X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare United Bank of India with HDFC Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED BANK OF INDIA vs HDFC BANK - Comparison Results

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED BANK OF INDIA HDFC BANK UNITED BANK OF INDIA/
HDFC BANK
 
P/E (TTM) x -0.4 28.5 - View Chart
P/BV x 0.1 4.9 1.9% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 UNITED BANK OF INDIA   HDFC BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-18
HDFC BANK
Mar-18
UNITED BANK OF INDIA/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs232,014 1.1%   
Low Rs111,425 0.7%   
Income per share (Unadj.) Rs27.8328.7 8.5%  
Earnings per share (Unadj.) Rs-4.871.3 -6.8%  
Cash flow per share (Unadj.) Rs-14.1176.4 -8.0%  
Dividends per share (Unadj.) Rs013.00 0.0%  
Avg Dividend yield %00.8 0.0%  
Book value per share (Unadj.) Rs28.9422.3 6.8%  
Shares outstanding (eoy) m2,999.992,595.09 115.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.65.2 11.4%   
Avg P/E ratio x-3.424.1 -14.2%  
Avg P/CF ratio x2.017.8 11.1%  
Avg Price/Bookvalue ratio x0.64.1 14.2%  
Dividend payout %018.2 0.0%   
Avg Mkt Cap Rs m49,9504,462,257 1.1%   
No. of employees `000NA88.3 0.0%   
Total wages & salary Rs m17,12691,939 18.6%   
Avg. income/employee Rs ThNM9,664.0-  
Avg. wages/employee Rs ThNM1,041.8-  
Avg. net profit/employee Rs ThN.A.2,097.4-  
INCOME DATA
Interest income Rs m83,416852,878 9.8%  
Other income Rs m22,146160,566 13.8%   
Interest expense Rs m68,488423,815 16.2%   
Net interest income Rs m14,929429,064 3.5%  
Operating expense Rs m26,834239,272 11.2%   
Gross profit Rs m-11,905189,791 -6.3%  
Gross profit margin %-14.322.3 -64.1%  
Provisions/contingencies Rs m39,72865,718 60.5%   
Profit before tax Rs m-29,487283,612 -10.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0513 0.0%   
Prior Period Items Rs m05 0.0%   
Tax Rs m-14,94299,031 -15.1%   
Profit after tax Rs m-14,545185,100 -7.9%  
Net profit margin %-17.421.7 -80.3%  
BALANCE SHEET DATA
Advances Rs m624,9027,000,338 8.9%   
Deposits Rs m1,293,2647,883,751 16.4%  
Credit/Deposit ratio x48.388.8 54.4%  
Yield on advances %8.19.7 83.8%   
Cost of deposits %5.14.2 122.7%   
Net Interest Margin %1.14.0 27.7%  
Net fixed assets Rs m12,93138,106 33.9%   
Share capital Rs m30,0005,190 578.0%   
Free reserves Rs m22,244832,486 2.7%   
Net worth Rs m86,6161,095,991 7.9%   
Borrowings Rs m33,0611,564,421 2.1%   
Investments Rs m504,0182,384,609 21.1%   
Total assets Rs m1,447,48711,031,862 13.1%  
Debt/equity ratio x15.38.6 177.6%   
Return on assets %-1.01.7 -59.9%  
Return on equity %-16.816.9 -99.4%  
Capital adequacy ratio %12.614.8 85.3%  
Net NPAs %16.50.4 4,122.5%  
CASH FLOW
From Operations Rs m46,588172,144 27.1%  
From Investments Rs m-2,347-8,522 27.5%  
From Financial Activity Rs m27,942573,777 4.9%  
Net Cashflow Rs m72,183737,399 9.8%  

Share Holding

Indian Promoters % 88.0 22.6 389.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 9.9 52.5%  
FIIs % 0.3 34.1 0.9%  
ADR/GDR % 0.0 17.0 -  
Free float % 6.5 16.4 39.6%  
Shareholders   78,272 415,166 18.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   CORPORATION BANK  BANK OF BARODA  ORIENTAL BANK  CITY UNION BANK  BANK OF INDIA  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

From Urjit Patel to Shaktikanta Das; What Lies Ahead?(Podcast)

The week gone by saw Sensex plunge from 700 points to rise by over 600 points. With a volatile and eventful week, it was a challenge keeping up with the news every day.

Related Views on News

UNITED BANK OF INDIA Announces Quarterly Results (2QFY19); Net Profit Down 156.1% (Quarterly Result Update)

Nov 21, 2018 | Updated on Nov 21, 2018

For the quarter ended September 2018, UNITED BANK OF INDIA has posted a net profit of Rs 9 bn (down 156.1% YoY). Sales on the other hand came in at Rs 21 bn (up 2.3% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

HDFC BANK Announces Quarterly Results (2QFY19); Net Profit Up 20.6% (Quarterly Result Update)

Oct 23, 2018 | Updated on Oct 23, 2018

For the quarter ended September 2018, HDFC BANK has posted a net profit of Rs 50 bn (up 20.6% YoY). Sales on the other hand came in at Rs 242 bn (up 23.0% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

More Views on News

Most Popular

4 Rebound Stocks to Profit from the Current Small Cap Crash(Profit Hunter)

Dec 3, 2018

Indian small cap space is offering a discount season. Make sure you do not get too late to scoop up the bargains.

It's Almost the Perfect Time to Buy This Safe Stock(The 5 Minute Wrapup)

Dec 6, 2018

My latest StockSelect recommendation ticks all the boxes of a great safe stock.

Looking For Higher Interest Rates on Bank FDs? Read This!(Outside View)

Dec 5, 2018

Credit disbursement to the productive sectors of the economy such as infrastructure, engineering, food processing, textiles, and chemicals, among others is rising.

Are Foreign Investors Heading Back to the Indian Stock Markets?(Chart Of The Day)

Dec 3, 2018

After months of heavy FII selling, November witnessed a return on foreign money into Indian equities...

DSP Mutual Fund's Sale of DHFL Bonds: Here's What You Need to Know(Outside View)

Dec 5, 2018

PersonalFN explains the probable reason as to why the capital market regulator has initiated DSP Mutual Fund's bond sale that caused DHFL stock to crash.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNITED BANK OF INDIA SHARE PRICE


Dec 14, 2018 (Close)

TRACK UNITED BANK OF INDIA

  • Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON UNITED BANK OF INDIA

UNITED BANK OF INDIA - BANK OF BARODA COMPARISON

COMPARE UNITED BANK OF INDIA WITH

MARKET STATS