Compare Union Bank with Development Credit Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs DCB BANK - Comparison Results

UNION BANK     Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DCB BANK 
   Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK DCB BANK UNION BANK/
DCB BANK
 
P/E (TTM) x -1.2 15.1 - View Chart
P/BV x 0.1 1.6 7.6% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 UNION BANK   DCB BANK
EQUITY SHARE DATA
    UNION BANK
Mar-19
DCB BANK
Mar-19
UNION BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs106209 50.7%   
Low Rs61140 44.0%   
Income per share (Unadj.) Rs194.698.3 198.1%  
Earnings per share (Unadj.) Rs-16.610.5 -157.7%  
Cash flow per share (Unadj.) Rs-42.939.4 -108.9%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %00.6 0.0%  
Book value per share (Unadj.) Rs151.6100.6 150.7%  
Shares outstanding (eoy) m1,763.02309.55 569.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.41.8 24.3%   
Avg P/E ratio x-5.016.6 -30.5%  
Avg P/CF ratio x1.711.6 14.8%  
Avg Price/Bookvalue ratio x0.61.7 31.9%  
Dividend payout %09.5 0.0%   
Avg Mkt Cap Rs m147,38853,862 273.6%   
No. of employees `00037.36.1 607.5%   
Total wages & salary Rs m32,3724,340 745.9%   
Avg. income/employee Rs Th9,208.84,958.4 185.7%   
Avg. wages/employee Rs Th868.8707.5 122.8%   
Avg. net profit/employee Rs Th-784.3530.4 -147.9%   
INCOME DATA
Interest income Rs m343,13730,415 1,128.2%  
Other income Rs m50,4173,502 1,439.8%   
Interest expense Rs m238,96118,922 1,262.9%   
Net interest income Rs m104,17611,493 906.4%  
Operating expense Rs m78,5628,529 921.2%   
Gross profit Rs m25,6142,964 864.1%  
Gross profit margin %7.59.7 76.6%  
Provisions/contingencies Rs m115,1571,401 8,222.0%   
Profit before tax Rs m-39,0165,065 -770.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-9,7921,812 -540.5%   
Profit after tax Rs m-29,2243,254 -898.2%  
Net profit margin %-8.510.7 -79.6%  
BALANCE SHEET DATA
Advances Rs m2,987,801235,680 1,267.7%   
Deposits Rs m4,175,048284,351 1,468.3%  
Credit/Deposit ratio x71.682.9 86.3%  
Yield on advances %8.010.4 76.9%   
Cost of deposits %5.36.0 88.1%   
Net Interest Margin %2.23.4 65.9%  
Net fixed assets Rs m37,7455,260 717.6%   
Share capital Rs m17,6303,096 569.5%   
Free reserves Rs m249,68628,049 890.2%   
Net worth Rs m267,31731,144 858.3%   
Borrowings Rs m432,75627,232 1,589.1%   
Investments Rs m1,283,91278,441 1,636.8%   
Total assets Rs m4,985,805357,918 1,393.0%  
Debt/equity ratio x17.210.0 172.3%   
Return on assets %-0.60.9 -64.5%  
Return on equity %-10.910.4 -104.6%  
Capital adequacy ratio %11.816.8 70.1%  
Net NPAs %6.90.7 1,053.8%  
CASH FLOW
From Operations Rs m-77,784-2,813 2,764.8%  
From Investments Rs m-2,971-764 388.8%  
From Financial Activity Rs m17,5827,792 225.7%  
Net Cashflow Rs m-63,1734,214 -1,499.2%  

Share Holding

Indian Promoters % 60.1 0.9 6,677.8%  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 16.6 23.2 71.6%  
FIIs % 8.5 15.0 56.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 45.5 32.5%  
Shareholders   235,817 184,073 128.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   YES BANK  UNITED BANK OF INDIA  PNB  SBI  KARUR VYSYA BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Stock Markets Remain in Green This Week: Is the Rebound Here?(Podcast)

After a long period of underperformance, stock markets traded in green territory throughout the week. So, is this is a trend reversal and is the bottom forming in the market?

Related Views on News

UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

DCB BANK Announces Quarterly Results (1QFY20); Net Profit Up 16.6% (Quarterly Result Update)

Jul 17, 2019 | Updated on Jul 17, 2019

For the quarter ended June 2019, DCB BANK has posted a net profit of Rs 811 m (up 16.6% YoY). Sales on the other hand came in at Rs 9 bn (up 22.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

DCB BANK Announces Quarterly Results (4QFY19); Net Profit Up 50.0% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, DCB BANK has posted a net profit of Rs 963 m (up 50.0% YoY). Sales on the other hand came in at Rs 8 bn (up 27.4% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

UNION BANK Announces Quarterly Results (3QFY19); Net Profit Up 112.3% (Quarterly Result Update)

Jan 22, 2019 | Updated on Jan 22, 2019

For the quarter ended December 2018, UNION BANK has posted a net profit of Rs 2 bn (up 112.3% YoY). Sales on the other hand came in at Rs 85 bn (up 2.6% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

More Views on News

Most Popular

My 3 Best Small-cap Stocks to Get Rich in this Market Rebound(Profit Hunter)

Oct 14, 2019

This is once in a decade opportunity to make a killing from smallcap rebound.

Finally, Is the Share Price of Yes Bank Ready for a Rebound?(The 5 Minute Wrapup)

Oct 7, 2019

Here's what every individual investor must know about Yes Bank...

Two Stocks to Buy in the Great Indian Festival(Profit Hunter)

Oct 11, 2019

Discounts are not just limited to E-tailers. You can buy stocks at 50% off too. Here are two stocks to buy now.

Buy these 3 Stocks for Rebound Riches

Oct 18, 2019

Equitymaster's smallcap guru and editor of Hidden Treasure, Richa Agarwal, talks to us about the rebound in the stock market, and the best stocks to profit from it. Listen in...

The One Stock I Like in this Market(The 5 Minute Wrapup)

Oct 10, 2019

There are rare periods in markets when you get good quality stocks at attractive valuations. Is this one such period?

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2020
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

UNION BANK SHARE PRICE


Oct 18, 2019 (Close)

TRACK UNION BANK

  • Track your investment in UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

UNION BANK - INDIAN OVERSEAS BANK COMPARISON

COMPARE UNION BANK WITH

MARKET STATS