Compare United Bank of India with Development Credit Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED BANK OF INDIA vs DCB BANK - Comparison Results

DCB BANK 
   Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED BANK OF INDIA DCB BANK UNITED BANK OF INDIA/
DCB BANK
 
P/E (TTM) x 0.7 6.6 11.1% View Chart
P/BV x 0.0 0.7 3.9% View Chart
Dividend Yield % 0.0 1.3 -  

Financials

 UNITED BANK OF INDIA   DCB BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
DCB BANK
Mar-19
UNITED BANK OF INDIA/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs15209 7.1%   
Low Rs9140 6.5%   
Income per share (Unadj.) Rs11.598.3 11.7%  
Earnings per share (Unadj.) Rs-3.110.5 -29.7%  
Cash flow per share (Unadj.) Rs-10.339.4 -26.1%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %00.6 0.0%  
Book value per share (Unadj.) Rs15.5100.6 15.4%  
Shares outstanding (eoy) m7,427.92309.55 2,399.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.01.8 58.6%   
Avg P/E ratio x-3.816.6 -23.2%  
Avg P/CF ratio x2.411.6 20.9%  
Avg Price/Bookvalue ratio x0.81.7 44.6%  
Dividend payout %09.5 0.0%   
Avg Mkt Cap Rs m88,76453,862 164.8%   
No. of employees `00014.36.1 233.1%   
Total wages & salary Rs m19,5454,340 450.4%   
Avg. income/employee Rs Th5,987.64,958.4 120.8%   
Avg. wages/employee Rs Th1,367.2707.5 193.2%   
Avg. net profit/employee Rs Th-1,620.0530.4 -305.4%   
INCOME DATA
Interest income Rs m85,59930,415 281.4%  
Other income Rs m23,8463,502 681.0%   
Interest expense Rs m65,85318,922 348.0%   
Net interest income Rs m19,74611,493 171.8%  
Operating expense Rs m29,4768,529 345.6%   
Gross profit Rs m-9,7302,964 -328.2%  
Gross profit margin %-11.49.7 -116.6%  
Provisions/contingencies Rs m59,9251,401 4,278.5%   
Profit before tax Rs m-45,8095,065 -904.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,6501,812 -1,250.2%   
Profit after tax Rs m-23,1593,254 -711.8%  
Net profit margin %-27.110.7 -252.9%  
BALANCE SHEET DATA
Advances Rs m669,551235,680 284.1%   
Deposits Rs m1,349,833284,351 474.7%  
Credit/Deposit ratio x49.682.9 59.8%  
Yield on advances %7.610.4 72.8%   
Cost of deposits %4.76.0 77.9%   
Net Interest Margin %1.43.4 42.7%  
Net fixed assets Rs m12,4015,260 235.8%   
Share capital Rs m74,2793,096 2,399.6%   
Free reserves Rs m40,71028,049 145.1%   
Net worth Rs m114,98931,144 369.2%   
Borrowings Rs m22,03727,232 80.9%   
Investments Rs m609,76078,441 777.3%   
Total assets Rs m1,515,299357,918 423.4%  
Debt/equity ratio x11.910.0 119.3%   
Return on assets %-1.50.9 -168.1%  
Return on equity %-20.110.4 -192.8%  
Capital adequacy ratio %13.016.8 77.3%  
Net NPAs %8.70.7 1,333.8%  
CASH FLOW
From Operations Rs m-150,737-2,813 5,357.8%  
From Investments Rs m-732-764 95.8%  
From Financial Activity Rs m45,7617,792 587.3%  
Net Cashflow Rs m-105,7084,214 -2,508.6%  

Share Holding

Indian Promoters % 88.0 0.9 9,777.8%  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 5.2 23.2 22.4%  
FIIs % 0.3 15.0 2.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 45.5 14.3%  
Shareholders   78,272 184,073 42.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   ORIENTAL BANK  BANDHAN BANK LTD  UNION BANK  IDBI BANK  IDFC FIRST BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 419 Points Higher; IT and Banking Stocks Witness Huge Buying(Closing)

Indian share markets continued their momentum and ended on a strong note today.

Related Views on News

DCB BANK Announces Quarterly Results (4QFY20); Net Profit Down 28.6% (Quarterly Result Update)

May 27, 2020 | Updated on May 27, 2020

For the quarter ended March 2020, DCB BANK has posted a net profit of Rs 688 m (down 28.6% YoY). Sales on the other hand came in at Rs 9 bn (up 9.0% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

DCB BANK Announces Quarterly Results (3QFY20); Net Profit Up 12.3% (Quarterly Result Update)

Jan 27, 2020 | Updated on Jan 27, 2020

For the quarter ended December 2019, DCB BANK has posted a net profit of Rs 967 m (up 12.3% YoY). Sales on the other hand came in at Rs 9 bn (up 15.5% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

UNITED BANK OF INDIA Announces Quarterly Results (2QFY20); Net Profit Up 114.0% (Quarterly Result Update)

Nov 5, 2019 | Updated on Nov 5, 2019

For the quarter ended September 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 114.0% YoY). Sales on the other hand came in at Rs 24 bn (up 14.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

More Views on News

Most Popular

Smallcaps Are in a Sweet Spot Again: Are You Buying?(Profit Hunter)

Jul 3, 2020

This is why I believe smallcaps are the place to be in the near future.

How to Find the Best Stocks for Day Trading - 2(Fast Profits Daily)

Jul 10, 2020

Use this method to identify the right stocks to trade intraday.

How We Made 10%+ Profits Overnight(Fast Profits Daily)

Jul 3, 2020

A simple trade in natural gas delivered more than 10% overnight. Here's how we did it...

From a 57% Fall to Gains of 168%. This is What a Smallcap Rebound Really Looks Like(Profit Hunter)

Jul 7, 2020

This smallcap is essential enough to continue business even amid a second wave of infections, or lockdown.

More

India's #1 Trader
Reveals His Secrets

The Secret to Increasing Your Trading Profits Today
Get this Special Report, The Secret to Increasing Your Trading Profits Today, Now!
We will never sell or rent your email id.
Please read our Terms

UNITED BANK OF INDIA SHARE PRICE


Mar 20, 2020 (Close)

TRACK UNITED BANK OF INDIA

  • Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON UNITED BANK OF INDIA

UNITED BANK OF INDIA - RBL BANK LTD COMPARISON

COMPARE UNITED BANK OF INDIA WITH

MARKET STATS