X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare United Bank of India with Bank of Maharashtra - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED BANK OF INDIA vs BANK OF MAHARASHTRA - Comparison Results

BANK OF MAHARASHTRA 
   Change

Registered in 1935 with an authorised capital of Rs 1 m, Bank of Maharashtra (BoM) commenced business in 1936. The government held 78.95% stake in the bank at the end of March 2012 after an infusion from the government and a preferential allotment fr... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED BANK OF INDIA BANK OF MAHARASHTRA UNITED BANK OF INDIA/
BANK OF MAHARASHTRA
 
P/E (TTM) x -0.7 -1.6 - View Chart
P/BV x 0.2 0.3 72.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   BANK OF MAHARASHTRA
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-16
BANK OF MAHARASHTRA
Mar-17
UNITED BANK OF INDIA/
BANK OF MAHARASHTRA
5-Yr Chart
Click to enlarge
High Rs3239 81.9%   
Low Rs1728 61.1%   
Income per share (Unadj.) Rs118.4103.2 114.6%  
Earnings per share (Unadj.) Rs-3.4-11.6 28.9%  
Cash flow per share (Unadj.) Rs-15.5-12.4 125.1%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs69.663.9 108.8%  
Shares outstanding (eoy) m839.511,168.33 71.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.20.3 63.9%   
Avg P/E ratio x-7.2-2.9 253.2%  
Avg P/CF ratio x0.92.3 40.3%  
Avg Price/Bookvalue ratio x0.30.5 67.3%  
Dividend payout %00-   
Avg Mkt Cap Rs m20,35838,672 52.6%   
No. of employees `00015.013.0 115.5%   
Total wages & salary Rs m10,97418,073 60.7%   
Avg. income/employee Rs Th6,632.89,297.0 71.3%   
Avg. wages/employee Rs Th732.51,393.0 52.6%   
Avg. net profit/employee Rs Th-188.2-1,045.2 18.0%   
INCOME DATA
Interest income Rs m99,367120,620 82.4%  
Other income Rs m14,67515,089 97.3%   
Interest expense Rs m76,56188,863 86.2%   
Net interest income Rs m22,80631,757 71.8%  
Operating expense Rs m19,36328,568 67.8%   
Gross profit Rs m3,4433,189 108.0%  
Gross profit margin %3.52.6 131.1%  
Provisions/contingencies Rs m25,22830,718 82.1%   
Profit before tax Rs m-7,110-12,281 57.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-4,2901,280 -335.1%   
Profit after tax Rs m-2,820-13,561 20.8%  
Net profit margin %-2.8-11.2 25.2%  
BALANCE SHEET DATA
Advances Rs m680,602955,152 71.3%   
Deposits Rs m1,164,0131,390,402 83.7%  
Credit/Deposit ratio x58.568.7 85.1%  
Yield on advances %9.78.9 109.8%   
Cost of deposits %6.25.8 106.3%   
Net Interest Margin %1.92.1 89.4%  
Net fixed assets Rs m12,10915,861 76.3%   
Share capital Rs m8,39511,683 71.9%   
Free reserves Rs m17,69029,987 59.0%   
Net worth Rs m58,39274,689 78.2%   
Borrowings Rs m29,12581,367 35.8%   
Investments Rs m447,234386,770 115.6%   
Total assets Rs m1,294,3181,594,111 81.2%  
Debt/equity ratio x20.419.7 103.7%   
Return on assets %-0.2-0.9 25.6%  
Return on equity %-4.8-18.2 26.6%  
Capital adequacy ratio %10.511.2 93.6%  
Net NPAs %9.011.8 76.9%  
CASH FLOW
From Operations Rs m24,27674,983 32.4%  
From Investments Rs m-896-989 90.6%  
From Financial Activity Rs m-429-775 55.3%  
Net Cashflow Rs m22,95173,219 31.3%  

Share Holding

Indian Promoters % 88.0 85.2 103.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 7.1 73.2%  
FIIs % 0.3 0.5 60.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 7.3 89.0%  
Shareholders   78,272 185,345 42.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   AXIS BANK  INDUSIND BANK  ING VYSYA BANK  VIJAYA BANK  DHANLAXMI BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex, Nifty Close at Record Highs; Bank & Realty Stocks Rally(Closing)

After opening the day marginally higher, Indian share markets extended gains in the afternoon session after the government decided to cut tax rates on certain products and services.

Related Views on News

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

IDFC Bank: Legacy Book Continues to Drag Profitability (Quarterly Results Update - Detailed)

Nov 7, 2017

IDFC Bank's profitability remains hit by the legacy book challenges of stressed infra assets and fixed rate liabilities.

Axis Bank: Growth Without Quality Comfort (Quarterly Results Update - Detailed)

Oct 31, 2017

Almost 73% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.

HDFC Bank: Growth Steady Even as NPA Provisions Double (Quarterly Results Update - Detailed)

Oct 26, 2017

Despite provisioning increasing by 97%, the bank reports a strong net profit growth of 20%.

More Views on News

Most Popular

Retail Investors or Chickens Waiting to Get Slaughtered in the Stock Market?(Vivek Kaul's Diary)

Jan 9, 2018

The price to earnings ratio of the Nifty 50 is very close to all-time high levels.

The ONLY Thing You Need to Know About Bitcoin(The 5 Minute Wrapup)

Jan 6, 2018

You either want it or you want to get as far away from it as possible - but Bitcoin is just the noise masking the REAL opportunity. Read about it here...

Best ELSS Funds In 2018: Don't Blindly Chase Top Performers(Outside View)

Jan 10, 2018

As the tax-saving season begins, investors hunt for the best ELSS funds for 2018. PersonalFN provides a list of the top ELSS mutual funds of the past year.

Bitcoin Beginners Should Do These Three Things...(Smart Contrarian)

Jan 10, 2018

Three simple points to keep in mind before you consider buying bitcoin.

Resolutions for 2018 - by others(The Honest Truth)

Jan 8, 2018

Ten quirky new year resolutions. Guess by whom?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNITED BANK OF INDIA SHARE PRICE


Jan 19, 2018 (Close)

TRACK UNITED BANK OF INDIA

  • Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON UNITED BANK OF INDIA

UNITED BANK OF INDIA 5-YR ANALYSIS

COMPARE UNITED BANK OF INDIA WITH

MARKET STATS