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UNITED BANK OF INDIA vs FEDERAL BANK - Comparison Results

FEDERAL BANK 
   Change

Federal Bank Ltd (FBL) (the erstwhile Travancore Federal Bank Limited) was incorporated with an authorised capital of Rs 5,000 in Central Travancore in the year 1931 under the Travancore Company's Act. The bank started business of auctionchitty and o... More

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Current Valuations

    UNITED BANK OF INDIA FEDERAL BANK UNITED BANK OF INDIA/
FEDERAL BANK
 
P/E (TTM) x -0.6 8.8 - View Chart
P/BV x 0.2 1.0 17.9% View Chart
Dividend Yield % 0.0 0.7 -  

Financials

 UNITED BANK OF INDIA   FEDERAL BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-16
FEDERAL BANK
Mar-16
UNITED BANK OF INDIA/
FEDERAL BANK
5-Yr Chart
Click to enlarge
High Rs3280 39.8%   
Low Rs1741 40.6%   
Income per share (Unadj.) Rs118.445.5 260.1%  
Earnings per share (Unadj.) Rs-3.42.8 -118.7%  
Cash flow per share (Unadj.) Rs-15.511.2 -138.0%  
Dividends per share (Unadj.) Rs00.70 0.0%  
Avg Dividend yield %01.2 0.0%  
Book value per share (Unadj.) Rs69.646.9 148.3%  
Shares outstanding (eoy) m839.511,718.95 48.8%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.21.3 15.4%   
Avg P/E ratio x-7.221.4 -33.7%  
Avg P/CF ratio x0.98.7 10.5%  
Avg Price/Bookvalue ratio x0.31.3 27.0%  
Dividend payout %024.7 0.0%   
Avg Mkt Cap Rs m20,358104,082 19.6%   
No. of employees `00015.011.7 127.7%   
Total wages & salary Rs m10,97410,742 102.2%   
Avg. income/employee Rs Th6,632.86,666.2 99.5%   
Avg. wages/employee Rs Th732.5915.4 80.0%   
Avg. net profit/employee Rs Th-188.2414.5 -45.4%   
INCOME DATA
Interest income Rs m99,36778,228 127.0%  
Other income Rs m14,6757,866 186.6%   
Interest expense Rs m76,56152,594 145.6%   
Net interest income Rs m22,80625,635 89.0%  
Operating expense Rs m19,36319,063 101.6%   
Gross profit Rs m3,4436,571 52.4%  
Gross profit margin %3.58.4 41.2%  
Provisions/contingencies Rs m25,2287,118 354.4%   
Profit before tax Rs m-7,1107,319 -97.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-15 0.0%   
Tax Rs m-4,2902,440 -175.8%   
Profit after tax Rs m-2,8204,864 -58.0%  
Net profit margin %-2.86.2 -45.6%  
BALANCE SHEET DATA
Advances Rs m680,602584,198 116.5%   
Deposits Rs m1,164,013791,709 147.0%  
Credit/Deposit ratio x58.573.8 79.2%  
Yield on advances %9.79.8 99.0%   
Cost of deposits %6.26.4 96.5%   
Net Interest Margin %1.93.0 63.0%  
Net fixed assets Rs m12,1095,236 231.3%   
Share capital Rs m8,3953,438 244.2%   
Free reserves Rs m17,69035,310 50.1%   
Net worth Rs m58,39280,641 72.4%   
Borrowings Rs m29,12522,983 126.7%   
Investments Rs m447,234219,825 203.5%   
Total assets Rs m1,294,318915,544 141.4%  
Debt/equity ratio x20.410.1 202.3%   
Return on assets %-0.20.5 -41.0%  
Return on equity %-4.86.0 -80.1%  
Capital adequacy ratio %10.513.9 75.1%  
Net NPAs %9.01.6 551.2%  
CASH FLOW
From Operations Rs m24,276-15,569 -155.9%  
From Investments Rs m-89624,948 -3.6%  
From Financial Activity Rs m-429-2,992 14.3%  
Net Cashflow Rs m22,9516,387 359.3%  

Share Holding

Indian Promoters % 88.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 25.5 20.4%  
FIIs % 0.3 38.8 0.8%  
ADR/GDR % 0.0 2.2 -  
Free float % 6.5 33.0 19.7%  
Shareholders   78,272 82,469 94.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   KOTAK MAH. BANK  KARUR VYSYA BANK  UNION BANK  HDFC BANK  DCB BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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