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- UNION BANK - ICICI BANK
UNION BANK vs ICICI BANK - Comparison Results
UNION BANK Change
Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
ICICI BANK 
ICICI Bank is one of the largest banks in the country in terms of consolidated assets. It has a nationwide presence with over 4,874 branches and 86,763 plus employees. The Bank is engaged in providing a range of banking and financial services, includ... More
Current Valuations
| UNION BANK | ICICI BANK | UNION BANK/ ICICI BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -0.7 | 27.7 | - | View Chart |
| P/BV | x | 0.1 | 2.8 | 2.6% | View Chart |
| Dividend Yield | % | 0.0 | 0.0 | - |
Financials
 UNION BANK  ICICI BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| UNION BANK Mar-19 |
ICICI BANK Mar-20 |
UNION BANK/ ICICI BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 106 | 549 | 19.3% | |
| Low | Rs | 61 | 284 | 21.6% | |
| Income per share (Unadj.) | Rs | 194.6 | 131.6 | 147.9% | |
| Earnings per share (Unadj.) | Rs | -16.6 | 14.8 | -111.7% | |
| Cash flow per share (Unadj.) | Rs | -42.9 | 110.1 | -39.0% | |
| Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
| Avg Dividend yield | % | 0 | 0 | - | |
| Book value per share (Unadj.) | Rs | 151.6 | 190.7 | 79.5% | |
| Shares outstanding (eoy) | m | 1,763.02 | 6,446.23 | 27.3% | |
| Bonus/Rights/Conversions | - | ESOS | - | ||
| Avg Price / Income ratio | x | 0.4 | 3.2 | 13.6% | |
| Avg P/E ratio | x | -5.0 | 28.1 | -18.0% | |
| Avg P/CF ratio | x | 1.7 | 10.4 | 16.5% | |
| Avg Price/Bookvalue ratio | x | 0.6 | 2.2 | 25.2% | |
| Dividend payout | % | 0 | 0 | - | |
| Avg Mkt Cap | Rs m | 147,388 | 2,685,822 | 5.5% | |
| No. of employees | `000 | 37.3 | 97.4 | 38.3% | |
| Total wages & salary | Rs m | 32,372 | 111,568 | 29.0% | |
| Avg. income/employee | Rs Th | 9,208.8 | 8,714.2 | 105.7% | |
| Avg. wages/employee | Rs Th | 868.8 | 1,146.0 | 75.8% | |
| Avg. net profit/employee | Rs Th | -784.3 | 982.6 | -79.8% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 343,137 | 848,358 | 40.4% | |
| Other income | Rs m | 50,417 | 649,503 | 7.8% | |
| Interest expense | Rs m | 238,961 | 446,655 | 53.5% | |
| Net interest income | Rs m | 104,176 | 401,703 | 25.9% | |
| Operating expense | Rs m | 78,562 | 715,179 | 11.0% | |
| Gross profit | Rs m | 25,614 | -313,477 | -8.2% | |
| Gross profit margin | % | 7.5 | -37.0 | -20.2% | |
| Provisions/contingencies | Rs m | 115,157 | 162,602 | 70.8% | |
| Profit before tax | Rs m | -39,016 | 173,425 | -22.5% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | -16,592 | 0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -9,792 | 61,170 | -16.0% | |
| Profit after tax | Rs m | -29,224 | 95,663 | -30.5% | |
| Net profit margin | % | -8.5 | 11.3 | -75.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 2,987,801 | 7,062,461 | 42.3% | |
| Deposits | Rs m | 4,175,048 | 8,007,845 | 52.1% | |
| Credit/Deposit ratio | x | 71.6 | 88.2 | 81.1% | |
| Yield on advances | % | 8.0 | 8.6 | 92.6% | |
| Cost of deposits | % | 5.3 | 4.1 | 127.6% | |
| Net Interest Margin | % | 2.2 | 3.1 | 70.4% | |
| Net fixed assets | Rs m | 37,745 | 104,087 | 36.3% | |
| Share capital | Rs m | 17,630 | 12,948 | 136.2% | |
| Free reserves | Rs m | 249,686 | 1,216,618 | 20.5% | |
| Net worth | Rs m | 267,317 | 1,229,566 | 21.7% | |
| Borrowings | Rs m | 432,756 | 2,138,518 | 20.2% | |
| Investments | Rs m | 1,283,912 | 4,434,726 | 29.0% | |
| Total assets | Rs m | 4,985,805 | 13,772,922 | 36.2% | |
| Debt/equity ratio | x | 17.2 | 8.3 | 208.9% | |
| Return on assets | % | -0.6 | 0.7 | -84.4% | |
| Return on equity | % | -10.9 | 7.8 | -140.5% | |
| Capital adequacy ratio | % | 11.8 | 16.1 | 73.1% | |
| Net NPAs | % | 6.9 | 1.5 | 444.8% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -77,784 | 795,648 | -9.8% | |
| From Investments | Rs m | -2,971 | -423,084 | 0.7% | |
| From Financial Activity | Rs m | 17,582 | 29,922 | 58.8% | |
| Net Cashflow | Rs m | -63,173 | 404,620 | -15.6% | |
Share Holding
| Indian Promoters | % | 60.1 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 16.6 | 23.1 | 71.9% | |
| FIIs | % | 8.5 | 40.0 | 21.3% | |
| ADR/GDR | % | 0.0 | 29.2 | - | |
| Free float | % | 14.8 | 7.8 | 189.7% | |
| Shareholders | 235,817 | 585,463 | 40.3% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UNION BANK With: DCB BANK ALLAHABAD BANK CITY UNION BANK UNITED BANK OF INDIA ANDHRA BANK
Compare UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
Today's Market
Sensex Trades Over 500 Points Lower; Dow Futures Down by 77 Points(12:30 pm)
Share markets in India are presently trading on a negative note. The BSE Sensex is trading down by 553 points, down 1.1% at 47,794 levels.
Related Views on News
ICICI BANK Announces Quarterly Results (1QFY21); Net Profit Up 36.2% (Quarterly Result Update)
Jul 30, 2020 | Updated on Jul 30, 2020For the quarter ended June 2020, ICICI BANK has posted a net profit of Rs 26 bn (up 36.2% YoY). Sales on the other hand came in at Rs 199 bn (up 10.8% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
ICICI BANK Announces Quarterly Results (4QFY20); Net Profit Up 26.0% (Quarterly Result Update)
May 12, 2020 | Updated on May 12, 2020For the quarter ended March 2020, ICICI BANK has posted a net profit of Rs 12 bn (up 26.0% YoY). Sales on the other hand came in at Rs 192 bn (up 11.0% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
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ICICI BANK Announces Quarterly Results (3QFY20); Net Profit Up 158.4% (Quarterly Result Update)
Jan 27, 2020 | Updated on Jan 27, 2020For the quarter ended December 2019, ICICI BANK has posted a net profit of Rs 41 bn (up 158.4% YoY). Sales on the other hand came in at Rs 191 bn (up 17.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
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