X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Union Bank with Federal Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs FEDERAL BANK - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

FEDERAL BANK 
   Change

Federal Bank Ltd (FBL) (the erstwhile Travancore Federal Bank Limited) was incorporated with an authorised capital of Rs 5,000 in Central Travancore in the year 1931 under the Travancore Company's Act. The bank started business of auctionchitty and o... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK FEDERAL BANK UNION BANK/
FEDERAL BANK
 
P/E (TTM) x 15.5 10.6 145.2% View Chart
P/BV x 0.4 1.2 31.6% View Chart
Dividend Yield % 1.5 0.6 229.0%  

Financials

 UNION BANK   FEDERAL BANK
EQUITY SHARE DATA
    UNION BANK
Mar-16
FEDERAL BANK
Mar-16
UNION BANK/
FEDERAL BANK
5-Yr Chart
Click to enlarge
High Rs22380 279.2%   
Low Rs10441 251.4%   
Income per share (Unadj.) Rs470.145.5 1,032.9%  
Earnings per share (Unadj.) Rs19.72.8 697.5%  
Cash flow per share (Unadj.) Rs67.411.2 601.9%  
Dividends per share (Unadj.) Rs1.950.70 278.6%  
Avg Dividend yield %1.21.2 103.3%  
Book value per share (Unadj.) Rs335.346.9 714.7%  
Shares outstanding (eoy) m687.441,718.95 40.0%   
Bonus/Rights/Conversions PI--  
Avg Price / Income ratio x0.31.3 26.1%   
Avg P/E ratio x8.321.4 38.7%  
Avg P/CF ratio x2.18.7 24.7%  
Avg Price/Bookvalue ratio x0.51.3 37.7%  
Dividend payout %9.924.7 39.9%   
Avg Mkt Cap Rs m112,259104,082 107.9%   
No. of employees `00035.511.7 302.3%   
Total wages & salary Rs m37,68110,742 350.8%   
Avg. income/employee Rs Th9,109.96,666.2 136.7%   
Avg. wages/employee Rs Th1,062.2915.4 116.0%   
Avg. net profit/employee Rs Th382.5414.5 92.3%   
INCOME DATA
Interest income Rs m323,15778,228 413.1%  
Other income Rs m393,4437,866 5,002.1%   
Interest expense Rs m238,94052,594 454.3%   
Net interest income Rs m84,21625,635 328.5%  
Operating expense Rs m67,15919,063 352.3%   
Gross profit Rs m17,0576,571 259.6%  
Gross profit margin %5.38.4 62.8%  
Provisions/contingencies Rs m38,6827,118 543.4%   
Profit before tax Rs m17,7697,319 242.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m900-   
Prior Period Items Rs m0-15 0.0%   
Tax Rs m4,2912,440 175.9%   
Profit after tax Rs m13,5694,864 278.9%  
Net profit margin %4.26.2 67.5%  
BALANCE SHEET DATA
Advances Rs m2,682,496584,198 459.2%   
Deposits Rs m3,441,175791,709 434.7%  
Credit/Deposit ratio x78.073.8 105.6%  
Yield on advances %8.89.8 89.7%   
Cost of deposits %6.46.4 100.4%   
Net Interest Margin %2.23.0 72.6%  
Net fixed assets Rs m39,5195,236 754.7%   
Share capital Rs m6,8743,438 200.0%   
Free reserves Rs m200,76135,310 568.6%   
Net worth Rs m230,48180,641 285.8%   
Borrowings Rs m306,36622,983 1,333.0%   
Investments Rs m905,732219,825 412.0%   
Total assets Rs m4,073,646915,544 444.9%  
Debt/equity ratio x16.310.1 160.9%   
Return on assets %0.30.5 62.7%  
Return on equity %5.96.0 97.6%  
Capital adequacy ratio %11.113.9 80.0%  
Net NPAs %5.31.6 320.1%  
CASH FLOW
From Operations Rs m82,741-15,569 -531.4%  
From Investments Rs m-8,71824,948 -34.9%  
From Financial Activity Rs m-3,886-2,992 129.9%  
Net Cashflow Rs m70,1386,387 1,098.2%  

Share Holding

Indian Promoters % 60.1 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 25.5 65.1%  
FIIs % 8.5 38.8 21.9%  
ADR/GDR % 0.0 2.2 -  
Free float % 14.8 33.0 44.8%  
Shareholders   235,817 82,469 285.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   ICICI BANK  BANK OF MAHARASHTRA  SOUTH IND.BANK  UNITED BANK OF INDIA  ALLAHABAD BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Weak Finish to the Week Post Vishal Sikka's Exit as CEO of Infosys(Closing)

Share markets in India witnessed selling pressure, led by slump in shares of Infosys Ltd. after Vishal Sikka resigned as chief executive officer of the country's second-largest software services exporter.

Related Views on News

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Axis Bank: Outside Watchlist Slippages a Big Worry (Quarterly Results Update - Detailed)

Jul 31, 2017

Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

The Pied Pipers of 'Buy High, Sell Higher' (The 5 Minute Wrapup)

Jul 14, 2017

What should you make of Ola drivers turning day traders and Radio Jockeys giving opinion on the Sensex?

More Views on News

Most Popular

Demonetisation Barely Made Any Difference to Tax Collections(Vivek Kaul's Diary)

Aug 7, 2017

The data tells us quite a different story from the one the government is trying to project.

A 'Backdoor' to Multibaggers: It's Like Investing in Asian Paints Ten Years Ago(The 5 Minute Wrapup)

Aug 10, 2017

Don't miss these proxy bets on growing companies or in a few years you will be looking back with regret.

Should You Invest In Bharat-22 ETF? Know Here...(Outside View)

Aug 8, 2017

Bharat-22 is one of the most diverse ETFs offered so far by the Government. Know here if you should invest...

Signs of Life in the India VIX(Daily Profit Hunter)

Aug 12, 2017

The India VIX is up 36% in the last week. Fear has gone up but is still low by historical standards.

7 Financial Gifts For Your Sister This Raksha Bandhan(Outside View)

Aug 7, 2017

Raksha Bandhan signifies the brother-sister bond. Here are 7 thoughtful financial gifts for sisters...

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNION BANK SHARE PRICE


Aug 18, 2017 (Close)

TRACK UNION BANK

  • Track your investment in UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

UNION BANK - INDIAN BANK COMPARISON

COMPARE UNION BANK WITH

MARKET STATS