Compare United Bank of India with Development Credit Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED BANK OF INDIA vs DCB BANK - Comparison Results

DCB BANK 
   Change

Development Credit Bank (DCB) is a small new generation private sector bank serving around 6 lakh customers with a network of more than 80 branches and 130 ATMs. Its branches are concentrated in western India with 65% branches located in Maharashtra,... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED BANK OF INDIA DCB BANK UNITED BANK OF INDIA/
DCB BANK
 
P/E (TTM) x -0.4 16.3 - View Chart
P/BV x 0.1 1.8 3.3% View Chart
Dividend Yield % 0.0 0.5 -  

Financials

 UNITED BANK OF INDIA   DCB BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
DCB BANK
Mar-19
UNITED BANK OF INDIA/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs15209 7.1%   
Low Rs9140 6.5%   
Income per share (Unadj.) Rs11.598.3 11.7%  
Earnings per share (Unadj.) Rs-3.110.5 -29.7%  
Cash flow per share (Unadj.) Rs-10.339.4 -26.1%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %00.6 0.0%  
Book value per share (Unadj.) Rs15.5100.6 15.4%  
Shares outstanding (eoy) m7,427.92309.55 2,399.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.01.8 58.6%   
Avg P/E ratio x-3.816.6 -23.2%  
Avg P/CF ratio x2.411.6 20.9%  
Avg Price/Bookvalue ratio x0.81.7 44.6%  
Dividend payout %09.5 0.0%   
Avg Mkt Cap Rs m88,76453,862 164.8%   
No. of employees `00014.36.1 233.1%   
Total wages & salary Rs m19,5454,340 450.4%   
Avg. income/employee Rs Th5,987.64,958.4 120.8%   
Avg. wages/employee Rs Th1,367.2707.5 193.2%   
Avg. net profit/employee Rs Th-1,620.0530.4 -305.4%   
INCOME DATA
Interest income Rs m85,59930,415 281.4%  
Other income Rs m23,8463,502 681.0%   
Interest expense Rs m65,85318,922 348.0%   
Net interest income Rs m19,74611,493 171.8%  
Operating expense Rs m29,4768,529 345.6%   
Gross profit Rs m-9,7302,964 -328.2%  
Gross profit margin %-11.49.7 -116.6%  
Provisions/contingencies Rs m59,9251,401 4,278.5%   
Profit before tax Rs m-45,8095,065 -904.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,6501,812 -1,250.2%   
Profit after tax Rs m-23,1593,254 -711.8%  
Net profit margin %-27.110.7 -252.9%  
BALANCE SHEET DATA
Advances Rs m669,551235,680 284.1%   
Deposits Rs m1,349,833284,351 474.7%  
Credit/Deposit ratio x49.682.9 59.8%  
Yield on advances %7.610.4 72.8%   
Cost of deposits %4.76.0 77.9%   
Net Interest Margin %1.43.4 42.7%  
Net fixed assets Rs m12,4015,260 235.8%   
Share capital Rs m74,2793,096 2,399.6%   
Free reserves Rs m40,71028,049 145.1%   
Net worth Rs m114,98931,144 369.2%   
Borrowings Rs m22,03727,232 80.9%   
Investments Rs m609,76078,441 777.3%   
Total assets Rs m1,515,299357,918 423.4%  
Debt/equity ratio x11.910.0 119.3%   
Return on assets %-1.50.9 -168.1%  
Return on equity %-20.110.4 -192.8%  
Capital adequacy ratio %13.016.8 77.3%  
Net NPAs %8.70.7 1,333.8%  
CASH FLOW
From Operations Rs m-150,737-2,813 5,357.8%  
From Investments Rs m-732-764 95.8%  
From Financial Activity Rs m45,7617,792 587.3%  
Net Cashflow Rs m-105,7084,214 -2,508.6%  

Share Holding

Indian Promoters % 88.0 0.9 9,777.8%  
Foreign collaborators % 0.0 15.5 -  
Indian inst/Mut Fund % 5.2 23.2 22.4%  
FIIs % 0.3 15.0 2.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 45.5 14.3%  
Shareholders   78,272 184,073 42.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   ANDHRA BANK  SOUTH IND.BANK  ICICI BANK  ALLAHABAD BANK  AXIS BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Tanks 642 Points; Automobile and Realty Stocks Plunge(Closing)

Indian share markets fell sharply today amid fears of rising crude oil prices and weakness in the rupee rattled investor sentiment.

Related Views on News

UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

DCB BANK Announces Quarterly Results (1QFY20); Net Profit Up 16.6% (Quarterly Result Update)

Jul 17, 2019 | Updated on Jul 17, 2019

For the quarter ended June 2019, DCB BANK has posted a net profit of Rs 811 m (up 16.6% YoY). Sales on the other hand came in at Rs 9 bn (up 22.3% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

DCB BANK Announces Quarterly Results (4QFY19); Net Profit Up 50.0% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, DCB BANK has posted a net profit of Rs 963 m (up 50.0% YoY). Sales on the other hand came in at Rs 8 bn (up 27.4% YoY). Read on for a complete analysis of DCB BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (3QFY19); Net Profit Down 78.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, UNITED BANK OF INDIA has posted a net profit of Rs 11 bn (down 78.7% YoY). Sales on the other hand came in at Rs 21 bn (up 3.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

More Views on News

Most Popular

Buying these Eight Stocks is Like Owning Your Own Business(Profit Hunter)

Sep 5, 2019

Everyone dreams of owning a business. Here is your chance.

7 Stocks to Buy in the Market Today(The 5 Minute Wrapup)

Sep 5, 2019

The stock market had a four-year bull run starting September 2013. Are we seeing a similar pattern now?

Don't Buy Lakshmi Vilas Bank...Buy this Private Sector Bank with 74% Upside(The 5 Minute Wrapup)

Sep 4, 2019

Lakshmi Vilas Bank is in a vicious cycle. The stock is already down 57% in 2019. Despite this, the retail investors increased their holding.

Buy these 7 Stocks if You Believe in India(The 5 Minute Wrapup)

Sep 12, 2019

News headlines predict gloom and doom for India these days. You should ignore them.

A Recession Proof Stock You Can Bet On(Profit Hunter)

Sep 10, 2019

Usually, the typical horizon period for my smallcap recommendations is 3 to 5 years. But if you ask me, this could be one business that you could own and pass on to future generations.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2019
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

UNITED BANK OF INDIA SHARE PRICE


Sep 17, 2019 (Close)

TRACK UNITED BANK OF INDIA

  • Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON UNITED BANK OF INDIA

UNITED BANK OF INDIA - SBI COMPARISON

COMPARE UNITED BANK OF INDIA WITH

MARKET STATS