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UNITED BANK OF INDIA vs CITY UNION BANK - Comparison Results

CITY UNION BANK 
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Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    UNITED BANK OF INDIA CITY UNION BANK UNITED BANK OF INDIA/
CITY UNION BANK
 
P/E (TTM) x 0.7 20.2 3.6% View Chart
P/BV x 0.0 1.9 1.5% View Chart
Dividend Yield % 0.0 0.3 -  

Financials

 UNITED BANK OF INDIA   CITY UNION BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
CITY UNION BANK
Mar-19
UNITED BANK OF INDIA/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs15207 7.1%   
Low Rs9157 5.8%   
Income per share (Unadj.) Rs11.551.3 22.5%  
Earnings per share (Unadj.) Rs-3.19.3 -33.5%  
Cash flow per share (Unadj.) Rs-10.320.4 -50.4%  
Dividends per share (Unadj.) Rs00.50 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs15.565.9 23.5%  
Shares outstanding (eoy) m7,427.92734.50 1,011.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.03.6 29.2%   
Avg P/E ratio x-3.819.6 -19.6%  
Avg P/CF ratio x2.413.4 18.0%  
Avg Price/Bookvalue ratio x0.82.8 27.9%  
Dividend payout %05.4 0.0%   
Avg Mkt Cap Rs m88,764133,752 66.4%   
No. of employees `00014.35.5 259.1%   
Total wages & salary Rs m19,5453,644 536.3%   
Avg. income/employee Rs Th5,987.66,827.1 87.7%   
Avg. wages/employee Rs Th1,367.2660.5 207.0%   
Avg. net profit/employee Rs Th-1,620.01,237.5 -130.9%   
INCOME DATA
Interest income Rs m85,59937,672 227.2%  
Other income Rs m23,8465,144 463.6%   
Interest expense Rs m65,85321,557 305.5%   
Net interest income Rs m19,74616,115 122.5%  
Operating expense Rs m29,4768,859 332.7%   
Gross profit Rs m-9,7307,256 -134.1%  
Gross profit margin %-11.419.3 -59.0%  
Provisions/contingencies Rs m59,9253,151 1,901.5%   
Profit before tax Rs m-45,8099,249 -495.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,6502,420 -935.9%   
Profit after tax Rs m-23,1596,829 -339.2%  
Net profit margin %-27.118.1 -149.3%  
BALANCE SHEET DATA
Advances Rs m669,551326,733 204.9%   
Deposits Rs m1,349,833384,480 351.1%  
Credit/Deposit ratio x49.685.0 58.4%  
Yield on advances %7.69.7 77.7%   
Cost of deposits %4.75.5 85.5%   
Net Interest Margin %1.43.7 38.6%  
Net fixed assets Rs m12,4012,500 496.0%   
Share capital Rs m74,279735 10,112.9%   
Free reserves Rs m40,71047,673 85.4%   
Net worth Rs m114,98948,408 237.5%   
Borrowings Rs m22,0374,809 458.2%   
Investments Rs m609,76077,122 790.6%   
Total assets Rs m1,515,299452,589 334.8%  
Debt/equity ratio x11.98.0 148.4%   
Return on assets %-1.51.5 -101.3%  
Return on equity %-20.114.1 -142.8%  
Capital adequacy ratio %13.015.6 83.6%  
Net NPAs %8.71.8 479.0%  
CASH FLOW
From Operations Rs m-150,7373,969 -3,797.8%  
From Investments Rs m-732-867 84.5%  
From Financial Activity Rs m45,761166 27,517.1%  
Net Cashflow Rs m-105,7083,269 -3,234.2%  

Share Holding

Indian Promoters % 88.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 10.2 51.0%  
FIIs % 0.3 33.4 0.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 56.0 11.6%  
Shareholders   78,272 82,699 94.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   ANDHRA BANK  SYNDICATE BANK  BANK OF INDIA  CANARA BANK  SOUTH IND.BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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CITY UNION BANK Announces Quarterly Results (1QFY21); Net Profit Down 17.0% (Quarterly Result Update)

Sep 14, 2020 | Updated on Sep 14, 2020

For the quarter ended June 2020, CITY UNION BANK has posted a net profit of Rs 2 bn (down 17.0% YoY). Sales on the other hand came in at Rs 10 bn (up 2.0% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

CITY UNION BANK Announces Quarterly Results (4QFY20); Net Profit Down 154.4% (Quarterly Result Update)

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For the quarter ended March 2020, CITY UNION BANK has posted a net profit of Rs 953 m (down 154.4% YoY). Sales on the other hand came in at Rs 10 bn (up 5.8% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

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For the quarter ended December 2019, CITY UNION BANK has posted a net profit of Rs 2 bn (up 8.0% YoY). Sales on the other hand came in at Rs 11 bn (up 9.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

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Mar 20, 2020 (Close)

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