- Home
- About
- Team
- Today's Market
- Premium
- Research it
- Outlook
- Portfolio
- Mobile
- Trust Equitymaster
- Help
- Free Reports
MEMBER'S LOGINX
| Login Failure | ||||||||
|
||||||||
| Sign Up | Forgot Password? | ||||||||
- Home
- Research It
- Compare Company
- Indian - banks - psu
- UNION BANK - ICICI BANK
UNION BANK vs ICICI BANK - Comparison Results
UNION BANK 
Change
Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
ICICI BANK
Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More
Current Valuations
| UNION BANK | ICICI BANK | UNION BANK/ ICICI BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -0.9 | 44.2 | - | View Chart |
| P/BV | x | 0.2 | 1.8 | 10.1% | View Chart |
| Dividend Yield | % | 0.0 | 0.5 | - |
Financials
 UNION BANK  ICICI BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| UNION BANK Mar-18 |
ICICI BANK Mar-18 |
UNION BANK/ ICICI BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 205 | 362 | 56.6% | |
| Low | Rs | 86 | 244 | 35.2% | |
| Income per share (Unadj.) | Rs | 282.0 | 106.7 | 264.2% | |
| Earnings per share (Unadj.) | Rs | -44.6 | 13.2 | -336.9% | |
| Cash flow per share (Unadj.) | Rs | -115.2 | 77.1 | -149.3% | |
| Dividends per share (Unadj.) | Rs | 0 | 1.50 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.5 | 0.0% | |
| Book value per share (Unadj.) | Rs | 216.1 | 189.9 | 113.8% | |
| Shares outstanding (eoy) | m | 1,168.57 | 5,824.48 | 20.1% | |
| Bonus/Rights/Conversions | - | ESOS | - | ||
| Avg Price / Income ratio | x | 0.5 | 2.8 | 18.2% | |
| Avg P/E ratio | x | -3.3 | 22.9 | -14.2% | |
| Avg P/CF ratio | x | 1.9 | 6.6 | 28.8% | |
| Avg Price/Bookvalue ratio | x | 0.7 | 1.6 | 42.2% | |
| Dividend payout | % | 0 | 11.3 | 0.0% | |
| Avg Mkt Cap | Rs m | 170,027 | 1,765,982 | 9.6% | |
| No. of employees | `000 | 37.6 | 81.5 | 46.1% | |
| Total wages & salary | Rs m | 33,322 | 83,335 | 40.0% | |
| Avg. income/employee | Rs Th | 8,766.7 | 7,622.8 | 115.0% | |
| Avg. wages/employee | Rs Th | 886.5 | 1,021.9 | 86.8% | |
| Avg. net profit/employee | Rs Th | -1,386.8 | 945.7 | -146.6% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 329,516 | 621,624 | 53.0% | |
| Other income | Rs m | 54,621 | 568,068 | 9.6% | |
| Interest expense | Rs m | 234,709 | 342,621 | 68.5% | |
| Net interest income | Rs m | 94,807 | 279,003 | 34.0% | |
| Operating expense | Rs m | 73,508 | 557,556 | 13.2% | |
| Gross profit | Rs m | 21,298 | -278,553 | -7.6% | |
| Gross profit margin | % | 6.5 | -44.8 | -14.4% | |
| Provisions/contingencies | Rs m | 142,063 | 191,949 | 74.0% | |
| Profit before tax | Rs m | -66,062 | 97,565 | -67.7% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | -13,874 | 0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -13,938 | 6,570 | -212.1% | |
| Profit after tax | Rs m | -52,125 | 77,122 | -67.6% | |
| Net profit margin | % | -15.8 | 12.4 | -127.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 2,905,715 | 5,668,542 | 51.3% | |
| Deposits | Rs m | 4,102,884 | 5,857,961 | 70.0% | |
| Credit/Deposit ratio | x | 70.8 | 96.8 | 73.2% | |
| Yield on advances | % | 7.9 | 7.6 | 103.1% | |
| Cost of deposits | % | 5.3 | 4.1 | 129.8% | |
| Net Interest Margin | % | 2.0 | 2.7 | 75.0% | |
| Net fixed assets | Rs m | 38,461 | 94,650 | 40.6% | |
| Share capital | Rs m | 11,686 | 12,858 | 90.9% | |
| Free reserves | Rs m | 228,925 | 591,640 | 38.7% | |
| Net worth | Rs m | 252,518 | 1,106,241 | 22.8% | |
| Borrowings | Rs m | 456,804 | 2,294,018 | 19.9% | |
| Investments | Rs m | 1,255,107 | 3,722,077 | 33.7% | |
| Total assets | Rs m | 4,911,464 | 11,242,810 | 43.7% | |
| Debt/equity ratio | x | 18.1 | 7.4 | 245.0% | |
| Return on assets | % | -1.1 | 0.7 | -154.7% | |
| Return on equity | % | -20.6 | 7.0 | -296.1% | |
| Capital adequacy ratio | % | 11.5 | 18.4 | 62.4% | |
| Net NPAs | % | 8.4 | 4.8 | 176.5% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 60,893 | 193,829 | 31.4% | |
| From Investments | Rs m | -3,068 | -505,735 | 0.6% | |
| From Financial Activity | Rs m | 107,919 | 396,760 | 27.2% | |
| Net Cashflow | Rs m | 165,744 | 85,083 | 194.8% | |
Share Holding
| Indian Promoters | % | 60.1 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 16.6 | 23.1 | 71.9% | |
| FIIs | % | 8.5 | 40.0 | 21.3% | |
| ADR/GDR | % | 0.0 | 29.2 | - | |
| Free float | % | 14.8 | 7.8 | 189.7% | |
| Shareholders | 235,817 | 585,463 | 40.3% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UNION BANK With: ING VYSYA BANK SBI UNITED BANK OF INDIA CORPORATION BANK IDBI BANK
Compare UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
|
| |
Today's Market
Sensex Slumps Over 275 Points; Realty and Banking Stocks Witness Selling(Closing)
After trading on a volatile note throughout the day, share markets in India witnessed selling pressure during the closing hours and ended the day in red.
