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UNITED BANK OF INDIA vs HDFC BANK - Comparison Results

HDFC BANK 
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HDFC Bank remains the Gold standard when it comes to its solid execution capabilities and pristine loan book. Headquartered in Mumbai, HDFC Bank is a new generation private sector bank providing a wide range of banking services covering commercial an... More

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Current Valuations

    UNITED BANK OF INDIA HDFC BANK UNITED BANK OF INDIA/
HDFC BANK
 
P/E (TTM) x 0.7 23.1 3.2% View Chart
P/BV x 0.0 3.7 0.7% View Chart
Dividend Yield % 0.0 0.2 -  

Financials

 UNITED BANK OF INDIA   HDFC BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
HDFC BANK
Mar-20
UNITED BANK OF INDIA/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs151,304 1.1%   
Low Rs9739 1.2%   
Income per share (Unadj.) Rs11.5222.8 5.2%  
Earnings per share (Unadj.) Rs-3.149.7 -6.3%  
Cash flow per share (Unadj.) Rs-10.3102.8 -10.0%  
Dividends per share (Unadj.) Rs02.50 0.0%  
Avg Dividend yield %00.2 0.0%  
Book value per share (Unadj.) Rs15.5321.6 4.8%  
Shares outstanding (eoy) m7,427.925,483.29 135.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.04.6 22.6%   
Avg P/E ratio x-3.820.6 -18.6%  
Avg P/CF ratio x2.413.5 17.9%  
Avg Price/Bookvalue ratio x0.83.2 24.3%  
Dividend payout %05.0 0.0%   
Avg Mkt Cap Rs m88,7645,601,181 1.6%   
No. of employees `00014.3117.0 12.2%   
Total wages & salary Rs m19,545129,201 15.1%   
Avg. income/employee Rs Th5,987.610,446.1 57.3%   
Avg. wages/employee Rs Th1,367.21,104.6 123.8%   
Avg. net profit/employee Rs Th-1,620.02,330.0 -69.5%   
INCOME DATA
Interest income Rs m85,5991,221,893 7.0%  
Other income Rs m23,846248,790 9.6%   
Interest expense Rs m65,853621,374 10.6%   
Net interest income Rs m19,746600,519 3.3%  
Operating expense Rs m29,476330,361 8.9%   
Gross profit Rs m-9,730270,158 -3.6%  
Gross profit margin %-11.422.1 -51.4%  
Provisions/contingencies Rs m59,925142,487 42.1%   
Profit before tax Rs m-45,809375,615 -12.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0423 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,650103,498 -21.9%   
Profit after tax Rs m-23,159272,540 -8.5%  
Net profit margin %-27.122.3 -121.3%  
BALANCE SHEET DATA
Advances Rs m669,55110,436,709 6.4%   
Deposits Rs m1,349,83311,462,071 11.8%  
Credit/Deposit ratio x49.691.1 54.5%  
Yield on advances %7.69.5 79.6%   
Cost of deposits %4.74.4 105.7%   
Net Interest Margin %1.43.9 36.3%  
Net fixed assets Rs m12,40146,269 26.8%   
Share capital Rs m74,2795,483 1,354.6%   
Free reserves Rs m40,7101,758,104 2.3%   
Net worth Rs m114,9891,763,587 6.5%   
Borrowings Rs m22,0371,868,343 1.2%   
Investments Rs m609,7603,893,050 15.7%   
Total assets Rs m1,515,29915,808,304 9.6%  
Debt/equity ratio x11.97.6 157.8%   
Return on assets %-1.51.7 -88.7%  
Return on equity %-20.115.5 -130.3%  
Capital adequacy ratio %13.018.5 70.3%  
Net NPAs %8.70.4 2,408.3%  
CASH FLOW
From Operations Rs m-150,737-168,691 89.4%  
From Investments Rs m-732-16,169 4.5%  
From Financial Activity Rs m45,761243,945 18.8%  
Net Cashflow Rs m-105,70861,225 -172.7%  

Share Holding

Indian Promoters % 88.0 22.6 389.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 9.9 52.5%  
FIIs % 0.3 34.1 0.9%  
ADR/GDR % 0.0 17.0 -  
Free float % 6.5 16.4 39.6%  
Shareholders   78,272 415,166 18.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   BANDHAN BANK  DCB BANK  ANDHRA BANK  ORIENTAL BANK  KARNATAKA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Mar 20, 2020 (Close)

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