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UNION BANK vs INDIAN OVERSEAS BANK - Comparison Results

UNION BANK     Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    UNION BANK INDIAN OVERSEAS BANK UNION BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x -0.5 -0.1 - View Chart
P/BV x 0.1 0.1 92.3% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNION BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    UNION BANK
Mar-19
INDIAN OVERSEAS BANK
Mar-19
UNION BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs10619 565.8%   
Low Rs6111 563.3%   
Income per share (Unadj.) Rs194.619.3 1,009.1%  
Earnings per share (Unadj.) Rs-16.6-4.1 405.4%  
Cash flow per share (Unadj.) Rs-42.9-16.1 266.2%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs151.617.9 847.3%  
Shares outstanding (eoy) m1,763.029,141.65 19.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.40.8 56.0%   
Avg P/E ratio x-5.0-3.6 139.3%  
Avg P/CF ratio x1.71.4 120.2%  
Avg Price/Bookvalue ratio x0.60.8 66.7%  
Dividend payout %00-   
Avg Mkt Cap Rs m147,388135,296 108.9%   
No. of employees `00037.326.3 141.4%   
Total wages & salary Rs m32,37226,469 122.3%   
Avg. income/employee Rs Th9,208.86,691.4 137.6%   
Avg. wages/employee Rs Th868.81,004.5 86.5%   
Avg. net profit/employee Rs Th-784.3-1,418.6 55.3%   
INCOME DATA
Interest income Rs m343,137176,313 194.6%  
Other income Rs m50,41742,063 119.9%   
Interest expense Rs m238,961123,521 193.5%   
Net interest income Rs m104,17652,791 197.3%  
Operating expense Rs m78,56244,516 176.5%   
Gross profit Rs m25,6148,276 309.5%  
Gross profit margin %7.54.7 159.0%  
Provisions/contingencies Rs m115,157132,171 87.1%   
Profit before tax Rs m-39,016-59,605 65.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-9,792-22,227 44.1%   
Profit after tax Rs m-29,224-37,379 78.2%  
Net profit margin %-8.5-21.2 40.2%  
BALANCE SHEET DATA
Advances Rs m2,987,8011,325,976 225.3%   
Deposits Rs m4,175,0482,225,341 187.6%  
Credit/Deposit ratio x71.659.6 120.1%  
Yield on advances %8.08.8 90.3%   
Cost of deposits %5.35.2 102.0%   
Net Interest Margin %2.22.3 96.7%  
Net fixed assets Rs m37,74533,369 113.1%   
Share capital Rs m17,63091,417 19.3%   
Free reserves Rs m249,68672,182 345.9%   
Net worth Rs m267,317163,599 163.4%   
Borrowings Rs m432,75661,460 704.1%   
Investments Rs m1,283,912669,323 191.8%   
Total assets Rs m4,985,8052,500,075 199.4%  
Debt/equity ratio x17.214.0 123.3%   
Return on assets %-0.6-1.5 39.2%  
Return on equity %-10.9-22.8 47.8%  
Capital adequacy ratio %11.810.2 115.4%  
Net NPAs %6.910.8 63.4%  
CASH FLOW
From Operations Rs m-77,784-7,859 989.8%  
From Investments Rs m-2,971-6,471 45.9%  
From Financial Activity Rs m17,58257,795 30.4%  
Net Cashflow Rs m-63,17343,465 -145.3%  

Share Holding

Indian Promoters % 60.1 73.8 81.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 15.3 108.5%  
FIIs % 8.5 1.9 447.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 9.1 162.6%  
Shareholders   235,817 250,609 94.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   J&K BANK  ICICI BANK  SBI  SYNDICATE BANK  CORPORATION BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

INDIAN OVERSEAS BANK Announces Quarterly Results (1QFY20); Net Profit Up 62.8% (Quarterly Result Update)

Jul 24, 2019 | Updated on Jul 24, 2019

For the quarter ended June 2019, INDIAN OVERSEAS BANK has posted a net profit of Rs 3 bn (up 62.8% YoY). Sales on the other hand came in at Rs 43 bn (up 2.1% YoY). Read on for a complete analysis of INDIAN OVERSEAS BANK's quarterly results.

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UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

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Jun 3, 2020 03:35 PM

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