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Compare Union Bank with Syndicate Bank - Equitymaster
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UNION BANK vs SYNDICATE BANK - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

SYNDICATE BANK 
   Change

Syndicate Bank is a mid-sized public sector bank with its headquarters at Manipal in Karnataka. The bank which been in operation for over 85 years has the eighth largest branch network and the tenth-largest asset book among Indian banks The governmen... More

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Current Valuations

    UNION BANK SYNDICATE BANK UNION BANK/
SYNDICATE BANK
 
P/E (TTM) x -5.8 -2.1 - View Chart
P/BV x 0.3 0.3 106.7% View Chart
Dividend Yield % 1.8 7.7 23.2%  

Financials

 UNION BANK   SYNDICATE BANK
EQUITY SHARE DATA
    UNION BANK
Mar-16
SYNDICATE BANK
Mar-15
UNION BANK/
SYNDICATE BANK
5-Yr Chart
Click to enlarge
High Rs223179 124.2%   
Low Rs10493 111.6%   
Income per share (Unadj.) Rs470.1326.5 144.0%  
Earnings per share (Unadj.) Rs19.723.0 85.7%  
Cash flow per share (Unadj.) Rs67.454.5 123.7%  
Dividends per share (Unadj.) Rs1.954.70 41.5%  
Avg Dividend yield %1.23.5 34.6%  
Book value per share (Unadj.) Rs335.3216.1 155.1%  
Shares outstanding (eoy) m687.44662.05 103.8%   
Bonus/Rights/Conversions PIPI-  
Avg Price / Income ratio x0.30.4 83.3%   
Avg P/E ratio x8.35.9 139.9%  
Avg P/CF ratio x2.12.5 84.3%  
Avg Price/Bookvalue ratio x0.50.6 77.3%  
Dividend payout %9.920.4 48.4%   
Avg Mkt Cap Rs m112,25990,171 124.5%   
No. of employees `00035.529.1 121.8%   
Total wages & salary Rs m37,68122,294 169.0%   
Avg. income/employee Rs Th9,109.97,419.2 122.8%   
Avg. wages/employee Rs Th1,062.2765.2 138.8%   
Avg. net profit/employee Rs Th382.5523.3 73.1%   
INCOME DATA
Interest income Rs m323,157216,152 149.5%  
Other income Rs m393,44321,099 1,864.8%   
Interest expense Rs m238,940160,943 148.5%   
Net interest income Rs m84,21655,209 152.5%  
Operating expense Rs m67,15936,211 185.5%   
Gross profit Rs m17,05718,998 89.8%  
Gross profit margin %5.38.8 60.1%  
Provisions/contingencies Rs m38,68220,121 192.2%   
Profit before tax Rs m17,76919,976 89.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m900-   
Prior Period Items Rs m00-   
Tax Rs m4,2914,730 90.7%   
Profit after tax Rs m13,56915,245 89.0%  
Net profit margin %4.27.1 59.5%  
BALANCE SHEET DATA
Advances Rs m2,682,4962,027,198 132.3%   
Deposits Rs m3,441,1752,553,801 134.7%  
Credit/Deposit ratio x78.079.4 98.2%  
Yield on advances %8.88.0 111.0%   
Cost of deposits %6.45.9 109.2%   
Net Interest Margin %2.21.9 116.7%  
Net fixed assets Rs m39,51916,084 245.7%   
Share capital Rs m6,8746,621 103.8%   
Free reserves Rs m200,76165,527 306.4%   
Net worth Rs m230,481143,092 161.1%   
Borrowings Rs m306,366265,030 115.6%   
Investments Rs m905,732705,821 128.3%   
Total assets Rs m4,073,6463,043,776 133.8%  
Debt/equity ratio x16.319.7 82.5%   
Return on assets %0.30.5 66.5%  
Return on equity %5.910.7 55.3%  
Capital adequacy ratio %11.110.9 102.0%  
Net NPAs %5.31.9 276.3%  
CASH FLOW
From Operations Rs m82,74184,759 97.6%  
From Investments Rs m-8,718-3,543 246.1%  
From Financial Activity Rs m-3,8867,026 -55.3%  
Net Cashflow Rs m70,13888,242 79.5%  

Share Holding

Indian Promoters % 60.1 67.4 89.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 13.2 125.8%  
FIIs % 8.5 6.6 128.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 12.8 115.6%  
Shareholders   235,817 248,557 94.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   KARNATAKA BANK  CANARA BANK  AXIS BANK  UNITED BANK OF INDIA  PNB  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Feb 23, 2018 (Close)

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