Quarterly Results (4QFY19); Net Profit Up 51.4% (Quarterly Result Update)

May 15, 2019 | Updated on May 15, 2019

For the quarter ended March 2019, ANDHRA BANK has posted a net profit of Rs 12 bn (up 51.4% YoY). Sales on the other hand came in at Rs 49 bn (up 5.4% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

ANDHRA BANK Announces Quarterly Results (3QFY19); Net Profit Up 65.0% (Quarterly Result Update)

Feb 15, 2019 | Updated on Feb 15, 2019

For the quarter ended December 2018, ANDHRA BANK has posted a net profit of Rs 6 bn (up 65.0% YoY). Sales on the other hand came in at Rs 48 bn (up 5.4% YoY). Read on for a complete analysis of ANDHRA BANK's quarterly results.

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Sep 18, 2019 12:29 PM

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