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UJJIVAN SMALL FINANCE BANK vs AXIS BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    UJJIVAN SMALL FINANCE BANK AXIS BANK UJJIVAN SMALL FINANCE BANK/
AXIS BANK
 
P/E (TTM) x 6.9 24.1 28.6% View Chart
P/BV x 2.1 2.5 83.5% View Chart
Dividend Yield % 2.8 0.1 2,957.3%  

Financials

 UJJIVAN SMALL FINANCE BANK   AXIS BANK
EQUITY SHARE DATA
    UJJIVAN SMALL FINANCE BANK
Mar-23
AXIS BANK
Mar-23
UJJIVAN SMALL FINANCE BANK/
AXIS BANK
5-Yr Chart
Click to enlarge
High Rs34970 3.5%   
Low Rs14618 2.2%   
Income per share (Unadj.) Rs21.3284.2 7.5%  
Earnings per share (Unadj.) Rs5.635.2 16.0%  
Cash flow per share (Unadj.) Rs14.8159.7 9.2%  
Dividends per share (Unadj.) Rs1.251.00 125.0%  
Avg Dividend yield %5.30.1 4,224.9%  
Book value per share (Unadj.) Rs21.3420.4 5.1%  
Shares outstanding (eoy) m1,954.713,076.85 63.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.12.8 39.5%   
Avg P/E ratio x4.222.6 18.5%  
Avg P/CF ratio x3.111.4 27.2%  
Avg Price/Bookvalue ratio x1.11.9 58.5%  
Dividend payout %22.22.8 781.1%   
Avg Mkt Cap Rs m45,9362,443,867 1.9%   
No. of employees `000NANA-   
Total wages & salary Rs m9,20396,650 9.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m41,650874,484 4.8%  
Other income Rs m5,892187,064 3.1%   
Interest expense Rs m14,671433,892 3.4%   
Net interest income Rs m26,979440,592 6.1%  
Operating expense Rs m18,021412,271 4.4%   
Gross profit Rs m8,95828,322 31.6%  
Gross profit margin %21.53.2 664.1%  
Provisions/contingencies Rs m3,851106,859 3.6%   
Profit before tax Rs m14,672186,212 7.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,001 -0.0%   
Prior Period Items Rs m0659 0.0%   
Tax Rs m3,67377,685 4.7%   
Profit after tax Rs m10,999108,185 10.2%  
Net profit margin %26.412.4 213.5%  
BALANCE SHEET DATA
Advances Rs m212,8978,683,875 2.5%   
Deposits Rs m255,3779,458,247 2.7%  
Credit/Deposit ratio x83.491.8 90.8%  
Yield on advances %17.47.7 226.6%   
Cost of deposits %5.23.4 153.6%   
Net Interest Margin %9.13.8 237.6%  
Net fixed assets Rs m2,65347,104 5.6%   
Share capital Rs m21,5476,154 350.1%   
Free reserves Rs m20,0321,287,403 1.6%   
Net worth Rs m41,5791,293,556 3.2%   
Borrowings Rs m26,4152,062,136 1.3%   
Investments Rs m85,1032,880,948 3.0%   
Total assets Rs m333,16913,444,180 2.5%  
Debt/equity ratio x6.88.9 76.1%   
Return on assets %3.30.8 410.3%  
Return on equity %26.58.4 316.3%  
Capital adequacy ratio %25.817.6 146.3%  
Net NPAs %00.4 10.3%  
CASH FLOW
From Operations Rs m10,598220,748 4.8%  
From Investments Rs m-20,957-326,944 6.4%  
From Financial Activity Rs m11,86466,405 17.9%  
Net Cashflow Rs m1,505-36,356 -4.1%  

Share Holding

Indian Promoters % 73.6 8.2 897.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.7 83.5 9.2%  
FIIs % 3.7 54.7 6.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.4 91.8 28.8%  
Shareholders   598,080 785,502 76.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UJJIVAN SMALL FINANCE BANK With:   HDFC BANK    ICICI BANK    SBI    PNB    KOTAK MAHINDRA BANK    


More on UJJIVAN SMALL FINANCE BANK vs Axis Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

UJJIVAN SMALL FINANCE BANK vs Axis Bank Share Price Performance

Period UJJIVAN SMALL FINANCE BANK Axis Bank S&P BSE BANKEX
1-Day 0.25% -0.50% 0.82%
1-Month -13.47% -2.45% 2.48%
1-Year 75.21% 25.79% 19.28%
3-Year CAGR 13.63% 14.68% 12.00%
5-Year CAGR -4.54% 6.09% 9.40%

* Compound Annual Growth Rate

Here are more details on the UJJIVAN SMALL FINANCE BANK share price and the Axis Bank share price.

Moving on to shareholding structures...

The promoters of UJJIVAN SMALL FINANCE BANK hold a 73.6% stake in the company. In case of Axis Bank the stake stands at 8.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of UJJIVAN SMALL FINANCE BANK and the shareholding pattern of Axis Bank.

Finally, a word on dividends...

In the most recent financial year, UJJIVAN SMALL FINANCE BANK paid a dividend of Rs 1.3 per share. This amounted to a Dividend Payout ratio of 22.2%.

Axis Bank paid Rs 1.0, and its dividend payout ratio stood at 2.8%.

You may visit here to review the dividend history of UJJIVAN SMALL FINANCE BANK, and the dividend history of Axis Bank.

For a sector overview, read our banking sector report.



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