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Compare United Bank of India with City Union Bank - Equitymaster

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UNITED BANK OF INDIA vs CITY UNION BANK - Comparison Results

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    UNITED BANK OF INDIA CITY UNION BANK UNITED BANK OF INDIA/
CITY UNION BANK
 
P/E (TTM) x -0.4 16.6 - View Chart
P/BV x 0.1 2.5 3.5% View Chart
Dividend Yield % 0.0 0.2 -  

Financials

 UNITED BANK OF INDIA   CITY UNION BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-18
CITY UNION BANK
Mar-18
UNITED BANK OF INDIA/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs23209 10.9%   
Low Rs11145 7.2%   
Income per share (Unadj.) Rs27.851.2 54.3%  
Earnings per share (Unadj.) Rs-4.88.9 -54.4%  
Cash flow per share (Unadj.) Rs-14.117.0 -83.3%  
Dividends per share (Unadj.) Rs00.30 0.0%  
Avg Dividend yield %00.2 0.0%  
Book value per share (Unadj.) Rs28.962.6 46.1%  
Shares outstanding (eoy) m2,999.99664.73 451.3%   
Bonus/Rights/Conversions -ESOS-  
Avg Price / Income ratio x0.63.5 17.3%   
Avg P/E ratio x-3.419.9 -17.3%  
Avg P/CF ratio x2.011.6 17.0%  
Avg Price/Bookvalue ratio x0.62.8 20.4%  
Dividend payout %03.4 0.0%   
Avg Mkt Cap Rs m49,950117,591 42.5%   
No. of employees `000NA5.3 0.0%   
Total wages & salary Rs m17,1263,159 542.2%   
Avg. income/employee Rs ThNM6,396.7-  
Avg. wages/employee Rs ThNM593.9-  
Avg. net profit/employee Rs ThN.A.1,113.0-  
INCOME DATA
Interest income Rs m83,41634,024 245.2%  
Other income Rs m22,1465,321 416.2%   
Interest expense Rs m68,48819,721 347.3%   
Net interest income Rs m14,92914,303 104.4%  
Operating expense Rs m26,8347,547 355.6%   
Gross profit Rs m-11,9056,757 -176.2%  
Gross profit margin %-14.319.9 -71.9%  
Provisions/contingencies Rs m39,7284,178 951.0%   
Profit before tax Rs m-29,4877,900 -373.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-14,9421,980 -754.7%   
Profit after tax Rs m-14,5455,920 -245.7%  
Net profit margin %-17.417.4 -100.2%  
BALANCE SHEET DATA
Advances Rs m624,902278,528 224.4%   
Deposits Rs m1,293,264328,526 393.7%  
Credit/Deposit ratio x48.384.8 57.0%  
Yield on advances %8.110.2 79.4%   
Cost of deposits %5.15.9 86.9%   
Net Interest Margin %1.13.7 30.1%  
Net fixed assets Rs m12,9312,231 579.5%   
Share capital Rs m30,000665 4,513.3%   
Free reserves Rs m22,24440,968 54.3%   
Net worth Rs m86,61641,632 208.0%   
Borrowings Rs m33,06117,359 190.5%   
Investments Rs m504,01878,791 639.7%   
Total assets Rs m1,447,487399,373 362.4%  
Debt/equity ratio x15.38.3 184.3%   
Return on assets %-1.01.5 -67.8%  
Return on equity %-16.814.2 -118.1%  
Capital adequacy ratio %12.616.2 77.8%  
Net NPAs %16.51.7 970.0%  
CASH FLOW
From Operations Rs m46,588-1,831 -2,544.4%  
From Investments Rs m-2,347-605 387.7%  
From Financial Activity Rs m27,94211 256,345.9%  
Net Cashflow Rs m72,183-2,425 -2,976.1%  

Share Holding

Indian Promoters % 88.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 10.2 51.0%  
FIIs % 0.3 33.4 0.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 56.0 11.6%  
Shareholders   78,272 82,699 94.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   YES BANK  IDFC BANK LTD  UNION BANK  SBI  KARNATAKA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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UNITED BANK OF INDIA Announces Quarterly Results (2QFY19); Net Profit Down 156.1% (Quarterly Result Update)

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Dec 17, 2018 (Close)

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