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- UNION BANK - ICICI BANK
UNION BANK vs ICICI BANK - Comparison Results
UNION BANK Change
Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
ICICI BANK 
Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More
Current Valuations
| UNION BANK | ICICI BANK | UNION BANK/ ICICI BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -1.1 | 51.3 | - | View Chart |
| P/BV | x | 0.1 | 2.4 | 4.9% | View Chart |
| Dividend Yield | % | 0.0 | 0.2 | - |
Financials
 UNION BANK  ICICI BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| UNION BANK Mar-19 |
ICICI BANK Mar-19 |
UNION BANK/ ICICI BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 106 | 400 | 26.5% | |
| Low | Rs | 61 | 259 | 23.7% | |
| Income per share (Unadj.) | Rs | 194.6 | 112.0 | 173.8% | |
| Earnings per share (Unadj.) | Rs | -16.6 | 6.6 | -250.5% | |
| Cash flow per share (Unadj.) | Rs | -42.9 | 73.4 | -58.5% | |
| Dividends per share (Unadj.) | Rs | 0 | 1.00 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.3 | 0.0% | |
| Book value per share (Unadj.) | Rs | 151.6 | 177.7 | 85.3% | |
| Shares outstanding (eoy) | m | 1,763.02 | 6,427.99 | 27.4% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 0.4 | 2.9 | 14.6% | |
| Avg P/E ratio | x | -5.0 | 49.8 | -10.1% | |
| Avg P/CF ratio | x | 1.7 | 8.1 | 21.1% | |
| Avg Price/Bookvalue ratio | x | 0.6 | 1.9 | 29.7% | |
| Dividend payout | % | 0 | 15.1 | 0.0% | |
| Avg Mkt Cap | Rs m | 147,388 | 2,118,987 | 7.0% | |
| No. of employees | `000 | 37.3 | 86.8 | 42.9% | |
| Total wages & salary | Rs m | 32,372 | 94,253 | 34.3% | |
| Avg. income/employee | Rs Th | 9,208.8 | 8,296.4 | 111.0% | |
| Avg. wages/employee | Rs Th | 868.8 | 1,086.3 | 80.0% | |
| Avg. net profit/employee | Rs Th | -784.3 | 490.3 | -159.9% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 343,137 | 719,817 | 47.7% | |
| Other income | Rs m | 50,417 | 593,248 | 8.5% | |
| Interest expense | Rs m | 238,961 | 391,775 | 61.0% | |
| Net interest income | Rs m | 104,176 | 328,041 | 31.8% | |
| Operating expense | Rs m | 78,562 | 642,589 | 12.2% | |
| Gross profit | Rs m | 25,614 | -314,548 | -8.1% | |
| Gross profit margin | % | 7.5 | -43.7 | -17.1% | |
| Provisions/contingencies | Rs m | 115,157 | 217,669 | 52.9% | |
| Profit before tax | Rs m | -39,016 | 61,032 | -63.9% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | -14,349 | 0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -9,792 | 4,140 | -236.5% | |
| Profit after tax | Rs m | -29,224 | 42,542 | -68.7% | |
| Net profit margin | % | -8.5 | 5.9 | -144.1% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 2,987,801 | 6,469,617 | 46.2% | |
| Deposits | Rs m | 4,175,048 | 6,813,169 | 61.3% | |
| Credit/Deposit ratio | x | 71.6 | 95.0 | 75.4% | |
| Yield on advances | % | 8.0 | 7.9 | 101.6% | |
| Cost of deposits | % | 5.3 | 4.0 | 133.6% | |
| Net Interest Margin | % | 2.2 | 2.9 | 76.5% | |
| Net fixed assets | Rs m | 37,745 | 96,604 | 39.1% | |
| Share capital | Rs m | 17,630 | 12,895 | 136.7% | |
| Free reserves | Rs m | 249,686 | 1,129,593 | 22.1% | |
| Net worth | Rs m | 267,317 | 1,142,487 | 23.4% | |
| Borrowings | Rs m | 432,756 | 2,103,241 | 20.6% | |
| Investments | Rs m | 1,283,912 | 3,982,008 | 32.2% | |
| Total assets | Rs m | 4,985,805 | 12,387,939 | 40.2% | |
| Debt/equity ratio | x | 17.2 | 7.8 | 220.9% | |
| Return on assets | % | -0.6 | 0.3 | -170.7% | |
| Return on equity | % | -10.9 | 3.7 | -293.6% | |
| Capital adequacy ratio | % | 11.8 | 16.9 | 69.7% | |
| Net NPAs | % | 6.9 | 2.3 | 299.1% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -77,784 | 486,711 | -16.0% | |
| From Investments | Rs m | -2,971 | -301,472 | 1.0% | |
| From Financial Activity | Rs m | 17,582 | -199,974 | -8.8% | |
| Net Cashflow | Rs m | -63,173 | -16,082 | 392.8% | |
Share Holding
| Indian Promoters | % | 60.1 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 16.6 | 23.1 | 71.9% | |
| FIIs | % | 8.5 | 40.0 | 21.3% | |
| ADR/GDR | % | 0.0 | 29.2 | - | |
| Free float | % | 14.8 | 7.8 | 189.7% | |
| Shareholders | 235,817 | 585,463 | 40.3% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UNION BANK With: INDIAN OVERSEAS BANK AXIS BANK DENA BANK ALLAHABAD BANK CITY UNION BANK
Compare UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Today's Market
Sensex Ends 292 Points Higher; Automobile and Metal Stocks Witness Buying(Closing)
After opening the day marginally higher, Indian share markets witnessed buying interest throughout the day and ended on a strong note.
Related Views on News
UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)
Aug 5, 2019 | Updated on Aug 5, 2019For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
ICICI BANK Announces Quarterly Results (1QFY20); Net Profit Up 1696.0% (Quarterly Result Update)
Jul 29, 2019 | Updated on Jul 29, 2019For the quarter ended June 2019, ICICI BANK has posted a net profit of Rs 19 bn (up 1696.0% YoY). Sales on the other hand came in at Rs 180 bn (up 22.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)
May 16, 2019 | Updated on May 16, 2019For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
ICICI BANK Announces Quarterly Results (4QFY19); Net Profit Down 5.0% (Quarterly Result Update)
May 8, 2019 | Updated on May 8, 2019For the quarter ended March 2019, ICICI BANK has posted a net profit of Rs 10 bn (down 5.0% YoY). Sales on the other hand came in at Rs 173 bn (up 21.2% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
ICICI BANK Announces Quarterly Results (3QFY19); Net Profit Down 2.7% (Quarterly Result Update)
Jan 31, 2019 | Updated on Jan 31, 2019For the quarter ended December 2018, ICICI BANK has posted a net profit of Rs 16 bn (down 2.7% YoY). Sales on the other hand came in at Rs 163 bn (up 19.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
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Oct 15, 2019 (Close)
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