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UNITED BANK OF INDIA vs HDFC BANK - Comparison Results

HDFC BANK 
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With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    UNITED BANK OF INDIA HDFC BANK UNITED BANK OF INDIA/
HDFC BANK
 
P/E (TTM) x -0.3 30.3 - View Chart
P/BV x 0.0 4.3 1.0% View Chart
Dividend Yield % 0.0 1.2 -  

Financials

 UNITED BANK OF INDIA   HDFC BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
HDFC BANK
Mar-19
UNITED BANK OF INDIA/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs152,327 0.6%   
Low Rs91,880 0.5%   
Income per share (Unadj.) Rs11.5386.2 3.0%  
Earnings per share (Unadj.) Rs-3.182.0 -3.8%  
Cash flow per share (Unadj.) Rs-10.3196.5 -5.2%  
Dividends per share (Unadj.) Rs015.00 0.0%  
Avg Dividend yield %00.7 0.0%  
Book value per share (Unadj.) Rs15.5564.3 2.7%  
Shares outstanding (eoy) m7,427.922,723.31 272.8%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.05.4 19.0%   
Avg P/E ratio x-3.825.7 -14.9%  
Avg P/CF ratio x2.418.7 12.9%  
Avg Price/Bookvalue ratio x0.83.7 20.7%  
Dividend payout %018.3 0.0%   
Avg Mkt Cap Rs m88,7645,728,891 1.5%   
No. of employees `00014.398.1 14.6%   
Total wages & salary Rs m19,545104,512 18.7%   
Avg. income/employee Rs Th5,987.610,724.0 55.8%   
Avg. wages/employee Rs Th1,367.21,065.8 128.3%   
Avg. net profit/employee Rs Th-1,620.02,277.4 -71.1%   
INCOME DATA
Interest income Rs m85,5991,051,607 8.1%  
Other income Rs m23,846189,471 12.6%   
Interest expense Rs m65,853537,127 12.3%   
Net interest income Rs m19,746514,481 3.8%  
Operating expense Rs m29,476276,948 10.6%   
Gross profit Rs m-9,730237,533 -4.1%  
Gross profit margin %-11.422.6 -50.3%  
Provisions/contingencies Rs m59,92583,822 71.5%   
Profit before tax Rs m-45,809340,918 -13.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m01,132 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,650118,726 -19.1%   
Profit after tax Rs m-23,159223,324 -10.4%  
Net profit margin %-27.121.2 -127.4%  
BALANCE SHEET DATA
Advances Rs m669,5518,692,227 7.7%   
Deposits Rs m1,349,8339,225,027 14.6%  
Credit/Deposit ratio x49.694.2 52.6%  
Yield on advances %7.69.6 78.5%   
Cost of deposits %4.74.4 105.3%   
Net Interest Margin %1.44.2 34.5%  
Net fixed assets Rs m12,40142,198 29.4%   
Share capital Rs m74,2795,447 1,363.8%   
Free reserves Rs m40,7101,531,280 2.7%   
Net worth Rs m114,9891,536,727 7.5%   
Borrowings Rs m22,0371,577,328 1.4%   
Investments Rs m609,7602,869,177 21.3%   
Total assets Rs m1,515,29912,928,057 11.7%  
Debt/equity ratio x11.97.0 169.7%   
Return on assets %-1.51.7 -88.5%  
Return on equity %-20.114.5 -138.6%  
Capital adequacy ratio %13.017.1 76.0%  
Net NPAs %8.70.4 2,223.1%  
CASH FLOW
From Operations Rs m-150,737-628,715 24.0%  
From Investments Rs m-732-15,984 4.6%  
From Financial Activity Rs m45,761231,307 19.8%  
Net Cashflow Rs m-105,708-412,439 25.6%  

Share Holding

Indian Promoters % 88.0 22.6 389.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 9.9 52.5%  
FIIs % 0.3 34.1 0.9%  
ADR/GDR % 0.0 17.0 -  
Free float % 6.5 16.4 39.6%  
Shareholders   78,272 415,166 18.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   KARNATAKA BANK  CANARA BANK  SOUTH IND.BANK  BANDHAN BANK LTD  UNION BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

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After opening the day marginally higher, Indian share markets witnessed buying interest throughout the day and ended on a strong note.

Related Views on News

UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

HDFC BANK Announces Quarterly Results (1QFY20); Net Profit Up 21.0% (Quarterly Result Update)

Jul 22, 2019 | Updated on Jul 22, 2019

For the quarter ended June 2019, HDFC BANK has posted a net profit of Rs 56 bn (up 21.0% YoY). Sales on the other hand came in at Rs 274 bn (up 21.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

HDFC BANK Announces Quarterly Results (4QFY19); Net Profit Up 22.6% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, HDFC BANK has posted a net profit of Rs 59 bn (up 22.6% YoY). Sales on the other hand came in at Rs 263 bn (up 23.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (3QFY19); Net Profit Down 78.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, UNITED BANK OF INDIA has posted a net profit of Rs 11 bn (down 78.7% YoY). Sales on the other hand came in at Rs 21 bn (up 3.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

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Oct 15, 2019 (Close)

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