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Compare United Bank of India with Allahabad Bank - Equitymaster
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UNITED BANK OF INDIA vs ALLAHABAD BANK - Comparison Results

ALLAHABAD BANK 
   Change

Headquartered in Kolkata, Allahabad Bank was established in 1865. The bank had 2.1% share of the total non-food credit and 2.2% share of the total deposits in the banking sector in FY07. The bank has national presence through 2,107 branches and 208 A... More

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Current Valuations

    UNITED BANK OF INDIA ALLAHABAD BANK UNITED BANK OF INDIA/
ALLAHABAD BANK
 
P/E (TTM) x -0.5 -3.0 - View Chart
P/BV x 0.2 0.2 81.4% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   ALLAHABAD BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-16
ALLAHABAD BANK
Mar-16
UNITED BANK OF INDIA/
ALLAHABAD BANK
5-Yr Chart
Click to enlarge
High Rs32109 29.2%   
Low Rs1741 40.7%   
Income per share (Unadj.) Rs118.4308.2 38.4%  
Earnings per share (Unadj.) Rs-3.4-11.7 28.6%  
Cash flow per share (Unadj.) Rs-15.5-40.5 38.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs69.6233.8 29.7%  
Shares outstanding (eoy) m839.51613.80 136.8%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.20.2 84.2%   
Avg P/E ratio x-7.2-6.4 112.9%  
Avg P/CF ratio x0.91.0 89.5%  
Avg Price/Bookvalue ratio x0.30.3 108.7%  
Dividend payout %00-   
Avg Mkt Cap Rs m20,35846,035 44.2%   
No. of employees `00015.024.1 62.1%   
Total wages & salary Rs m10,97421,484 51.1%   
Avg. income/employee Rs Th6,632.87,836.4 84.6%   
Avg. wages/employee Rs Th732.5890.1 82.3%   
Avg. net profit/employee Rs Th-188.2-298.2 63.1%   
INCOME DATA
Interest income Rs m99,367189,148 52.5%  
Other income Rs m14,67520,883 70.3%   
Interest expense Rs m76,561129,851 59.0%   
Net interest income Rs m22,80659,297 38.5%  
Operating expense Rs m19,36338,598 50.2%   
Gross profit Rs m3,44320,700 16.6%  
Gross profit margin %3.510.9 31.7%  
Provisions/contingencies Rs m25,22852,552 48.0%   
Profit before tax Rs m-7,110-10,969 64.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m037 0.0%   
Tax Rs m-4,290-3,734 114.9%   
Profit after tax Rs m-2,820-7,198 39.2%  
Net profit margin %-2.8-3.8 74.6%  
BALANCE SHEET DATA
Advances Rs m680,6021,523,721 44.7%   
Deposits Rs m1,164,0132,006,244 58.0%  
Credit/Deposit ratio x58.575.9 77.0%  
Yield on advances %9.79.5 102.4%   
Cost of deposits %6.26.1 100.7%   
Net Interest Margin %1.92.6 72.5%  
Net fixed assets Rs m12,10932,664 37.1%   
Share capital Rs m8,3956,138 136.8%   
Free reserves Rs m17,69073,810 24.0%   
Net worth Rs m58,392143,514 40.7%   
Borrowings Rs m29,125148,144 19.7%   
Investments Rs m447,234561,602 79.6%   
Total assets Rs m1,294,3182,364,602 54.7%  
Debt/equity ratio x20.415.0 136.1%   
Return on assets %-0.2-0.3 71.6%  
Return on equity %-4.8-5.0 96.3%  
Capital adequacy ratio %10.510.7 97.5%  
Net NPAs %9.06.8 133.7%  
CASH FLOW
From Operations Rs m24,27618,876 128.6%  
From Investments Rs m-896-1,691 53.0%  
From Financial Activity Rs m-42910,188 -4.2%  
Net Cashflow Rs m22,95127,373 83.8%  

Share Holding

Indian Promoters % 88.0 58.9 149.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 17.9 29.1%  
FIIs % 0.3 8.1 3.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 15.1 43.0%  
Shareholders   78,272 216,693 36.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   BANK OF MAHARASHTRA  ANDHRA BANK  J&K BANK  DCB BANK  VIJAYA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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