Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs ICICI BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK ICICI BANK UNION BANK/
ICICI BANK
 
P/E (TTM) x 8.8 17.9 49.2% View Chart
P/BV x 1.5 3.6 41.0% View Chart
Dividend Yield % 2.0 0.7 269.9%  

Financials

 UNION BANK   ICICI BANK
EQUITY SHARE DATA
    UNION BANK
Mar-23
ICICI BANK
Mar-23
UNION BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs96958 10.1%   
Low Rs34670 5.0%   
Income per share (Unadj.) Rs118.8173.4 68.5%  
Earnings per share (Unadj.) Rs12.548.7 25.5%  
Cash flow per share (Unadj.) Rs27.2156.9 17.3%  
Dividends per share (Unadj.) Rs3.008.00 37.5%  
Avg Dividend yield %4.61.0 469.9%  
Book value per share (Unadj.) Rs115.3306.1 37.7%  
Shares outstanding (eoy) m6,834.756,982.82 97.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.54.7 11.7%   
Avg P/E ratio x5.216.7 31.2%  
Avg P/CF ratio x1.710.8 16.1%  
Avg Price/Bookvalue ratio x0.62.7 21.2%  
Dividend payout %24.116.4 146.8%   
Avg Mkt Cap Rs m444,0885,685,234 7.8%   
No. of employees `000NANA-   
Total wages & salary Rs m125,240152,342 82.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m811,6321,210,668 67.0%  
Other income Rs m159,154651,120 24.4%   
Interest expense Rs m480,328505,434 95.0%   
Net interest income Rs m331,303705,234 47.0%  
Operating expense Rs m234,873824,390 28.5%   
Gross profit Rs m96,430-119,156 -80.9%  
Gross profit margin %11.9-9.8 -120.7%  
Provisions/contingencies Rs m171,280187,334 91.4%   
Profit before tax Rs m121,465462,565 26.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-14,247 -0.0%   
Prior Period Items Rs m8139,983 8.1%   
Tax Rs m37,162117,934 31.5%   
Profit after tax Rs m85,117340,366 25.0%  
Net profit margin %10.528.1 37.3%  
BALANCE SHEET DATA
Advances Rs m7,642,76710,838,663 70.5%   
Deposits Rs m11,203,21912,108,322 92.5%  
Credit/Deposit ratio x68.289.5 76.2%  
Yield on advances %7.48.1 91.7%   
Cost of deposits %4.03.3 121.5%   
Net Interest Margin %3.04.1 73.1%  
Net fixed assets Rs m88,258109,690 80.5%   
Share capital Rs m69,38813,968 496.8%   
Free reserves Rs m718,6482,123,401 33.8%   
Net worth Rs m788,0352,137,369 36.9%   
Borrowings Rs m427,3661,890,618 22.6%   
Investments Rs m3,437,2706,395,520 53.7%   
Total assets Rs m12,883,57119,584,905 65.8%  
Debt/equity ratio x14.86.5 225.3%   
Return on assets %0.71.7 38.0%  
Return on equity %10.815.9 67.8%  
Capital adequacy ratio %16.018.3 87.5%  
Net NPAs %1.70.5 333.3%  
CASH FLOW
From Operations Rs m61,114-37,712 -162.1%  
From Investments Rs m-25,611-680,053 3.8%  
From Financial Activity Rs m-106,541247,907 -43.0%  
Net Cashflow Rs m-71,038-466,695 15.2%  

Share Holding

Indian Promoters % 77.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.3 89.9 18.1%  
FIIs % 4.0 43.6 9.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 23.0 100.0 23.0%  
Shareholders   874,309 1,802,207 48.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   HDFC BANK    AXIS BANK    SBI    KOTAK MAHINDRA BANK    PNB    


More on Union Bank vs ICICI Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Union Bank vs ICICI Bank Share Price Performance

Period Union Bank ICICI Bank S&P BSE BANKEX
1-Day 0.79% 1.24% 1.08%
1-Month 8.35% 4.90% 2.73%
1-Year 147.56% 28.33% 19.58%
3-Year CAGR 64.75% 22.89% 12.09%
5-Year CAGR 9.57% 22.37% 9.45%

* Compound Annual Growth Rate

Here are more details on the Union Bank share price and the ICICI Bank share price.

Moving on to shareholding structures...

The promoters of Union Bank hold a 77.0% stake in the company. In case of ICICI Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Union Bank and the shareholding pattern of ICICI Bank.

Finally, a word on dividends...

In the most recent financial year, Union Bank paid a dividend of Rs 3.0 per share. This amounted to a Dividend Payout ratio of 24.1%.

ICICI Bank paid Rs 8.0, and its dividend payout ratio stood at 16.4%.

You may visit here to review the dividend history of Union Bank, and the dividend history of ICICI Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 550 Points| Nifty Tops 22,250 | Power Stocks Shine Sensex Today Rallies 550 Points| Nifty Tops 22,250 | Power Stocks Shine(10:30 am)

Asian markets traded lower, while the US stock indices ended higher overnight with the S&P 500 hitting a record closing high ahead of key economic data.