X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Union Bank with Indian Overseas Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs INDIAN OVERSEAS BANK - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK INDIAN OVERSEAS BANK UNION BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x -1.3 -0.3 - View Chart
P/BV x 0.2 0.1 140.7% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNION BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    UNION BANK
Mar-18
INDIAN OVERSEAS BANK
Mar-18
UNION BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs20532 636.6%   
Low Rs8617 500.0%   
Income per share (Unadj.) Rs282.036.6 769.8%  
Earnings per share (Unadj.) Rs-44.6-12.9 346.3%  
Cash flow per share (Unadj.) Rs-115.2-36.1 319.4%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs216.127.1 796.2%  
Shares outstanding (eoy) m1,168.574,890.77 23.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.50.7 76.5%   
Avg P/E ratio x-3.3-1.9 170.1%  
Avg P/CF ratio x1.91.5 129.8%  
Avg Price/Bookvalue ratio x0.70.9 74.0%  
Dividend payout %00-   
Avg Mkt Cap Rs m170,027120,802 140.7%   
No. of employees `00037.627.9 134.5%   
Total wages & salary Rs m33,32229,942 111.3%   
Avg. income/employee Rs Th8,766.76,412.9 136.7%   
Avg. wages/employee Rs Th886.51,071.8 82.7%   
Avg. net profit/employee Rs Th-1,386.8-2,255.0 61.5%   
INCOME DATA
Interest income Rs m329,516179,152 183.9%  
Other income Rs m54,62137,464 145.8%   
Interest expense Rs m234,709124,476 188.6%   
Net interest income Rs m94,80754,676 173.4%  
Operating expense Rs m73,50855,849 131.6%   
Gross profit Rs m21,298-1,174 -1,814.6%  
Gross profit margin %6.5-0.7 -986.6%  
Provisions/contingencies Rs m142,063145,930 97.4%   
Profit before tax Rs m-66,062-86,317 76.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-13,938-23,322 59.8%   
Profit after tax Rs m-52,125-62,995 82.7%  
Net profit margin %-15.8-35.2 45.0%  
BALANCE SHEET DATA
Advances Rs m2,905,7151,324,888 219.3%   
Deposits Rs m4,102,8842,168,318 189.2%  
Credit/Deposit ratio x70.861.1 115.9%  
Yield on advances %7.99.0 87.1%   
Cost of deposits %5.35.3 99.2%   
Net Interest Margin %2.02.4 84.8%  
Net fixed assets Rs m38,46128,934 132.9%   
Share capital Rs m11,68648,908 23.9%   
Free reserves Rs m228,92569,912 327.4%   
Net worth Rs m252,518132,740 190.2%   
Borrowings Rs m456,80492,281 495.0%   
Investments Rs m1,255,107686,459 182.8%   
Total assets Rs m4,911,4642,479,681 198.1%  
Debt/equity ratio x18.117.0 106.0%   
Return on assets %-1.1-2.5 41.8%  
Return on equity %-20.6-47.5 43.5%  
Capital adequacy ratio %11.59.3 124.3%  
Net NPAs %8.415.3 54.9%  
CASH FLOW
From Operations Rs m60,893-17,933 -339.6%  
From Investments Rs m-3,068-1,151 266.6%  
From Financial Activity Rs m107,91952,303 206.3%  
Net Cashflow Rs m165,74433,220 498.9%  

Share Holding

Indian Promoters % 60.1 73.8 81.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 15.3 108.5%  
FIIs % 8.5 1.9 447.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 9.1 162.6%  
Shareholders   235,817 250,609 94.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   ING VYSYA BANK  SBI  UNITED BANK OF INDIA  ICICI BANK  FEDERAL BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 190 Points Higher; Consumer Durable and Healthcare Stocks Witness Buying(Closing)

After trimming sharp losses in the afternoon session, Indian share markets continued to witness buying interest and ended the day on a positive note.

Related Views on News

INDIAN OVERSEAS BANK Announces Quarterly Results (2QFY19); Net Profit Up 58.6% (Quarterly Result Update)

Nov 9, 2018 | Updated on Nov 9, 2018

For the quarter ended September 2018, INDIAN OVERSEAS BANK has posted a net profit of Rs 5 bn (up 58.6% YoY). Sales on the other hand came in at Rs 43 bn (down 7.8% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

UNION BANK Announces Quarterly Results (2QFY19); Net Profit Up 109.1% (Quarterly Result Update)

Nov 9, 2018 | Updated on Nov 9, 2018

For the quarter ended September 2018, UNION BANK has posted a net profit of Rs 1 bn (up 109.1% YoY). Sales on the other hand came in at Rs 85 bn (up 3.8% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

My Top 7 Stocks to Buy Now(The 5 Minute Wrapup)

Nov 30, 2018

Of all the stocks that you could buy in this market, I've picked the seven best safe stocks that offer the ideal combination of safety and profit.

4 Rebound Stocks to Profit from the Current Small Cap Crash(Profit Hunter)

Dec 3, 2018

Indian small cap space is offering a discount season. Make sure you do not get too late to scoop up the bargains.

Reliance CPSE ETF (FFO3): Should You Invest?(Outside View)

Nov 29, 2018

Personalfn's analysis note on Reliance Mutual Fund Central Public Sector Enterprises Exchange Traded Fund (CPSE ETF). Should you subscribe?

Safety Beats Growth in 2018(Chart Of The Day)

Nov 30, 2018

With the markets turning up, these are my top 7 stock picks.

Looking For Higher Interest Rates on Bank FDs? Read This!(Outside View)

Dec 5, 2018

Credit disbursement to the productive sectors of the economy such as infrastructure, engineering, food processing, textiles, and chemicals, among others is rising.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNION BANK SHARE PRICE


Dec 11, 2018 (Close)

TRACK UNION BANK

  • Track your investment in UNION BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

UNION BANK 8-QTR ANALYSIS

COMPARE UNION BANK WITH

MARKET STATS