Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNION BANK vs PNB - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNION BANK PNB UNION BANK/
PNB
 
P/E (TTM) x 8.9 19.7 45.1% View Chart
P/BV x 1.5 1.3 111.4% View Chart
Dividend Yield % 2.0 0.5 374.9%  

Financials

 UNION BANK   PNB
EQUITY SHARE DATA
    UNION BANK
Mar-23
PNB
Mar-23
UNION BANK/
PNB
5-Yr Chart
Click to enlarge
High Rs9662 155.4%   
Low Rs3428 119.6%   
Income per share (Unadj.) Rs118.878.9 150.6%  
Earnings per share (Unadj.) Rs12.53.0 409.5%  
Cash flow per share (Unadj.) Rs27.28.7 311.5%  
Dividends per share (Unadj.) Rs3.000.65 461.5%  
Avg Dividend yield %4.61.4 320.0%  
Book value per share (Unadj.) Rs115.393.4 123.4%  
Shares outstanding (eoy) m6,834.7511,011.02 62.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.50.6 95.8%   
Avg P/E ratio x5.214.8 35.2%  
Avg P/CF ratio x1.72.1 81.0%  
Avg Price/Bookvalue ratio x0.60.5 116.9%  
Dividend payout %24.121.4 112.7%   
Avg Mkt Cap Rs m444,088496,046 89.5%   
No. of employees `000NANA-   
Total wages & salary Rs m125,240149,426 83.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m811,632868,453 93.5%  
Other income Rs m159,154122,396 130.0%   
Interest expense Rs m480,328518,170 92.7%   
Net interest income Rs m331,303350,283 94.6%  
Operating expense Rs m234,873243,357 96.5%   
Gross profit Rs m96,430106,926 90.2%  
Gross profit margin %11.912.3 96.5%  
Provisions/contingencies Rs m171,280198,629 86.2%   
Profit before tax Rs m121,46548,614 249.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-103 -0.0%   
Prior Period Items Rs m8132,894 28.1%   
Tax Rs m37,16217,921 207.4%   
Profit after tax Rs m85,11733,485 254.2%  
Net profit margin %10.53.9 272.0%  
BALANCE SHEET DATA
Advances Rs m7,642,7678,374,590 91.3%   
Deposits Rs m11,203,21912,903,471 86.8%  
Credit/Deposit ratio x68.264.9 105.1%  
Yield on advances %7.46.9 107.9%   
Cost of deposits %4.03.6 108.7%   
Net Interest Margin %3.02.8 107.1%  
Net fixed assets Rs m88,258120,840 73.0%   
Share capital Rs m69,38822,022 315.1%   
Free reserves Rs m718,6481,006,783 71.4%   
Net worth Rs m788,0351,028,805 76.6%   
Borrowings Rs m427,366701,486 60.9%   
Investments Rs m3,437,2704,169,138 82.4%   
Total assets Rs m12,883,57114,936,490 86.3%  
Debt/equity ratio x14.813.2 111.6%   
Return on assets %0.70.2 294.7%  
Return on equity %10.83.3 331.9%  
Capital adequacy ratio %16.015.5 103.5%  
Net NPAs %1.72.7 62.5%  
CASH FLOW
From Operations Rs m61,114225,921 27.1%  
From Investments Rs m-25,611-7,325 349.6%  
From Financial Activity Rs m-106,54112,750 -835.6%  
Net Cashflow Rs m-71,038231,346 -30.7%  

Share Holding

Indian Promoters % 77.0 73.2 105.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.3 16.8 96.6%  
FIIs % 4.0 3.1 128.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 23.0 26.9 85.7%  
Shareholders   874,309 2,163,625 40.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Union Bank vs PNB

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Union Bank vs PNB Share Price Performance

Period Union Bank PNB S&P BSE BANKEX
1-Day 1.59% 1.71% 1.31%
1-Month 9.20% 3.44% 2.98%
1-Year 149.51% 177.94% 19.87%
3-Year CAGR 65.19% 51.16% 12.18%
5-Year CAGR 9.74% 5.54% 9.50%

* Compound Annual Growth Rate

Here are more details on the Union Bank share price and the PNB share price.

Moving on to shareholding structures...

The promoters of Union Bank hold a 77.0% stake in the company. In case of PNB the stake stands at 73.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Union Bank and the shareholding pattern of PNB.

Finally, a word on dividends...

In the most recent financial year, Union Bank paid a dividend of Rs 3.0 per share. This amounted to a Dividend Payout ratio of 24.1%.

PNB paid Rs 0.7, and its dividend payout ratio stood at 21.4%.

You may visit here to review the dividend history of Union Bank, and the dividend history of PNB.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 550 Points| Nifty Tops 22,250 | Power Stocks Shine Sensex Today Rallies 550 Points| Nifty Tops 22,250 | Power Stocks Shine(10:30 am)

Asian markets traded lower, while the US stock indices ended higher overnight with the S&P 500 hitting a record closing high ahead of key economic data.