X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Union Bank with Indian Overseas Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs INDIAN OVERSEAS BANK - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK INDIAN OVERSEAS BANK UNION BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 15.7 -0.8 - View Chart
P/BV x 0.4 0.2 202.7% View Chart
Dividend Yield % 1.5 0.0 -  

Financials

 UNION BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    UNION BANK
Mar-16
INDIAN OVERSEAS BANK
Mar-16
UNION BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs22348 468.4%   
Low Rs10421 493.4%   
Income per share (Unadj.) Rs470.1130.1 361.3%  
Earnings per share (Unadj.) Rs19.7-18.7 -105.3%  
Cash flow per share (Unadj.) Rs67.4-32.1 -209.8%  
Dividends per share (Unadj.) Rs1.950-  
Avg Dividend yield %1.20-  
Book value per share (Unadj.) Rs335.386.7 386.8%  
Shares outstanding (eoy) m687.441,807.27 38.0%   
Bonus/Rights/Conversions PI--  
Avg Price / Income ratio x0.30.3 131.8%   
Avg P/E ratio x8.3-1.8 -452.1%  
Avg P/CF ratio x2.11.9 111.8%  
Avg Price/Bookvalue ratio x0.50.4 123.1%  
Dividend payout %9.90-   
Avg Mkt Cap Rs m112,25961,989 181.1%   
No. of employees `00035.5NA-   
Total wages & salary Rs m37,68133,904 111.1%   
Avg. income/employee Rs Th9,109.9NM-  
Avg. wages/employee Rs Th1,062.2NM-  
Avg. net profit/employee Rs Th382.5N.A.-  
INCOME DATA
Interest income Rs m323,157235,173 137.4%  
Other income Rs m393,44325,283 1,556.2%   
Interest expense Rs m238,940181,346 131.8%   
Net interest income Rs m84,21653,827 156.5%  
Operating expense Rs m67,15950,255 133.6%   
Gross profit Rs m17,0573,572 477.5%  
Gross profit margin %5.31.5 347.5%  
Provisions/contingencies Rs m38,68266,136 58.5%   
Profit before tax Rs m17,769-42,179 -42.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m900-   
Prior Period Items Rs m00-   
Tax Rs m4,291-8,308 -51.7%   
Profit after tax Rs m13,569-33,872 -40.1%  
Net profit margin %4.2-14.4 -29.2%  
BALANCE SHEET DATA
Advances Rs m2,682,4961,608,607 166.8%   
Deposits Rs m3,441,1752,245,142 153.3%  
Credit/Deposit ratio x78.071.6 108.8%  
Yield on advances %8.810.4 85.2%   
Cost of deposits %6.47.2 88.6%   
Net Interest Margin %2.22.1 105.6%  
Net fixed assets Rs m39,51932,705 120.8%   
Share capital Rs m6,87418,073 38.0%   
Free reserves Rs m200,76189,452 224.4%   
Net worth Rs m230,481156,658 147.1%   
Borrowings Rs m306,366271,833 112.7%   
Investments Rs m905,732791,896 114.4%   
Total assets Rs m4,073,6462,744,368 148.4%  
Debt/equity ratio x16.316.1 101.2%   
Return on assets %0.3-1.2 -27.0%  
Return on equity %5.9-21.6 -27.2%  
Capital adequacy ratio %11.19.7 115.3%  
Net NPAs %5.311.9 44.2%  
CASH FLOW
From Operations Rs m82,741-15,515 -533.3%  
From Investments Rs m-8,718-2,536 343.8%  
From Financial Activity Rs m-3,886-8,472 45.9%  
Net Cashflow Rs m70,138-26,523 -264.4%  

Share Holding

Indian Promoters % 60.1 73.8 81.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 15.3 108.5%  
FIIs % 8.5 1.9 447.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 9.1 162.6%  
Shareholders   235,817 250,609 94.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   KOTAK MAH. BANK  UNITED BANK OF INDIA  ALLAHABAD BANK  IDBI BANK  KARUR VYSYA BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Finishes on a Strong Note; Bank & Realty Stocks Rally(Closing)

Indian share markets surged further in the afternoon session and finished in the green for the second straight session on heavy buying in realty stocks, metal stocks and bank stocks.

Related Views on News

SBI: Asset Quality and Slow Credit Remain Achilles' Heel (Quarterly Results Update - Detailed)

Aug 22, 2017

State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

ICICI Bank: Loan Slippages Trending Downwards (Quarterly Results Update - Detailed)

Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

Axis Bank: Outside Watchlist Slippages a Big Worry (Quarterly Results Update - Detailed)

Jul 31, 2017

Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

More Views on News

Most Popular

This Small Cap Can Drive Chinese Players Out of India (and Make a Fortune in the Process)(The 5 Minute Wrapup)

Aug 17, 2017

A small-cap Indian company with high-return potential and blue-chip-like stability is set to supplant the Chinese players in this niche segment.

The Most Important Innovation in Finance Since Gold Coins(Vivek Kaul's Diary)

Aug 10, 2017

Bill connects the dots...between money and growth, real money and real resources, gold and cryptocurrencies...and between gold, cryptocurrencies, and time.

It's the Best Time to Buy IT Stocks(Daily Profit Hunter)

Aug 16, 2017

The IT Sector could be in an uptrend till February 2019. Are you prepared to ride the trend?

Bitcoin Continues Stellar Rise(Chart Of The Day)

Aug 10, 2017

Bitcoin hits an all-time high, is there more upside left?

5 Steps To Become Financially Independent(Outside View)

Aug 16, 2017

Ensure your financial Independence, and pledge to start the journey towards financial freedom today!

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNION BANK SHARE PRICE


Aug 23, 2017 (Close)

TRACK UNION BANK

  • Track your investment in UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

COMPARE UNION BANK WITH

MARKET STATS