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UNITED BANK OF INDIA vs BANK OF INDIA - Comparison Results

BANK OF INDIA 
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With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

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Current Valuations

    UNITED BANK OF INDIA BANK OF INDIA UNITED BANK OF INDIA/
BANK OF INDIA
 
P/E (TTM) x -0.8 -1.2 - View Chart
P/BV x 0.1 0.1 53.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   BANK OF INDIA
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
BANK OF INDIA
Mar-19
UNITED BANK OF INDIA/
BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs15119 12.5%   
Low Rs973 12.4%   
Income per share (Unadj.) Rs11.5148.5 7.8%  
Earnings per share (Unadj.) Rs-3.13.3 -95.0%  
Cash flow per share (Unadj.) Rs-10.3-29.9 34.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs15.5155.8 9.9%  
Shares outstanding (eoy) m7,427.922,760.47 269.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.00.6 160.5%   
Avg P/E ratio x-3.829.2 -13.1%  
Avg P/CF ratio x2.41.5 161.9%  
Avg Price/Bookvalue ratio x0.80.6 125.4%  
Dividend payout %00-   
Avg Mkt Cap Rs m88,764264,867 33.5%   
No. of employees `00014.3NA-   
Total wages & salary Rs m19,54560,210 32.5%   
Avg. income/employee Rs Th5,987.6NM-  
Avg. wages/employee Rs Th1,367.2NM-  
Avg. net profit/employee Rs Th-1,620.0N.A.-  
INCOME DATA
Interest income Rs m85,599410,048 20.9%  
Other income Rs m23,84652,640 45.3%   
Interest expense Rs m65,853272,071 24.2%   
Net interest income Rs m19,746137,977 14.3%  
Operating expense Rs m29,476108,670 27.1%   
Gross profit Rs m-9,73029,307 -33.2%  
Gross profit margin %-11.47.1 -159.0%  
Provisions/contingencies Rs m59,925168,586 35.5%   
Profit before tax Rs m-45,809-22,596 202.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-5 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,650-31,665 71.5%   
Profit after tax Rs m-23,1599,065 -255.5%  
Net profit margin %-27.12.2 -1,223.9%  
BALANCE SHEET DATA
Advances Rs m669,5513,429,663 19.5%   
Deposits Rs m1,349,8335,225,550 25.8%  
Credit/Deposit ratio x49.665.6 75.6%  
Yield on advances %7.67.9 95.1%   
Cost of deposits %4.74.4 106.5%   
Net Interest Margin %1.42.3 61.2%  
Net fixed assets Rs m12,40189,991 13.8%   
Share capital Rs m74,27927,600 269.1%   
Free reserves Rs m40,710402,539 10.1%   
Net worth Rs m114,989430,140 26.7%   
Borrowings Rs m22,037442,652 5.0%   
Investments Rs m609,7601,509,050 40.4%   
Total assets Rs m1,515,2996,308,839 24.0%  
Debt/equity ratio x11.913.2 90.5%   
Return on assets %-1.50.1 -1,063.7%  
Return on equity %-20.12.1 -955.7%  
Capital adequacy ratio %13.014.2 91.6%  
Net NPAs %8.75.6 154.5%  
CASH FLOW
From Operations Rs m-150,737-92,181 163.5%  
From Investments Rs m-732711 -103.0%  
From Financial Activity Rs m45,76179,828 57.3%  
Net Cashflow Rs m-105,708-11,642 908.0%  

Share Holding

Indian Promoters % 88.0 66.7 131.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 15.5 33.5%  
FIIs % 0.3 10.2 2.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 7.7 84.4%  
Shareholders   78,272 240,000 32.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   HDFC BANK  FEDERAL BANK  DCB BANK  ICICI BANK  KOTAK MAHINDRA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 76 Points Lower; Telecom and Metal Stocks Witness Selling(Closing)

India share markets witnessed selling pressure during closing hours and ended their volatile day marginally lower.

Related Views on News

UNITED BANK OF INDIA Announces Quarterly Results (2QFY20); Net Profit Up 114.0% (Quarterly Result Update)

Nov 5, 2019 | Updated on Nov 5, 2019

For the quarter ended September 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 114.0% YoY). Sales on the other hand came in at Rs 24 bn (up 14.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

BANK OF INDIA Announces Quarterly Results (2QFY20); Net Profit Up 123.0% (Quarterly Result Update)

Nov 4, 2019 | Updated on Nov 4, 2019

For the quarter ended September 2019, BANK OF INDIA has posted a net profit of Rs 3 bn (up 123.0% YoY). Sales on the other hand came in at Rs 107 bn (up 9.1% YoY). Read on for a complete analysis of BANK OF INDIA's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 155.1% (Quarterly Result Update)

Jul 31, 2019 | Updated on Jul 31, 2019

For the quarter ended June 2019, BANK OF INDIA has posted a net profit of Rs 2 bn (up 155.1% YoY). Sales on the other hand came in at Rs 103 bn (up 3.2% YoY). Read on for a complete analysis of BANK OF INDIA's quarterly results.

BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 106.3% (Quarterly Result Update)

May 21, 2019 | Updated on May 21, 2019

For the quarter ended March 2019, BANK OF INDIA has posted a net profit of Rs 3 bn (up 106.3% YoY). Sales on the other hand came in at Rs 108 bn (up 15.7% YoY). Read on for a complete analysis of BANK OF INDIA's quarterly results.

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Nov 21, 2019 (Close)

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