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- UNION BANK - KARUR VYSYA BANK
UNION BANK vs KARUR VYSYA BANK - Comparison Results
UNION BANK Change
Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
KARUR VYSYA BANK 
The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More
Current Valuations
| UNION BANK | KARUR VYSYA BANK | UNION BANK/ KARUR VYSYA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -0.9 | 17.5 | - | View Chart |
| P/BV | x | 0.1 | 0.7 | 12.7% | View Chart |
| Dividend Yield | % | 0.0 | 1.0 | - |
Financials
 UNION BANK  KARUR VYSYA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| UNION BANK Mar-19 |
KARUR VYSYA BANK Mar-18 |
UNION BANK/ KARUR VYSYA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 106 | 161 | 65.6% | |
| Low | Rs | 61 | 96 | 64.0% | |
| Income per share (Unadj.) | Rs | 194.6 | 392.2 | 49.6% | |
| Earnings per share (Unadj.) | Rs | -16.6 | 23.8 | -69.7% | |
| Cash flow per share (Unadj.) | Rs | -42.9 | 44.8 | -95.8% | |
| Dividends per share (Unadj.) | Rs | 0 | 0.60 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.5 | 0.0% | |
| Book value per share (Unadj.) | Rs | 151.6 | 431.1 | 35.2% | |
| Shares outstanding (eoy) | m | 1,763.02 | 145.32 | 1,213.2% | |
| Bonus/Rights/Conversions | - | IS | - | ||
| Avg Price / Income ratio | x | 0.4 | 0.3 | 130.9% | |
| Avg P/E ratio | x | -5.0 | 5.4 | -93.2% | |
| Avg P/CF ratio | x | 1.7 | 1.2 | 148.5% | |
| Avg Price/Bookvalue ratio | x | 0.6 | 0.3 | 184.7% | |
| Dividend payout | % | 0 | 2.5 | 0.0% | |
| Avg Mkt Cap | Rs m | 147,388 | 18,703 | 788.1% | |
| No. of employees | `000 | 37.3 | 8.0 | 468.4% | |
| Total wages & salary | Rs m | 32,372 | 6,391 | 506.5% | |
| Avg. income/employee | Rs Th | 9,208.8 | 7,164.0 | 128.5% | |
| Avg. wages/employee | Rs Th | 868.8 | 803.3 | 108.2% | |
| Avg. net profit/employee | Rs Th | -784.3 | 434.5 | -180.5% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 343,137 | 56,997 | 602.0% | |
| Other income | Rs m | 50,417 | 8,999 | 560.2% | |
| Interest expense | Rs m | 238,961 | 34,015 | 702.5% | |
| Net interest income | Rs m | 104,176 | 22,981 | 453.3% | |
| Operating expense | Rs m | 78,562 | 14,207 | 553.0% | |
| Gross profit | Rs m | 25,614 | 8,774 | 291.9% | |
| Gross profit margin | % | 7.5 | 15.4 | 48.5% | |
| Provisions/contingencies | Rs m | 115,157 | 12,737 | 904.1% | |
| Profit before tax | Rs m | -39,016 | 5,037 | -774.7% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -9,792 | 1,580 | -619.8% | |
| Profit after tax | Rs m | -29,224 | 3,457 | -845.4% | |
| Net profit margin | % | -8.5 | 6.1 | -140.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 2,987,801 | 448,002 | 666.9% | |
| Deposits | Rs m | 4,175,048 | 568,901 | 733.9% | |
| Credit/Deposit ratio | x | 71.6 | 78.7 | 90.9% | |
| Yield on advances | % | 8.0 | 9.9 | 81.0% | |
| Cost of deposits | % | 5.3 | 5.8 | 91.0% | |
| Net Interest Margin | % | 2.2 | 3.5 | 62.6% | |
| Net fixed assets | Rs m | 37,745 | 5,282 | 714.6% | |
| Share capital | Rs m | 17,630 | 1,453 | 1,213.1% | |
| Free reserves | Rs m | 249,686 | 61,189 | 408.1% | |
| Net worth | Rs m | 267,317 | 62,642 | 426.7% | |
| Borrowings | Rs m | 432,756 | 23,817 | 1,817.0% | |
| Investments | Rs m | 1,283,912 | 158,032 | 812.4% | |
| Total assets | Rs m | 4,985,805 | 669,291 | 744.9% | |
| Debt/equity ratio | x | 17.2 | 9.5 | 182.2% | |
| Return on assets | % | -0.6 | 0.5 | -113.5% | |
| Return on equity | % | -10.9 | 5.5 | -198.1% | |
| Capital adequacy ratio | % | 11.8 | 14.4 | 81.6% | |
| Net NPAs | % | 6.9 | 4.2 | 164.7% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -77,784 | -5,373 | 1,447.8% | |
| From Investments | Rs m | -2,971 | -1,943 | 152.9% | |
| From Financial Activity | Rs m | 17,582 | 6,834 | 257.3% | |
| Net Cashflow | Rs m | -63,173 | -482 | 13,111.9% | |
Share Holding
| Indian Promoters | % | 60.1 | 3.0 | 2,003.3% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 16.6 | 12.4 | 133.9% | |
| FIIs | % | 8.5 | 25.1 | 33.9% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 14.8 | 59.4 | 24.9% | |
| Shareholders | 235,817 | 74,641 | 315.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 8.7 | - |
Compare UNION BANK With: SOUTH IND.BANK J&K BANK ING VYSYA BANK ANDHRA BANK INDUSIND BANK
Compare UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
Today's Market
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Share markets in India are presently trading on a strong note. The BSE Sensex is trading up by 378 points, up 0.7% at 49,478 levels.
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KARUR VYSYA BANK Announces Quarterly Results (1QFY21); Net Profit Up 44.7% (Quarterly Result Update)
Aug 31, 2020 | Updated on Aug 31, 2020For the quarter ended June 2020, KARUR VYSYA BANK has posted a net profit of Rs 1 bn (up 44.7% YoY). Sales on the other hand came in at Rs 14 bn (down 7.8% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.
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KARUR VYSYA BANK Announces Quarterly Results (3QFY20); Net Profit Down 28.9% (Quarterly Result Update)
Feb 5, 2020 | Updated on Feb 5, 2020For the quarter ended December 2019, KARUR VYSYA BANK has posted a net profit of Rs 151 m (down 28.9% YoY). Sales on the other hand came in at Rs 15 bn (up 4.2% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.
KARUR VYSYA BANK Announces Quarterly Results (2QFY20); Net Profit Down 24.4% (Quarterly Result Update)
Nov 8, 2019 | Updated on Nov 8, 2019For the quarter ended September 2019, KARUR VYSYA BANK has posted a net profit of Rs 633 m (down 24.4% YoY). Sales on the other hand came in at Rs 15 bn (up 5.5% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.
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