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- UNION BANK - ICICI BANK
UNION BANK vs ICICI BANK - Comparison Results
UNION BANK 
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Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
ICICI BANK
Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More
Current Valuations
| UNION BANK | ICICI BANK | UNION BANK/ ICICI BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -1.3 | 64.5 | - | View Chart |
| P/BV | x | 0.2 | 2.0 | 8.9% | View Chart |
| Dividend Yield | % | 0.0 | 0.4 | - |
Financials
 UNION BANK  ICICI BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| UNION BANK Mar-18 |
ICICI BANK Mar-18 |
UNION BANK/ ICICI BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 205 | 362 | 56.6% | |
| Low | Rs | 86 | 244 | 35.2% | |
| Income per share (Unadj.) | Rs | 282.0 | 106.7 | 264.2% | |
| Earnings per share (Unadj.) | Rs | -44.6 | 13.2 | -336.9% | |
| Cash flow per share (Unadj.) | Rs | -115.2 | 77.1 | -149.3% | |
| Dividends per share (Unadj.) | Rs | 0 | 1.50 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.5 | 0.0% | |
| Book value per share (Unadj.) | Rs | 216.1 | 189.9 | 113.8% | |
| Shares outstanding (eoy) | m | 1,168.57 | 5,824.48 | 20.1% | |
| Bonus/Rights/Conversions | - | ESOS | - | ||
| Avg Price / Income ratio | x | 0.5 | 2.8 | 18.2% | |
| Avg P/E ratio | x | -3.3 | 22.9 | -14.2% | |
| Avg P/CF ratio | x | 1.9 | 6.6 | 28.8% | |
| Avg Price/Bookvalue ratio | x | 0.7 | 1.6 | 42.2% | |
| Dividend payout | % | 0 | 11.3 | 0.0% | |
| Avg Mkt Cap | Rs m | 170,027 | 1,765,982 | 9.6% | |
| No. of employees | `000 | 37.6 | 81.5 | 46.1% | |
| Total wages & salary | Rs m | 33,322 | 83,335 | 40.0% | |
| Avg. income/employee | Rs Th | 8,766.7 | 7,622.8 | 115.0% | |
| Avg. wages/employee | Rs Th | 886.5 | 1,021.9 | 86.8% | |
| Avg. net profit/employee | Rs Th | -1,386.8 | 945.7 | -146.6% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 329,516 | 621,624 | 53.0% | |
| Other income | Rs m | 54,621 | 568,068 | 9.6% | |
| Interest expense | Rs m | 234,709 | 342,621 | 68.5% | |
| Net interest income | Rs m | 94,807 | 279,003 | 34.0% | |
| Operating expense | Rs m | 73,508 | 557,556 | 13.2% | |
| Gross profit | Rs m | 21,298 | -278,553 | -7.6% | |
| Gross profit margin | % | 6.5 | -44.8 | -14.4% | |
| Provisions/contingencies | Rs m | 142,063 | 191,949 | 74.0% | |
| Profit before tax | Rs m | -66,062 | 97,565 | -67.7% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | -13,874 | 0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -13,938 | 6,570 | -212.1% | |
| Profit after tax | Rs m | -52,125 | 77,122 | -67.6% | |
| Net profit margin | % | -15.8 | 12.4 | -127.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 2,905,715 | 5,668,542 | 51.3% | |
| Deposits | Rs m | 4,102,884 | 5,857,961 | 70.0% | |
| Credit/Deposit ratio | x | 70.8 | 96.8 | 73.2% | |
| Yield on advances | % | 7.9 | 7.6 | 103.1% | |
| Cost of deposits | % | 5.3 | 4.1 | 129.8% | |
| Net Interest Margin | % | 2.0 | 2.7 | 75.0% | |
| Net fixed assets | Rs m | 38,461 | 94,650 | 40.6% | |
| Share capital | Rs m | 11,686 | 12,858 | 90.9% | |
| Free reserves | Rs m | 228,925 | 591,640 | 38.7% | |
| Net worth | Rs m | 252,518 | 1,106,241 | 22.8% | |
| Borrowings | Rs m | 456,804 | 2,294,018 | 19.9% | |
| Investments | Rs m | 1,255,107 | 3,722,077 | 33.7% | |
| Total assets | Rs m | 4,911,464 | 11,242,810 | 43.7% | |
| Debt/equity ratio | x | 18.1 | 7.4 | 245.0% | |
| Return on assets | % | -1.1 | 0.7 | -154.7% | |
| Return on equity | % | -20.6 | 7.0 | -296.1% | |
| Capital adequacy ratio | % | 11.5 | 18.4 | 62.4% | |
| Net NPAs | % | 8.4 | 4.8 | 176.5% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 60,893 | 193,829 | 31.4% | |
| From Investments | Rs m | -3,068 | -505,735 | 0.6% | |
| From Financial Activity | Rs m | 107,919 | 396,760 | 27.2% | |
| Net Cashflow | Rs m | 165,744 | 85,083 | 194.8% | |
Share Holding
| Indian Promoters | % | 60.1 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 16.6 | 23.1 | 71.9% | |
| FIIs | % | 8.5 | 40.0 | 21.3% | |
| ADR/GDR | % | 0.0 | 29.2 | - | |
| Free float | % | 14.8 | 7.8 | 189.7% | |
| Shareholders | 235,817 | 585,463 | 40.3% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UNION BANK With: AXIS BANK INDUSIND BANK IDBI BANK VIJAYA BANK DHANLAXMI BANK
Compare UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Dec 10, 2018 12:15 PM
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