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Compare United Bank of India with Federal Bank - Equitymaster

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UNITED BANK OF INDIA vs FEDERAL BANK - Comparison Results

FEDERAL BANK 
   Change

Federal Bank Ltd (FBL) (the erstwhile Travancore Federal Bank Limited) was incorporated with an authorised capital of Rs 5,000 in Central Travancore in the year 1931 under the Travancore Company's Act. The bank started business of auctionchitty and o... More

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Current Valuations

    UNITED BANK OF INDIA FEDERAL BANK UNITED BANK OF INDIA/
FEDERAL BANK
 
P/E (TTM) x -0.4 8.6 - View Chart
P/BV x 0.1 0.7 14.0% View Chart
Dividend Yield % 0.0 1.1 -  

Financials

 UNITED BANK OF INDIA   FEDERAL BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-18
FEDERAL BANK
Mar-18
UNITED BANK OF INDIA/
FEDERAL BANK
5-Yr Chart
Click to enlarge
High Rs23128 17.8%   
Low Rs1188 12.0%   
Income per share (Unadj.) Rs27.850.3 55.3%  
Earnings per share (Unadj.) Rs-4.84.7 -102.2%  
Cash flow per share (Unadj.) Rs-14.114.9 -94.9%  
Dividends per share (Unadj.) Rs01.00 0.0%  
Avg Dividend yield %00.9 0.0%  
Book value per share (Unadj.) Rs28.962.2 46.4%  
Shares outstanding (eoy) m2,999.991,972.14 152.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.62.1 28.0%   
Avg P/E ratio x-3.422.7 -15.1%  
Avg P/CF ratio x2.011.1 17.8%  
Avg Price/Bookvalue ratio x0.61.7 33.3%  
Dividend payout %021.1 0.0%   
Avg Mkt Cap Rs m49,950212,301 23.5%   
No. of employees `000NA12.1 0.0%   
Total wages & salary Rs m17,12612,768 134.1%   
Avg. income/employee Rs ThNM8,186.0-  
Avg. wages/employee Rs ThNM1,054.2-  
Avg. net profit/employee Rs ThN.A.772.3-  
INCOME DATA
Interest income Rs m83,41699,149 84.1%  
Other income Rs m22,14611,602 190.9%   
Interest expense Rs m68,48862,264 110.0%   
Net interest income Rs m14,92936,885 40.5%  
Operating expense Rs m26,83425,047 107.1%   
Gross profit Rs m-11,90511,837 -100.6%  
Gross profit margin %-14.311.9 -119.5%  
Provisions/contingencies Rs m39,7289,693 409.9%   
Profit before tax Rs m-29,48713,747 -214.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0258 0.0%   
Tax Rs m-14,9424,650 -321.3%   
Profit after tax Rs m-14,5459,354 -155.5%  
Net profit margin %-17.49.4 -184.8%  
BALANCE SHEET DATA
Advances Rs m624,902930,109 67.2%   
Deposits Rs m1,293,2641,119,701 115.5%  
Credit/Deposit ratio x48.383.1 58.2%  
Yield on advances %8.18.3 97.8%   
Cost of deposits %5.15.1 99.8%   
Net Interest Margin %1.12.8 40.4%  
Net fixed assets Rs m12,9314,614 280.3%   
Share capital Rs m30,0003,944 760.6%   
Free reserves Rs m22,24468,681 32.4%   
Net worth Rs m86,616122,742 70.6%   
Borrowings Rs m33,061123,288 26.8%   
Investments Rs m504,018305,947 164.7%   
Total assets Rs m1,447,4871,392,137 104.0%  
Debt/equity ratio x15.310.1 151.2%   
Return on assets %-1.00.7 -149.5%  
Return on equity %-16.87.6 -220.3%  
Capital adequacy ratio %12.614.7 85.9%  
Net NPAs %16.51.7 975.7%  
CASH FLOW
From Operations Rs m46,588-50,509 -92.2%  
From Investments Rs m-2,347-15,793 14.9%  
From Financial Activity Rs m27,94283,706 33.4%  
Net Cashflow Rs m72,18317,406 414.7%  

Share Holding

Indian Promoters % 88.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 25.5 20.4%  
FIIs % 0.3 38.8 0.8%  
ADR/GDR % 0.0 2.2 -  
Free float % 6.5 33.0 19.7%  
Shareholders   78,272 82,469 94.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   SBI  YES BANK  BANK OF MAHARASHTRA  DENA BANK  ORIENTAL BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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UNITED BANK OF INDIA Announces Quarterly Results (2QFY19); Net Profit Down 156.1% (Quarterly Result Update)

Nov 21, 2018 | Updated on Nov 21, 2018

For the quarter ended September 2018, UNITED BANK OF INDIA has posted a net profit of Rs 9 bn (down 156.1% YoY). Sales on the other hand came in at Rs 21 bn (up 2.3% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

FEDERAL BANK Announces Quarterly Results (2QFY19); Net Profit Up 0.9% (Quarterly Result Update)

Oct 17, 2018 | Updated on Oct 17, 2018

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