Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs KARUR VYSYA BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK KARUR VYSYA BANK UNION BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 8.9 9.9 89.8% View Chart
P/BV x 1.5 1.7 86.8% View Chart
Dividend Yield % 1.9 1.1 178.7%  

Financials

 UNION BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    UNION BANK
Mar-23
KARUR VYSYA BANK
Mar-23
UNION BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs96116 83.1%   
Low Rs3442 80.4%   
Income per share (Unadj.) Rs118.881.2 146.2%  
Earnings per share (Unadj.) Rs12.513.8 90.3%  
Cash flow per share (Unadj.) Rs27.226.2 103.9%  
Dividends per share (Unadj.) Rs3.002.00 150.0%  
Avg Dividend yield %4.62.5 182.1%  
Book value per share (Unadj.) Rs115.3107.0 107.8%  
Shares outstanding (eoy) m6,834.75802.05 852.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.51.0 56.4%   
Avg P/E ratio x5.25.7 91.2%  
Avg P/CF ratio x1.72.6 67.8%  
Avg Price/Bookvalue ratio x0.60.7 76.4%  
Dividend payout %24.114.5 166.1%   
Avg Mkt Cap Rs m444,08863,262 702.0%   
No. of employees `000NANA-   
Total wages & salary Rs m125,24010,060 1,245.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m811,63265,166 1,245.5%  
Other income Rs m159,15411,589 1,373.3%   
Interest expense Rs m480,32831,677 1,516.3%   
Net interest income Rs m331,30333,488 989.3%  
Operating expense Rs m234,87320,320 1,155.9%   
Gross profit Rs m96,43013,168 732.3%  
Gross profit margin %11.920.2 58.8%  
Provisions/contingencies Rs m171,28013,697 1,250.5%   
Profit before tax Rs m121,46514,369 845.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m8130-   
Tax Rs m37,1623,308 1,123.5%   
Profit after tax Rs m85,11711,061 769.5%  
Net profit margin %10.517.0 61.8%  
BALANCE SHEET DATA
Advances Rs m7,642,767631,341 1,210.6%   
Deposits Rs m11,203,219766,376 1,461.8%  
Credit/Deposit ratio x68.282.4 82.8%  
Yield on advances %7.48.4 88.2%   
Cost of deposits %4.04.0 99.0%   
Net Interest Margin %3.04.1 73.2%  
Net fixed assets Rs m88,2584,176 2,113.3%   
Share capital Rs m69,3881,604 4,325.6%   
Free reserves Rs m718,64884,214 853.4%   
Net worth Rs m788,03585,818 918.3%   
Borrowings Rs m427,36614,320 2,984.4%   
Investments Rs m3,437,270188,083 1,827.5%   
Total assets Rs m12,883,571901,794 1,428.7%  
Debt/equity ratio x14.89.1 162.2%   
Return on assets %0.71.2 53.9%  
Return on equity %10.812.9 83.8%  
Capital adequacy ratio %16.018.6 86.4%  
Net NPAs %1.70.7 229.7%  
CASH FLOW
From Operations Rs m61,11412,172 502.1%  
From Investments Rs m-25,611-12,702 201.6%  
From Financial Activity Rs m-106,541-1,781 5,983.7%  
Net Cashflow Rs m-71,038-2,310 3,074.6%  

Share Holding

Indian Promoters % 77.0 2.2 3,468.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.3 50.8 32.0%  
FIIs % 4.0 15.6 25.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 23.0 97.8 23.5%  
Shareholders   874,309 232,052 376.8%  
Pledged promoter(s) holding % 0.0 7.3 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Union Bank vs Karur Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Union Bank vs Karur Vysya Bank Share Price Performance

Period Union Bank Karur Vysya Bank S&P BSE BANKEX
1-Day 1.75% -0.41% 1.21%
1-Month 9.38% -1.32% 2.87%
1-Year 149.92% 87.24% 19.74%
3-Year CAGR 65.28% 48.95% 12.14%
5-Year CAGR 9.78% 20.92% 9.48%

* Compound Annual Growth Rate

Here are more details on the Union Bank share price and the Karur Vysya Bank share price.

Moving on to shareholding structures...

The promoters of Union Bank hold a 77.0% stake in the company. In case of Karur Vysya Bank the stake stands at 2.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Union Bank and the shareholding pattern of Karur Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, Union Bank paid a dividend of Rs 3.0 per share. This amounted to a Dividend Payout ratio of 24.1%.

Karur Vysya Bank paid Rs 2.0, and its dividend payout ratio stood at 14.5%.

You may visit here to review the dividend history of Union Bank, and the dividend history of Karur Vysya Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 550 Points| Nifty Tops 22,250 | Power Stocks Shine Sensex Today Rallies 550 Points| Nifty Tops 22,250 | Power Stocks Shine(10:30 am)

Asian markets traded lower, while the US stock indices ended higher overnight with the S&P 500 hitting a record closing high ahead of key economic data.