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Compare Union Bank with Vijaya Bank - Equitymaster
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UNION BANK vs VIJAYA BANK - Comparison Results

UNION BANK    Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

VIJAYA BANK 
   Change

Vijaya Bank became nationalised bank in 1980 having a branch network of 910 spread across 28 states and four union territories. During FY05 the bank achieved the distinction of 100% branch computerisation. The major focus of the bank during the year ... More

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Current Valuations

    UNION BANK VIJAYA BANK UNION BANK/
VIJAYA BANK
 
P/E (TTM) x -7.5 6.5 - View Chart
P/BV x 0.4 0.9 41.9% View Chart
Dividend Yield % 1.4 2.3 61.3%  

Financials

 UNION BANK   VIJAYA BANK
EQUITY SHARE DATA
    UNION BANK
Mar-16
VIJAYA BANK
Mar-15
UNION BANK/
VIJAYA BANK
5-Yr Chart
Click to enlarge
High Rs22358 381.0%   
Low Rs10439 268.3%   
Income per share (Unadj.) Rs470.1142.9 329.1%  
Earnings per share (Unadj.) Rs19.75.1 385.9%  
Cash flow per share (Unadj.) Rs67.416.9 398.6%  
Dividends per share (Unadj.) Rs1.951.50 130.0%  
Avg Dividend yield %1.23.1 38.7%  
Book value per share (Unadj.) Rs335.371.7 467.6%  
Shares outstanding (eoy) m687.44859.12 80.0%   
Bonus/Rights/Conversions PI--  
Avg Price / Income ratio x0.30.3 102.1%   
Avg P/E ratio x8.39.5 87.1%  
Avg P/CF ratio x2.13.2 66.8%  
Avg Price/Bookvalue ratio x0.50.7 71.9%  
Dividend payout %9.929.3 33.7%   
Avg Mkt Cap Rs m112,25941,753 268.9%   
No. of employees `00035.513.6 260.5%   
Total wages & salary Rs m37,68111,656 323.3%   
Avg. income/employee Rs Th9,109.99,013.4 101.1%   
Avg. wages/employee Rs Th1,062.2856.0 124.1%   
Avg. net profit/employee Rs Th382.5322.7 118.5%   
INCOME DATA
Interest income Rs m323,157122,735 263.3%  
Other income Rs m393,4438,790 4,476.2%   
Interest expense Rs m238,94099,813 239.4%   
Net interest income Rs m84,21622,923 367.4%  
Operating expense Rs m67,15919,122 351.2%   
Gross profit Rs m17,0573,801 448.8%  
Gross profit margin %5.33.1 170.5%  
Provisions/contingencies Rs m38,6828,591 450.2%   
Profit before tax Rs m17,7693,999 444.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m900-   
Prior Period Items Rs m00-   
Tax Rs m4,291-395 -1,086.1%   
Profit after tax Rs m13,5694,394 308.8%  
Net profit margin %4.23.6 117.3%  
BALANCE SHEET DATA
Advances Rs m2,682,496866,959 309.4%   
Deposits Rs m3,441,1751,263,434 272.4%  
Credit/Deposit ratio x78.068.6 113.6%  
Yield on advances %8.89.9 88.9%   
Cost of deposits %6.47.7 83.6%   
Net Interest Margin %2.21.7 131.1%  
Net fixed assets Rs m39,5195,667 697.4%   
Share capital Rs m6,8748,591 80.0%   
Free reserves Rs m200,76127,944 718.4%   
Net worth Rs m230,48161,598 374.2%   
Borrowings Rs m306,36672,782 420.9%   
Investments Rs m905,732445,221 203.4%   
Total assets Rs m4,073,6461,426,431 285.6%  
Debt/equity ratio x16.321.7 75.0%   
Return on assets %0.30.3 108.1%  
Return on equity %5.97.1 82.5%  
Capital adequacy ratio %11.111.7 95.2%  
Net NPAs %5.31.9 273.4%  
CASH FLOW
From Operations Rs m82,741-32,120 -257.6%  
From Investments Rs m-8,718-1,042 836.7%  
From Financial Activity Rs m-3,88612,104 -32.1%  
Net Cashflow Rs m70,138-21,058 -333.1%  

Share Holding

Indian Promoters % 60.1 74.1 81.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 16.6 7.9 210.1%  
FIIs % 8.5 2.0 425.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 14.8 16.0 92.5%  
Shareholders   235,817 303,047 77.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNION BANK With:   HDFC BANK  SBI  DCB BANK  BANK OF INDIA  FEDERAL BANK  

Compare UNION BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jan 19, 2018 (Close)

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