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- UNION BANK - KARUR VYSYA BANK
UNION BANK vs KARUR VYSYA BANK - Comparison Results
UNION BANK Change
Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
KARUR VYSYA BANK 
The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More
Current Valuations
| UNION BANK | KARUR VYSYA BANK | UNION BANK/ KARUR VYSYA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -1.2 | 14.4 | - | View Chart |
| P/BV | x | 0.1 | 0.5 | 22.6% | View Chart |
| Dividend Yield | % | 0.0 | 1.1 | - |
Financials
 UNION BANK  KARUR VYSYA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| UNION BANK Mar-19 |
KARUR VYSYA BANK Mar-18 |
UNION BANK/ KARUR VYSYA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 106 | 161 | 65.6% | |
| Low | Rs | 61 | 96 | 64.0% | |
| Income per share (Unadj.) | Rs | 194.6 | 392.2 | 49.6% | |
| Earnings per share (Unadj.) | Rs | -16.6 | 23.8 | -69.7% | |
| Cash flow per share (Unadj.) | Rs | -42.9 | 44.8 | -95.8% | |
| Dividends per share (Unadj.) | Rs | 0 | 0.60 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.5 | 0.0% | |
| Book value per share (Unadj.) | Rs | 151.6 | 431.1 | 35.2% | |
| Shares outstanding (eoy) | m | 1,763.02 | 145.32 | 1,213.2% | |
| Bonus/Rights/Conversions | - | IS | - | ||
| Avg Price / Income ratio | x | 0.4 | 0.3 | 130.9% | |
| Avg P/E ratio | x | -5.0 | 5.4 | -93.2% | |
| Avg P/CF ratio | x | 1.7 | 1.2 | 148.5% | |
| Avg Price/Bookvalue ratio | x | 0.6 | 0.3 | 184.7% | |
| Dividend payout | % | 0 | 2.5 | 0.0% | |
| Avg Mkt Cap | Rs m | 147,388 | 18,703 | 788.1% | |
| No. of employees | `000 | 37.3 | 8.0 | 468.4% | |
| Total wages & salary | Rs m | 32,372 | 6,391 | 506.5% | |
| Avg. income/employee | Rs Th | 9,208.8 | 7,164.0 | 128.5% | |
| Avg. wages/employee | Rs Th | 868.8 | 803.3 | 108.2% | |
| Avg. net profit/employee | Rs Th | -784.3 | 434.5 | -180.5% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 343,137 | 56,997 | 602.0% | |
| Other income | Rs m | 50,417 | 8,999 | 560.2% | |
| Interest expense | Rs m | 238,961 | 34,015 | 702.5% | |
| Net interest income | Rs m | 104,176 | 22,981 | 453.3% | |
| Operating expense | Rs m | 78,562 | 14,207 | 553.0% | |
| Gross profit | Rs m | 25,614 | 8,774 | 291.9% | |
| Gross profit margin | % | 7.5 | 15.4 | 48.5% | |
| Provisions/contingencies | Rs m | 115,157 | 12,737 | 904.1% | |
| Profit before tax | Rs m | -39,016 | 5,037 | -774.7% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -9,792 | 1,580 | -619.8% | |
| Profit after tax | Rs m | -29,224 | 3,457 | -845.4% | |
| Net profit margin | % | -8.5 | 6.1 | -140.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 2,987,801 | 448,002 | 666.9% | |
| Deposits | Rs m | 4,175,048 | 568,901 | 733.9% | |
| Credit/Deposit ratio | x | 71.6 | 78.7 | 90.9% | |
| Yield on advances | % | 8.0 | 9.9 | 81.0% | |
| Cost of deposits | % | 5.3 | 5.8 | 91.0% | |
| Net Interest Margin | % | 2.2 | 3.5 | 62.6% | |
| Net fixed assets | Rs m | 37,745 | 5,282 | 714.6% | |
| Share capital | Rs m | 17,630 | 1,453 | 1,213.1% | |
| Free reserves | Rs m | 249,686 | 61,189 | 408.1% | |
| Net worth | Rs m | 267,317 | 62,642 | 426.7% | |
| Borrowings | Rs m | 432,756 | 23,817 | 1,817.0% | |
| Investments | Rs m | 1,283,912 | 158,032 | 812.4% | |
| Total assets | Rs m | 4,985,805 | 669,291 | 744.9% | |
| Debt/equity ratio | x | 17.2 | 9.5 | 182.2% | |
| Return on assets | % | -0.6 | 0.5 | -113.5% | |
| Return on equity | % | -10.9 | 5.5 | -198.1% | |
| Capital adequacy ratio | % | 11.8 | 14.4 | 81.6% | |
| Net NPAs | % | 6.9 | 4.2 | 164.7% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -77,784 | -5,373 | 1,447.8% | |
| From Investments | Rs m | -2,971 | -1,943 | 152.9% | |
| From Financial Activity | Rs m | 17,582 | 6,834 | 257.3% | |
| Net Cashflow | Rs m | -63,173 | -482 | 13,111.9% | |
Share Holding
| Indian Promoters | % | 60.1 | 3.0 | 2,003.3% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 16.6 | 12.4 | 133.9% | |
| FIIs | % | 8.5 | 25.1 | 33.9% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 14.8 | 59.4 | 24.9% | |
| Shareholders | 235,817 | 74,641 | 315.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 8.7 | - |
Compare UNION BANK With: PUNJAB & SIND BANK ALLAHABAD BANK CITY UNION BANK IDFC FIRST BANK ANDHRA BANK
Compare UNION BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Today's Market
Key Q2FY20 Results, BHEL Stake Sale, and Top Cues in Focus Today(Pre-Open)
On Friday, Indian share markets traded on a positive note most of the day and ended higher. The BSE Sensex logged total gains of 1,417 points in the past six sessions.
Related Views on News
UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)
Aug 5, 2019 | Updated on Aug 5, 2019For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
KARUR VYSYA BANK Announces Quarterly Results (1QFY20); Net Profit Up 58.8% (Quarterly Result Update)
Jul 29, 2019 | Updated on Jul 29, 2019For the quarter ended June 2019, KARUR VYSYA BANK has posted a net profit of Rs 729 m (up 58.8% YoY). Sales on the other hand came in at Rs 15 bn (up 3.5% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.
KARUR VYSYA BANK Announces Quarterly Results (4QFY19); Net Profit Up 18.7% (Quarterly Result Update)
May 27, 2019 | Updated on May 27, 2019For the quarter ended March 2019, KARUR VYSYA BANK has posted a net profit of Rs 600 m (up 18.7% YoY). Sales on the other hand came in at Rs 15 bn (down 1.2% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.
UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)
May 16, 2019 | Updated on May 16, 2019For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
KARUR VYSYA BANK Announces Quarterly Results (3QFY19); Net Profit Down 70.3% (Quarterly Result Update)
Feb 18, 2019 | Updated on Feb 18, 2019For the quarter ended December 2018, KARUR VYSYA BANK has posted a net profit of Rs 212 m (down 70.3% YoY). Sales on the other hand came in at Rs 14 bn (up 1.4% YoY). Read on for a complete analysis of KARUR VYSYA BANK's quarterly results.
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