Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs KOTAK MAHINDRA BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK KOTAK MAHINDRA BANK UNION BANK/
KOTAK MAHINDRA BANK
 
P/E (TTM) x 7.5 24.4 30.7% View Chart
P/BV x 0.8 3.5 21.4% View Chart
Dividend Yield % 2.4 0.1 3,812.0%  

Financials

 UNION BANK   KOTAK MAHINDRA BANK
EQUITY SHARE DATA
    UNION BANK
Mar-22
KOTAK MAHINDRA BANK
Mar-22
UNION BANK/
KOTAK MAHINDRA BANK
5-Yr Chart
Click to enlarge
High Rs552,252 2.4%   
Low Rs321,627 2.0%   
Income per share (Unadj.) Rs99.8170.0 58.7%  
Earnings per share (Unadj.) Rs7.760.9 12.6%  
Cash flow per share (Unadj.) Rs17.1212.1 8.0%  
Dividends per share (Unadj.) Rs1.901.10 172.7%  
Avg Dividend yield %4.40.1 7,702.6%  
Book value per share (Unadj.) Rs103.7489.4 21.2%  
Shares outstanding (eoy) m6,834.751,984.66 344.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.411.4 3.8%   
Avg P/E ratio x5.631.8 17.7%  
Avg P/CF ratio x1.422.8 5.9%  
Avg Price/Bookvalue ratio x0.44.0 10.6%  
Dividend payout %24.71.8 1,365.8%   
Avg Mkt Cap Rs m297,3123,849,946 7.7%   
No. of employees `000NANA-   
Total wages & salary Rs m102,63771,409 143.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m682,297337,404 202.2%  
Other income Rs m135,244253,106 53.4%   
Interest expense Rs m401,785115,533 347.8%   
Net interest income Rs m280,512221,871 126.4%  
Operating expense Rs m197,026307,778 64.0%   
Gross profit Rs m83,486-85,907 -97.2%  
Gross profit margin %12.2-25.5 -48.1%  
Provisions/contingencies Rs m166,64547,881 348.0%   
Profit before tax Rs m85,663159,483 53.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m5681,575 36.1%   
Tax Rs m33,57840,164 83.6%   
Profit after tax Rs m52,653120,894 43.6%  
Net profit margin %7.735.8 21.5%  
BALANCE SHEET DATA
Advances Rs m6,633,5573,044,736 217.9%   
Deposits Rs m10,343,6783,100,869 333.6%  
Credit/Deposit ratio x64.198.2 65.3%  
Yield on advances %6.87.4 92.0%   
Cost of deposits %3.63.0 121.1%   
Net Interest Margin %2.84.7 58.4%  
Net fixed assets Rs m71,71319,096 375.5%   
Share capital Rs m69,38814,923 465.0%   
Free reserves Rs m639,224956,417 66.8%   
Net worth Rs m708,611971,340 73.0%   
Borrowings Rs m512,452551,483 92.9%   
Investments Rs m3,518,3901,645,294 213.8%   
Total assets Rs m11,937,6565,464,979 218.4%  
Debt/equity ratio x15.33.8 407.4%   
Return on assets %0.42.2 19.9%  
Return on equity %7.412.4 59.7%  
Capital adequacy ratio %14.522.7 64.0%  
Net NPAs %3.70.6 575.0%  
CASH FLOW
From Operations Rs m363,38984,180 431.7%  
From Investments Rs m-5,577-110,844 5.0%  
From Financial Activity Rs m-7,86375,489 -10.4%  
Net Cashflow Rs m349,94949,489 707.1%  

Share Holding

Indian Promoters % 83.5 26.0 321.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.0 61.0 16.4%  
FIIs % 1.6 39.2 4.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 16.5 74.1 22.3%  
Shareholders   780,208 543,736 143.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    PNB    SBI    


More on Union Bank vs Kotak Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Union Bank vs Kotak Bank Share Price Performance

Period Union Bank Kotak Bank S&P BSE BANKEX
1-Day 4.39% 0.23% 0.62%
1-Month -3.69% -5.24% -6.21%
1-Year 65.23% -6.85% 5.76%
3-Year CAGR 16.41% 0.77% 9.30%
5-Year CAGR -10.48% 9.29% 8.26%

* Compound Annual Growth Rate

Here are more details on the Union Bank share price and the Kotak Bank share price.

Moving on to shareholding structures...

The promoters of Union Bank hold a 83.5% stake in the company. In case of Kotak Bank the stake stands at 26.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Union Bank and the shareholding pattern of Kotak Bank.

Finally, a word on dividends...

In the most recent financial year, Union Bank paid a dividend of Rs 1.9 per share. This amounted to a Dividend Payout ratio of 24.7%.

Kotak Bank paid Rs 1.1, and its dividend payout ratio stood at 1.8%.

You may visit here to review the dividend history of Union Bank, and the dividend history of Kotak Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rebounds 400 Points from Day's Low | PSU Bank Stocks Rise Ahead of Union Budget 2023 | SBI Jumps 3% Sensex Today Rebounds 400 Points from Day's Low | PSU Bank Stocks Rise Ahead of Union Budget 2023 | SBI Jumps 3%(Closing)

After opening the day on a positive note, Indian share markets swung between gains and losses to trade on a volatile session throughout the day.