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Compare Union Bank with City Union Bank - Equitymaster

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UNION BANK vs CITY UNION BANK - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    UNION BANK CITY UNION BANK UNION BANK/
CITY UNION BANK
 
P/E (TTM) x -1.1 18.6 - View Chart
P/BV x 0.2 3.1 7.3% View Chart
Dividend Yield % 0.0 0.2 -  

Financials

 UNION BANK   CITY UNION BANK
EQUITY SHARE DATA
    UNION BANK
Mar-18
CITY UNION BANK
Mar-17
UNION BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs205169 121.7%   
Low Rs8693 92.5%   
Income per share (Unadj.) Rs282.052.8 534.0%  
Earnings per share (Unadj.) Rs-44.68.4 -533.3%  
Cash flow per share (Unadj.) Rs-115.218.0 -640.7%  
Dividends per share (Unadj.) Rs00.30 0.0%  
Avg Dividend yield %00.2 0.0%  
Book value per share (Unadj.) Rs216.159.4 363.8%  
Shares outstanding (eoy) m1,168.57601.06 194.4%   
Bonus/Rights/Conversions -ESOS-  
Avg Price / Income ratio x0.52.5 20.8%   
Avg P/E ratio x-3.315.6 -20.9%  
Avg P/CF ratio x1.99.8 19.3%  
Avg Price/Bookvalue ratio x0.72.2 30.6%  
Dividend payout %03.6 0.0%   
Avg Mkt Cap Rs m170,02778,589 216.4%   
No. of employees `00037.64.7 801.6%   
Total wages & salary Rs m33,3222,981 1,117.7%   
Avg. income/employee Rs Th8,766.76,768.6 129.5%   
Avg. wages/employee Rs Th886.5635.8 139.4%   
Avg. net profit/employee Rs Th-1,386.81,072.2 -129.3%   
INCOME DATA
Interest income Rs m329,51631,738 1,038.2%  
Other income Rs m54,6214,840 1,128.6%   
Interest expense Rs m234,70919,750 1,188.4%   
Net interest income Rs m94,80711,988 790.9%  
Operating expense Rs m73,5086,890 1,066.9%   
Gross profit Rs m21,2985,098 417.8%  
Gross profit margin %6.516.1 40.2%  
Provisions/contingencies Rs m142,0633,010 4,720.2%   
Profit before tax Rs m-66,0626,928 -953.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-13,9381,900 -733.6%   
Profit after tax Rs m-52,1255,028 -1,036.8%  
Net profit margin %-15.815.8 -99.9%  
BALANCE SHEET DATA
Advances Rs m2,905,715238,327 1,219.2%   
Deposits Rs m4,102,884301,157 1,362.4%  
Credit/Deposit ratio x70.879.1 89.5%  
Yield on advances %7.910.9 72.4%   
Cost of deposits %5.36.4 81.6%   
Net Interest Margin %2.03.6 57.3%  
Net fixed assets Rs m38,4612,151 1,788.2%   
Share capital Rs m11,686601 1,944.1%   
Free reserves Rs m228,92522,455 1,019.5%   
Net worth Rs m252,51835,702 707.3%   
Borrowings Rs m456,8045,310 8,602.7%   
Investments Rs m1,255,10770,315 1,785.0%   
Total assets Rs m4,911,464352,708 1,392.5%  
Debt/equity ratio x18.18.6 210.4%   
Return on assets %-1.11.4 -74.5%  
Return on equity %-20.614.1 -146.6%  
Capital adequacy ratio %11.515.8 72.6%  
Net NPAs %8.41.7 492.4%  
CASH FLOW
From Operations Rs m60,8932,836 2,147.1%  
From Investments Rs m-3,068-503 609.6%  
From Financial Activity Rs m107,919-44 -246,391.3%  
Net Cashflow Rs m165,7442,289 7,240.6%  

Share Holding

Indian Promoters % 60.1 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 10.2 162.7%  
FIIs % 8.5 33.4 25.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 56.0 26.4%  
Shareholders   235,817 82,699 285.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   SOUTH IND.BANK  INDUSIND BANK  ING VYSYA BANK  ANDHRA BANK  DHANLAXMI BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jun 20, 2018 (Close)

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