Compare Union Bank with ICICI Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs ICICI BANK - Comparison Results

UNION BANK     Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

ICICI BANK 
   Change

ICICI Bank is one of the largest banks in the country in terms of consolidated assets. It has a nationwide presence with over 4,874 branches and 86,763 plus employees. The Bank is engaged in providing a range of banking and financial services, includ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK ICICI BANK UNION BANK/
ICICI BANK
 
P/E (TTM) x -0.8 30.2 - View Chart
P/BV x 0.1 3.2 2.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNION BANK   ICICI BANK
EQUITY SHARE DATA
    UNION BANK
Mar-19
ICICI BANK
Mar-20
UNION BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs106549 19.3%   
Low Rs61284 21.6%   
Income per share (Unadj.) Rs194.6131.6 147.9%  
Earnings per share (Unadj.) Rs-16.614.8 -111.7%  
Cash flow per share (Unadj.) Rs-42.9110.1 -39.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs151.6190.7 79.5%  
Shares outstanding (eoy) m1,763.026,446.23 27.3%   
Bonus/Rights/Conversions -ESOS-  
Avg Price / Income ratio x0.43.2 13.6%   
Avg P/E ratio x-5.028.1 -18.0%  
Avg P/CF ratio x1.710.4 16.5%  
Avg Price/Bookvalue ratio x0.62.2 25.2%  
Dividend payout %00-   
Avg Mkt Cap Rs m147,3882,685,822 5.5%   
No. of employees `00037.397.4 38.3%   
Total wages & salary Rs m32,372111,568 29.0%   
Avg. income/employee Rs Th9,208.88,714.2 105.7%   
Avg. wages/employee Rs Th868.81,146.0 75.8%   
Avg. net profit/employee Rs Th-784.3982.6 -79.8%   
INCOME DATA
Interest income Rs m343,137848,358 40.4%  
Other income Rs m50,417649,503 7.8%   
Interest expense Rs m238,961446,655 53.5%   
Net interest income Rs m104,176401,703 25.9%  
Operating expense Rs m78,562715,179 11.0%   
Gross profit Rs m25,614-313,477 -8.2%  
Gross profit margin %7.5-37.0 -20.2%  
Provisions/contingencies Rs m115,157162,602 70.8%   
Profit before tax Rs m-39,016173,425 -22.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-16,592 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-9,79261,170 -16.0%   
Profit after tax Rs m-29,22495,663 -30.5%  
Net profit margin %-8.511.3 -75.5%  
BALANCE SHEET DATA
Advances Rs m2,987,8017,062,461 42.3%   
Deposits Rs m4,175,0488,007,845 52.1%  
Credit/Deposit ratio x71.688.2 81.1%  
Yield on advances %8.08.6 92.6%   
Cost of deposits %5.34.1 127.6%   
Net Interest Margin %2.23.1 70.4%  
Net fixed assets Rs m37,745104,087 36.3%   
Share capital Rs m17,63012,948 136.2%   
Free reserves Rs m249,6861,216,618 20.5%   
Net worth Rs m267,3171,229,566 21.7%   
Borrowings Rs m432,7562,138,518 20.2%   
Investments Rs m1,283,9124,434,726 29.0%   
Total assets Rs m4,985,80513,772,922 36.2%  
Debt/equity ratio x17.28.3 208.9%   
Return on assets %-0.60.7 -84.4%  
Return on equity %-10.97.8 -140.5%  
Capital adequacy ratio %11.816.1 73.1%  
Net NPAs %6.91.5 444.8%  
CASH FLOW
From Operations Rs m-77,784795,648 -9.8%  
From Investments Rs m-2,971-423,084 0.7%  
From Financial Activity Rs m17,58229,922 58.8%  
Net Cashflow Rs m-63,173404,620 -15.6%  

Share Holding

Indian Promoters % 60.1 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 23.1 71.9%  
FIIs % 8.5 40.0 21.3%  
ADR/GDR % 0.0 29.2 -  
Free float % 14.8 7.8 189.7%  
Shareholders   235,817 585,463 40.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   RBL BANK  KARUR VYSYA BANK  PNB  KOTAK MAHINDRA BANK  DCB BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 257 Points Higher; Tata Steel & Hindalco Among Top Nifty Gainers(Closing)

Indian share markets witnessed positive trading activity throughout the day today and ended higher.

Related Views on News

ICICI BANK Announces Quarterly Results (3QFY21); Net Profit Up 19.1% (Quarterly Result Update)

Feb 1, 2021 | Updated on Feb 1, 2021

For the quarter ended December 2020, ICICI BANK has posted a net profit of Rs 49 bn (up 19.1% YoY). Sales on the other hand came in at Rs 197 bn (up 3.5% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

ICICI BANK Announces Quarterly Results (1QFY21); Net Profit Up 36.2% (Quarterly Result Update)

Jul 30, 2020 | Updated on Jul 30, 2020

For the quarter ended June 2020, ICICI BANK has posted a net profit of Rs 26 bn (up 36.2% YoY). Sales on the other hand came in at Rs 199 bn (up 10.8% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

ICICI Bank Posts Threefold Jump in Net Profit; Net Interest Income Grows 17% (Company Info)

Apr 26, 2021

Key takeaways from ICICI Bank's March quarter (Q4FY21) results.

HDFC Bank Posts Good Q4 Performance Amid Covid-19 Second Wave (Company Info)

Apr 20, 2021

Key takeaways from HDFC Bank's March quarter (Q4FY21) results.

ICICI BANK Announces Quarterly Results (4QFY20); Net Profit Up 26.0% (Quarterly Result Update)

May 12, 2020 | Updated on May 12, 2020

For the quarter ended March 2020, ICICI BANK has posted a net profit of Rs 12 bn (up 26.0% YoY). Sales on the other hand came in at Rs 192 bn (up 11.0% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

More Views on News

Most Popular

Time to Buy Smallcaps?(Fast Profits Daily)

Apr 30, 2021

In this video, I'll show you why I favour smallcaps over the Nifty.

The Next Smallcap Winners(Profit Hunter)

Apr 30, 2021

Price is the only due diligence one might require to buy this business.

Sell in May and Go Away?(Fast Profits Daily)

Apr 28, 2021

Does the concept of selling stocks in the month of May, work in the Indian market?

This Fund Manager Has Taken the World by Storm. Will You Invest With Her?(Profit Hunter)

Apr 26, 2021

Should you invest with this Rockstar fund manager who has outperformed in a big way?

More

India's #1 Trader
Reveals His Secrets

Secret To Increasing Your Trading Profits Today
Get this Special Report,
The Secret to Increasing Your Trading Profits Today, Now!
We will never sell or rent your email id.
Please read our Terms

UNION BANK SHARE PRICE


May 7, 2021 (Close)

TRACK UNION BANK

  • Track your investment in UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

COMPARE UNION BANK WITH

MARKET STATS