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Compare Union Bank with Dena Bank - Equitymaster
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UNION BANK vs DENA BANK - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DENA BANK 
   Change

Dena Bank founded on 1938 as a public sector bank. In FY04, the bank had a branch network of 1135 (out of which 680 branches are fully computerised). It also has 105 ATMs across the country. The total deposits of the bank registered a growth of 11.0... More

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Current Valuations

    UNION BANK DENA BANK UNION BANK/
DENA BANK
 
P/E (TTM) x -5.8 -1.3 - View Chart
P/BV x 0.3 0.2 188.0% View Chart
Dividend Yield % 1.8 0.0 -  

Financials

 UNION BANK   DENA BANK
EQUITY SHARE DATA
    UNION BANK
Mar-16
DENA BANK
Mar-16
UNION BANK/
DENA BANK
5-Yr Chart
Click to enlarge
High Rs22355 408.3%   
Low Rs10426 406.6%   
Income per share (Unadj.) Rs470.1159.6 294.5%  
Earnings per share (Unadj.) Rs19.7-14.0 -140.7%  
Cash flow per share (Unadj.) Rs67.4-36.0 -187.4%  
Dividends per share (Unadj.) Rs1.950-  
Avg Dividend yield %1.20-  
Book value per share (Unadj.) Rs335.3107.1 313.1%  
Shares outstanding (eoy) m687.44666.93 103.1%   
Bonus/Rights/Conversions PIPI-  
Avg Price / Income ratio x0.30.3 138.5%   
Avg P/E ratio x8.3-2.9 -289.7%  
Avg P/CF ratio x2.11.4 149.7%  
Avg Price/Bookvalue ratio x0.50.4 130.2%  
Dividend payout %9.90-   
Avg Mkt Cap Rs m112,25926,711 420.3%   
No. of employees `00035.513.9 255.1%   
Total wages & salary Rs m37,68114,481 260.2%   
Avg. income/employee Rs Th9,109.97,655.5 119.0%   
Avg. wages/employee Rs Th1,062.21,041.4 102.0%   
Avg. net profit/employee Rs Th382.5-672.6 -56.9%   
INCOME DATA
Interest income Rs m323,157106,457 303.6%  
Other income Rs m393,4437,168 5,488.9%   
Interest expense Rs m238,94081,690 292.5%   
Net interest income Rs m84,21624,767 340.0%  
Operating expense Rs m67,15922,683 296.1%   
Gross profit Rs m17,0572,085 818.1%  
Gross profit margin %5.32.0 269.5%  
Provisions/contingencies Rs m38,68227,959 138.3%   
Profit before tax Rs m17,769-18,706 -95.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m900-   
Prior Period Items Rs m00-   
Tax Rs m4,291-9,353 -45.9%   
Profit after tax Rs m13,569-9,353 -145.1%  
Net profit margin %4.2-8.8 -47.8%  
BALANCE SHEET DATA
Advances Rs m2,682,496823,283 325.8%   
Deposits Rs m3,441,1751,174,310 293.0%  
Credit/Deposit ratio x78.070.1 111.2%  
Yield on advances %8.89.4 93.7%   
Cost of deposits %6.46.6 97.6%   
Net Interest Margin %2.22.0 107.6%  
Net fixed assets Rs m39,51913,682 288.8%   
Share capital Rs m6,8746,669 103.1%   
Free reserves Rs m200,76146,927 427.8%   
Net worth Rs m230,48171,415 322.7%   
Borrowings Rs m306,36662,713 488.5%   
Investments Rs m905,732352,262 257.1%   
Total assets Rs m4,073,6461,334,416 305.3%  
Debt/equity ratio x16.317.3 93.9%   
Return on assets %0.3-0.7 -47.5%  
Return on equity %5.9-13.1 -44.9%  
Capital adequacy ratio %11.111.0 101.3%  
Net NPAs %5.36.4 82.7%  
CASH FLOW
From Operations Rs m82,741-51,684 -160.1%  
From Investments Rs m-8,718-1,441 605.2%  
From Financial Activity Rs m-3,88610,147 -38.3%  
Net Cashflow Rs m70,138-42,978 -163.2%  

Share Holding

Indian Promoters % 60.1 58.0 103.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 17.0 97.6%  
FIIs % 8.5 7.2 118.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 17.8 83.1%  
Shareholders   235,817 236,995 99.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   ORIENTAL BANK  KARUR VYSYA BANK  PNB  SBI  DCB BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Feb 19, 2018 (Close)

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