Related Views on News
UNION BANK Announces Quarterly Results (1QFY19); Net Profit Up 11.1% (Quarterly Result Update)
Aug 13, 2018 | Updated on Aug 13, 2018For the quarter ended June 2018, UNION BANK has posted a net profit of Rs 1 bn (up 11.1% YoY). Sales on the other hand came in at Rs 87 bn (up 6.7% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
ICICI BANK Announces Quarterly Results (1QFY19); Net Profit Down 105.8% (Quarterly Result Update)
Jul 31, 2018 | Updated on Jul 31, 2018For the quarter ended June 2018, ICICI BANK has posted a net profit of Rs 1 bn (down 105.8% YoY). Sales on the other hand came in at Rs 147 bn (up 9.4% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)
Nov 7, 2017The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.
Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)
Mar 12, 2018Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?
SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)
Feb 21, 2018SBI posts loss on elevated bad loans and higher provisioning requirements.
More Views on NewsMost Popular
My First Pharma Stock Recommendation!(The 5 Minute Wrapup)
Sep 21, 2018This company has not only created a niche in the pharma space, it has done so profitably.
Want Bigger Returns Than You Thought Possible? This is Where You Should Look(Profit Hunter)
Sep 12, 2018Richa has discovered the single most profitable opportunity in the market - read on to discover more...
Are You Blindly Investing In Equities? Read This...(Outside View)
Sep 11, 2018PersonalFN explains how blindly investing in equities can prove hazardous to your wealth and health.
Investors Are Redeeming From Equity Mutual Funds Now. Should You?(Outside View)
Sep 12, 2018PersonalFN elucidates if you should redeem from equity mutual fund now, and the approach to follow before you decide to sell mutual funds.
Outperformance of Strong Established Brands in the Indian Stock market(Chart Of The Day)
Sep 14, 2018Strong Well established Indian Brands have comfortably outperformed the index in the decade post the global financial crisis.
More|
| |
UNION BANK SHARE PRICE
Sep 21, 2018 (Close)
TRACK UNION BANK
- Track your investment in UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
- Add To MyStocks
MORE ON UNION BANK
UNION BANK - YES BANK COMPARISON
COMPARE UNION BANK WITH
OTHER USEFUL LINKS
MARKET STATS
ABOUT EQUITYMASTER
Since 1996, Equitymaster has been the source for honest and credible opinions on investing in India. With solid research and in-depth analysis Equitymaster is dedicated towards making its readers- smarter, more confident and richer every day. Here's why hundreds of thousands of readers spread across more than 70 countries Trust Equitymaster.
FREE NEWSLETTERS
PREMIUM PRODUCTS
QUICK LINKS
APPS
FOLLOW
Copyright © Equitymaster Agora Research Private Limited.
Whitelist | Refer | Terms | Privacy | Contact | About | Sitemap
Equitymaster Agora Research Private Limited. 103, Regent Chambers, Above Status Restaurant, Nariman Point, Mumbai - 400 021. India.
Telephone: +91-22-61434055. Fax: +91-22-22028550. Email: info@equitymaster.com. Website: www.equitymaster.com. CIN:U74999MH2007PTC175407
All rights reserved. Any act of copying, reproducing or distributing this newsletter whether wholly or in part, for any purpose without the permission of Equitymaster is strictly prohibited and shall be deemed to be copyright infringement.
LEGAL DISCLAIMER: Equitymaster Agora Research Private Limited (hereinafter referred as 'Equitymaster') is an independent equity research Company. Equitymaster is not an Investment Adviser. Information herein should be regarded as a resource only and should be used at one's own risk. This is not an offer to sell or solicitation to buy any securities and Equitymaster will not be liable for any losses incurred or investment(s) made or decisions taken/or not taken based on the information provided herein. Information contained herein does not constitute investment advice or a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual subscribers. Before acting on any recommendation, subscribers should consider whether it is suitable for their particular circumstances and, if necessary, seek an independent professional advice. This is not directed for access or use by anyone in a country, especially, USA, Canada or the European Union countries, where such use or access is unlawful or which may subject Equitymaster or its affiliates to any registration or licensing requirement. All content and information is provided on an 'As Is' basis by Equitymaster. Information herein is believed to be reliable but Equitymaster does not warrant its completeness or accuracy and expressly disclaims all warranties and conditions of any kind, whether express or implied. Equitymaster may hold shares in the company/ies discussed herein. As a condition to accessing Equitymaster content and website, you agree to our Terms and Conditions of Use, available here. The performance data quoted represents past performance and does not guarantee future results.
SEBI (Research Analysts) Regulations 2014, Registration No. INH000000537.