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Compare United Bank of India with City Union Bank - Equitymaster

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UNITED BANK OF INDIA vs CITY UNION BANK - Comparison Results

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    UNITED BANK OF INDIA CITY UNION BANK UNITED BANK OF INDIA/
CITY UNION BANK
 
P/E (TTM) x -0.3 17.4 - View Chart
P/BV x 0.1 2.8 3.3% View Chart
Dividend Yield % 0.0 0.2 -  

Financials

 UNITED BANK OF INDIA   CITY UNION BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-18
CITY UNION BANK
Mar-18
UNITED BANK OF INDIA/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs23209 10.9%   
Low Rs11145 7.2%   
Income per share (Unadj.) Rs27.851.2 54.3%  
Earnings per share (Unadj.) Rs-4.88.9 -54.4%  
Cash flow per share (Unadj.) Rs-14.117.0 -83.3%  
Dividends per share (Unadj.) Rs00.30 0.0%  
Avg Dividend yield %00.2 0.0%  
Book value per share (Unadj.) Rs28.962.6 46.1%  
Shares outstanding (eoy) m2,999.99664.73 451.3%   
Bonus/Rights/Conversions -ESOS-  
Avg Price / Income ratio x0.63.5 17.3%   
Avg P/E ratio x-3.419.9 -17.3%  
Avg P/CF ratio x2.011.6 17.0%  
Avg Price/Bookvalue ratio x0.62.8 20.4%  
Dividend payout %03.4 0.0%   
Avg Mkt Cap Rs m49,950117,591 42.5%   
No. of employees `000NA5.3 0.0%   
Total wages & salary Rs m17,1263,159 542.2%   
Avg. income/employee Rs ThNM6,396.7-  
Avg. wages/employee Rs ThNM593.9-  
Avg. net profit/employee Rs ThN.A.1,113.0-  
INCOME DATA
Interest income Rs m83,41634,024 245.2%  
Other income Rs m22,1465,321 416.2%   
Interest expense Rs m68,48819,721 347.3%   
Net interest income Rs m14,92914,303 104.4%  
Operating expense Rs m26,8347,547 355.6%   
Gross profit Rs m-11,9056,757 -176.2%  
Gross profit margin %-14.319.9 -71.9%  
Provisions/contingencies Rs m39,7284,178 951.0%   
Profit before tax Rs m-29,4877,900 -373.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-14,9421,980 -754.7%   
Profit after tax Rs m-14,5455,920 -245.7%  
Net profit margin %-17.417.4 -100.2%  
BALANCE SHEET DATA
Advances Rs m624,902278,528 224.4%   
Deposits Rs m1,293,264328,526 393.7%  
Credit/Deposit ratio x48.384.8 57.0%  
Yield on advances %8.110.2 79.4%   
Cost of deposits %5.15.9 86.9%   
Net Interest Margin %1.13.7 30.1%  
Net fixed assets Rs m12,9312,231 579.5%   
Share capital Rs m30,000665 4,513.3%   
Free reserves Rs m22,24440,968 54.3%   
Net worth Rs m86,61641,632 208.0%   
Borrowings Rs m33,06117,359 190.5%   
Investments Rs m504,01878,791 639.7%   
Total assets Rs m1,447,487399,373 362.4%  
Debt/equity ratio x15.38.3 184.3%   
Return on assets %-1.01.5 -67.8%  
Return on equity %-16.814.2 -118.1%  
Capital adequacy ratio %12.616.2 77.8%  
Net NPAs %16.51.7 970.0%  
CASH FLOW
From Operations Rs m46,588-1,831 -2,544.4%  
From Investments Rs m-2,347-605 387.7%  
From Financial Activity Rs m27,94211 256,345.9%  
Net Cashflow Rs m72,183-2,425 -2,976.1%  

Share Holding

Indian Promoters % 88.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 10.2 51.0%  
FIIs % 0.3 33.4 0.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 56.0 11.6%  
Shareholders   78,272 82,699 94.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   CANARA BANK  PNB  INDUSIND BANK  KARNATAKA BANK  VIJAYA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends Marginally Higher; Realty and IT Stocks Witness Buying(Closing)

Indian share markets witnessed volatility during closing hours and ended their day marginally higher. Gains were largely seen in the realty sector and IT sector.

Related Views on News

UNITED BANK OF INDIA Announces Quarterly Results (3QFY19); Net Profit Down 78.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, UNITED BANK OF INDIA has posted a net profit of Rs 11 bn (down 78.7% YoY). Sales on the other hand came in at Rs 21 bn (up 3.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (2QFY19); Net Profit Down 156.1% (Quarterly Result Update)

Nov 21, 2018 | Updated on Nov 21, 2018

For the quarter ended September 2018, UNITED BANK OF INDIA has posted a net profit of Rs 9 bn (down 156.1% YoY). Sales on the other hand came in at Rs 21 bn (up 2.3% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

CITY UNION BANK Announces Quarterly Results (2QFY19); Net Profit Up 16.0% (Quarterly Result Update)

Nov 5, 2018 | Updated on Nov 5, 2018

For the quarter ended September 2018, CITY UNION BANK has posted a net profit of Rs 2 bn (up 16.0% YoY). Sales on the other hand came in at Rs 9 bn (up 10.2% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (1QFY19); Net Profit Up 83.8% (Quarterly Result Update)

Aug 14, 2018 | Updated on Aug 14, 2018

For the quarter ended June 2018, UNITED BANK OF INDIA has posted a net profit of Rs 4 bn (up 83.8% YoY). Sales on the other hand came in at Rs 22 bn (up 3.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

CITY UNION BANK Announces Quarterly Results (1QFY19); Net Profit Up 15.2% (Quarterly Result Update)

Aug 10, 2018 | Updated on Aug 10, 2018

For the quarter ended June 2018, CITY UNION BANK has posted a net profit of Rs 2 bn (up 15.2% YoY). Sales on the other hand came in at Rs 9 bn (up 7.7% YoY). Read on for a complete analysis of CITY UNION BANK's quarterly results.

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Mar 20, 2019 (Close)

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