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Compare Union Bank with Karur Vysya Bank - Equitymaster
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UNION BANK vs KARUR VYSYA BANK - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

KARUR VYSYA BANK 
   Change

The Karur Vysya Bank Ltd. has been ranked as one of the top five banks in the private sector. The bank has a strong hold in the South with a total of 216 branches across the nation as on 31st March 2004. It is one of the oldest private sector banks o... More

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Current Valuations

    UNION BANK KARUR VYSYA BANK UNION BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 15.1 13.6 111.1% View Chart
P/BV x 0.4 1.9 18.3% View Chart
Dividend Yield % 1.5 9.6 15.8%  

Financials

 UNION BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    UNION BANK
Mar-16
KARUR VYSYA BANK
Mar-15
UNION BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs223619 35.9%   
Low Rs104355 29.3%   
Income per share (Unadj.) Rs470.1443.7 106.0%  
Earnings per share (Unadj.) Rs19.740.6 48.6%  
Cash flow per share (Unadj.) Rs67.491.7 73.5%  
Dividends per share (Unadj.) Rs1.9513.00 15.0%  
Avg Dividend yield %1.22.7 44.7%  
Book value per share (Unadj.) Rs335.3349.1 96.0%  
Shares outstanding (eoy) m687.44121.62 565.2%   
Bonus/Rights/Conversions PI--  
Avg Price / Income ratio x0.31.1 31.6%   
Avg P/E ratio x8.312.0 69.0%  
Avg P/CF ratio x2.16.1 35.4%  
Avg Price/Bookvalue ratio x0.51.4 34.9%  
Dividend payout %9.932.0 30.9%   
Avg Mkt Cap Rs m112,25959,235 189.5%   
No. of employees `00035.57.2 492.9%   
Total wages & salary Rs m37,6815,471 688.8%   
Avg. income/employee Rs Th9,109.97,497.4 121.5%   
Avg. wages/employee Rs Th1,062.2760.1 139.7%   
Avg. net profit/employee Rs Th382.5686.9 55.7%   
INCOME DATA
Interest income Rs m323,15753,959 598.9%  
Other income Rs m393,4435,808 6,773.7%   
Interest expense Rs m238,94039,300 608.0%   
Net interest income Rs m84,21614,659 574.5%  
Operating expense Rs m67,15911,035 608.6%   
Gross profit Rs m17,0573,625 470.6%  
Gross profit margin %5.36.7 78.6%  
Provisions/contingencies Rs m38,6824,805 805.0%   
Profit before tax Rs m17,7694,928 360.5%   
Extraordinary Inc (Exp) Rs m087 0.0%   
Minority Interest Rs m900-   
Prior Period Items Rs m00-   
Tax Rs m4,29172 5,984.7%   
Profit after tax Rs m13,5694,943 274.5%  
Net profit margin %4.29.2 45.8%  
BALANCE SHEET DATA
Advances Rs m2,682,496361,089 742.9%   
Deposits Rs m3,441,175446,903 770.0%  
Credit/Deposit ratio x78.080.8 96.5%  
Yield on advances %8.811.7 75.7%   
Cost of deposits %6.47.9 81.0%   
Net Interest Margin %2.22.8 76.4%  
Net fixed assets Rs m39,5194,112 961.1%   
Share capital Rs m6,8741,216 565.2%   
Free reserves Rs m200,76125,054 801.3%   
Net worth Rs m230,48142,460 542.8%   
Borrowings Rs m306,36629,008 1,056.2%   
Investments Rs m905,732127,730 709.1%   
Total assets Rs m4,073,646531,525 766.4%  
Debt/equity ratio x16.311.2 145.1%   
Return on assets %0.30.9 35.8%  
Return on equity %5.911.6 50.6%  
Capital adequacy ratio %11.114.6 76.2%  
Net NPAs %5.30.8 673.1%  
CASH FLOW
From Operations Rs m82,741-3,090 -2,678.1%  
From Investments Rs m-8,718-1,023 852.0%  
From Financial Activity Rs m-3,8864,822 -80.6%  
Net Cashflow Rs m70,138710 9,885.6%  

Share Holding

Indian Promoters % 60.1 3.0 2,003.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 12.4 133.9%  
FIIs % 8.5 25.1 33.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 59.4 24.9%  
Shareholders   235,817 74,641 315.9%  
Pledged promoter(s) holding % 0.0 8.7 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   CANARA BANK  ANDHRA BANK  J&K BANK  KARNATAKA BANK  INDIAN OVERSEAS BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 22, 2017 (Close)

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UNION BANK - SOUTH IND.BANK COMPARISON

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