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Compare Union Bank with Dhanlaxmi Bank - Equitymaster
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UNION BANK vs DHANLAXMI BANK - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    UNION BANK DHANLAXMI BANK UNION BANK/
DHANLAXMI BANK
 
P/E (TTM) x -7.5 2.0 - View Chart
P/BV x 0.4 0.7 56.2% View Chart
Dividend Yield % 1.4 0.0 -  

Financials

 UNION BANK   DHANLAXMI BANK
EQUITY SHARE DATA
    UNION BANK
Mar-16
DHANLAXMI BANK
Mar-14
UNION BANK/
DHANLAXMI BANK
5-Yr Chart
Click to enlarge
High Rs22351 439.7%   
Low Rs10424 430.2%   
Income per share (Unadj.) Rs470.1102.6 458.2%  
Earnings per share (Unadj.) Rs19.7-20.0 -98.7%  
Cash flow per share (Unadj.) Rs67.4-12.9 -523.3%  
Dividends per share (Unadj.) Rs1.950-  
Avg Dividend yield %1.20-  
Book value per share (Unadj.) Rs335.358.5 573.4%  
Shares outstanding (eoy) m687.44125.93 545.9%   
Bonus/Rights/Conversions PIOI-  
Avg Price / Income ratio x0.30.4 95.3%   
Avg P/E ratio x8.3-1.9 -442.5%  
Avg P/CF ratio x2.178.8 2.7%  
Avg Price/Bookvalue ratio x0.50.6 76.1%  
Dividend payout %9.90-   
Avg Mkt Cap Rs m112,2594,710 2,383.5%   
No. of employees `00035.52.4 1,459.8%   
Total wages & salary Rs m37,6811,892 1,991.4%   
Avg. income/employee Rs Th9,109.95,316.7 171.3%   
Avg. wages/employee Rs Th1,062.2778.7 136.4%   
Avg. net profit/employee Rs Th382.5-1,036.7 -36.9%   
INCOME DATA
Interest income Rs m323,15712,920 2,501.3%  
Other income Rs m393,443734 53,580.7%   
Interest expense Rs m238,94010,118 2,361.5%   
Net interest income Rs m84,2162,801 3,006.4%  
Operating expense Rs m67,1593,475 1,932.7%   
Gross profit Rs m17,057-674 -2,531.9%  
Gross profit margin %5.3-5.2 -101.2%  
Provisions/contingencies Rs m38,6822,579 1,499.9%   
Profit before tax Rs m17,769-2,518 -705.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m900-   
Prior Period Items Rs m00-   
Tax Rs m4,2911 476,777.8%   
Profit after tax Rs m13,569-2,519 -538.6%  
Net profit margin %4.2-19.5 -21.5%  
BALANCE SHEET DATA
Advances Rs m2,682,49679,360 3,380.2%   
Deposits Rs m3,441,175121,332 2,836.2%  
Credit/Deposit ratio x78.065.4 119.2%  
Yield on advances %8.811.8 74.8%   
Cost of deposits %6.47.6 84.7%   
Net Interest Margin %2.22.0 109.1%  
Net fixed assets Rs m39,5192,124 1,861.0%   
Share capital Rs m6,8741,259 545.8%   
Free reserves Rs m200,7614,086 4,912.9%   
Net worth Rs m230,4817,363 3,130.2%   
Borrowings Rs m306,36613,356 2,293.9%   
Investments Rs m905,73244,823 2,020.7%   
Total assets Rs m4,073,646146,876 2,773.5%  
Debt/equity ratio x16.318.3 88.9%   
Return on assets %0.3-1.7 -19.4%  
Return on equity %5.9-34.2 -17.2%  
Capital adequacy ratio %11.18.7 128.5%  
Net NPAs %5.33.8 138.2%  
CASH FLOW
From Operations Rs m82,7416,487 1,275.5%  
From Investments Rs m-8,718-243 3,584.7%  
From Financial Activity Rs m-3,8861,138 -341.3%  
Net Cashflow Rs m70,1387,382 950.1%  

Share Holding

Indian Promoters % 60.1 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 0.5 3,320.0%  
FIIs % 8.5 22.7 37.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 76.8 19.3%  
Shareholders   235,817 81,558 289.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   SBI  KOTAK MAH. BANK  DCB BANK  BANK OF INDIA  IDBI BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jan 19, 2018 (Close)

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