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UNITED BANK OF INDIA vs DCB BANK - Comparison Results

DCB BANK 
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Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

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Current Valuations

    UNITED BANK OF INDIA DCB BANK UNITED BANK OF INDIA/
DCB BANK
 
P/E (TTM) x 0.7 10.1 7.3% View Chart
P/BV x 0.0 1.1 2.6% View Chart
Dividend Yield % 0.0 0.9 -  

Financials

 UNITED BANK OF INDIA   DCB BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
DCB BANK
Mar-19
UNITED BANK OF INDIA/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs15209 7.1%   
Low Rs9140 6.5%   
Income per share (Unadj.) Rs11.598.3 11.7%  
Earnings per share (Unadj.) Rs-3.110.5 -29.7%  
Cash flow per share (Unadj.) Rs-10.339.4 -26.1%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %00.6 0.0%  
Book value per share (Unadj.) Rs15.5100.6 15.4%  
Shares outstanding (eoy) m7,427.92309.55 2,399.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.01.8 58.6%   
Avg P/E ratio x-3.816.6 -23.2%  
Avg P/CF ratio x2.411.6 20.9%  
Avg Price/Bookvalue ratio x0.81.7 44.6%  
Dividend payout %09.5 0.0%   
Avg Mkt Cap Rs m88,76453,862 164.8%   
No. of employees `00014.36.1 233.1%   
Total wages & salary Rs m19,5454,340 450.4%   
Avg. income/employee Rs Th5,987.64,958.4 120.8%   
Avg. wages/employee Rs Th1,367.2707.5 193.2%   
Avg. net profit/employee Rs Th-1,620.0530.4 -305.4%   
INCOME DATA
Interest income Rs m85,59930,415 281.4%  
Other income Rs m23,8463,502 681.0%   
Interest expense Rs m65,85318,922 348.0%   
Net interest income Rs m19,74611,493 171.8%  
Operating expense Rs m29,4768,529 345.6%   
Gross profit Rs m-9,7302,964 -328.2%  
Gross profit margin %-11.49.7 -116.6%  
Provisions/contingencies Rs m59,9251,401 4,278.5%   
Profit before tax Rs m-45,8095,065 -904.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,6501,812 -1,250.2%   
Profit after tax Rs m-23,1593,254 -711.8%  
Net profit margin %-27.110.7 -252.9%  
BALANCE SHEET DATA
Advances Rs m669,551235,680 284.1%   
Deposits Rs m1,349,833284,351 474.7%  
Credit/Deposit ratio x49.682.9 59.8%  
Yield on advances %7.610.4 72.8%   
Cost of deposits %4.76.0 77.9%   
Net Interest Margin %1.43.4 42.7%  
Net fixed assets Rs m12,4015,260 235.8%   
Share capital Rs m74,2793,096 2,399.6%   
Free reserves Rs m40,71028,049 145.1%   
Net worth Rs m114,98931,144 369.2%   
Borrowings Rs m22,03727,232 80.9%   
Investments Rs m609,76078,441 777.3%   
Total assets Rs m1,515,299357,918 423.4%  
Debt/equity ratio x11.910.0 119.3%   
Return on assets %-1.50.9 -168.1%  
Return on equity %-20.110.4 -192.8%  
Capital adequacy ratio %13.016.8 77.3%  
Net NPAs %8.70.7 1,333.8%  
CASH FLOW
From Operations Rs m-150,737-2,813 5,357.8%  
From Investments Rs m-732-764 95.8%  
From Financial Activity Rs m45,7617,792 587.3%  
Net Cashflow Rs m-105,7084,214 -2,508.6%  

Share Holding

Indian Promoters % 88.0 0.9 9,777.8%  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 5.2 23.2 22.4%  
FIIs % 0.3 15.0 2.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 45.5 14.3%  
Shareholders   78,272 184,073 42.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   KARNATAKA BANK  CANARA BANK  SOUTH IND.BANK  BANDHAN BANK  UNION BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Mar 20, 2020 (Close)

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