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UNION BANK vs PUNJAB & SIND BANK - Comparison Results

UNION BANK     Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    UNION BANK PUNJAB & SIND BANK UNION BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x -1.2 -4.0 - View Chart
P/BV x 0.1 0.1 97.0% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNION BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    UNION BANK
Mar-19
PUNJAB & SIND BANK
Mar-19
UNION BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs10640 262.5%   
Low Rs6124 255.8%   
Income per share (Unadj.) Rs194.6151.5 128.5%  
Earnings per share (Unadj.) Rs-16.6-9.6 172.3%  
Cash flow per share (Unadj.) Rs-42.9-30.4 141.0%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs151.697.9 154.8%  
Shares outstanding (eoy) m1,763.02564.91 312.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.40.2 202.4%   
Avg P/E ratio x-5.0-3.3 150.9%  
Avg P/CF ratio x1.70.9 191.5%  
Avg Price/Bookvalue ratio x0.60.3 167.9%  
Dividend payout %00-   
Avg Mkt Cap Rs m147,38818,162 811.5%   
No. of employees `00037.38.9 416.4%   
Total wages & salary Rs m32,37211,758 275.3%   
Avg. income/employee Rs Th9,208.89,564.9 96.3%   
Avg. wages/employee Rs Th868.81,314.0 66.1%   
Avg. net profit/employee Rs Th-784.3-607.4 129.1%   
INCOME DATA
Interest income Rs m343,13785,587 400.9%  
Other income Rs m50,4174,886 1,031.9%   
Interest expense Rs m238,96162,790 380.6%   
Net interest income Rs m104,17622,797 457.0%  
Operating expense Rs m78,56217,111 459.1%   
Gross profit Rs m25,6145,686 450.5%  
Gross profit margin %7.56.6 112.4%  
Provisions/contingencies Rs m115,15725,709 447.9%   
Profit before tax Rs m-39,016-8,588 454.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-9,792-3,153 310.6%   
Profit after tax Rs m-29,224-5,435 537.7%  
Net profit margin %-8.5-6.3 134.1%  
BALANCE SHEET DATA
Advances Rs m2,987,801691,755 431.9%   
Deposits Rs m4,175,048985,576 423.6%  
Credit/Deposit ratio x71.670.2 102.0%  
Yield on advances %8.08.7 91.6%   
Cost of deposits %5.36.1 87.1%   
Net Interest Margin %2.22.2 99.1%  
Net fixed assets Rs m37,74512,304 306.8%   
Share capital Rs m17,6305,649 312.1%   
Free reserves Rs m249,68625,976 961.2%   
Net worth Rs m267,31755,318 483.2%   
Borrowings Rs m432,75627,140 1,594.5%   
Investments Rs m1,283,912261,729 490.5%   
Total assets Rs m4,985,8051,089,821 457.5%  
Debt/equity ratio x17.218.3 94.2%   
Return on assets %-0.6-0.5 117.5%  
Return on equity %-10.9-9.8 111.3%  
Capital adequacy ratio %11.810.9 107.8%  
Net NPAs %6.97.2 94.9%  
CASH FLOW
From Operations Rs m-77,784-973 7,991.0%  
From Investments Rs m-2,971-611 486.5%  
From Financial Activity Rs m17,582-3,561 -493.8%  
Net Cashflow Rs m-63,173-5,145 1,227.9%  

Share Holding

Indian Promoters % 60.1 79.6 75.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 10.8 153.7%  
FIIs % 8.5 1.8 472.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 7.8 189.7%  
Shareholders   235,817 150,895 156.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   KARNATAKA BANK  PNB  CITY UNION BANK  UNITED BANK OF INDIA  ANDHRA BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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PUNJAB & SIND BANK Announces Quarterly Results (1QFY20); Net Profit Up 92.4% (Quarterly Result Update)

Aug 13, 2019 | Updated on Aug 13, 2019

For the quarter ended June 2019, PUNJAB & SIND BANK has posted a net profit of Rs 303 m (up 92.4% YoY). Sales on the other hand came in at Rs 21 bn (down 5.2% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (4QFY19); Net Profit Up 88.8% (Quarterly Result Update)

May 29, 2019 | Updated on May 29, 2019

For the quarter ended March 2019, PUNJAB & SIND BANK has posted a net profit of Rs 586 m (up 88.8% YoY). Sales on the other hand came in at Rs 20 bn (up 2.6% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

UNION BANK Announces Quarterly Results (4QFY19); Net Profit Down 30.4% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

PUNJAB & SIND BANK Announces Quarterly Results (3QFY19); Net Profit Up 108.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, PUNJAB & SIND BANK has posted a net profit of Rs 223 m (up 108.7% YoY). Sales on the other hand came in at Rs 22 bn (up 5.5% YoY). Read on for a complete analysis of PUNJAB & SIND BANK's quarterly results.

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Oct 18, 2019 (Close)

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