X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare United Bank of India with HDFC Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED BANK OF INDIA vs HDFC BANK - Comparison Results

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED BANK OF INDIA HDFC BANK UNITED BANK OF INDIA/
HDFC BANK
 
P/E (TTM) x -0.7 29.3 - View Chart
P/BV x 0.2 6.0 3.7% View Chart
Dividend Yield % 0.0 0.5 -  

Financials

 UNITED BANK OF INDIA   HDFC BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-16
HDFC BANK
Mar-16
UNITED BANK OF INDIA/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs321,128 2.8%   
Low Rs17929 1.8%   
Income per share (Unadj.) Rs118.4249.8 47.4%  
Earnings per share (Unadj.) Rs-3.450.6 -6.6%  
Cash flow per share (Unadj.) Rs-15.5135.9 -11.4%  
Dividends per share (Unadj.) Rs09.50 0.0%  
Avg Dividend yield %00.9 0.0%  
Book value per share (Unadj.) Rs69.6293.9 23.7%  
Shares outstanding (eoy) m839.512,528.19 33.2%   
Bonus/Rights/Conversions -ESOP-  
Avg Price / Income ratio x0.24.1 5.0%   
Avg P/E ratio x-7.220.3 -35.6%  
Avg P/CF ratio x0.916.5 5.5%  
Avg Price/Bookvalue ratio x0.33.5 10.0%  
Dividend payout %018.8 0.0%   
Avg Mkt Cap Rs m20,3582,599,864 0.8%   
No. of employees `00015.087.6 17.1%   
Total wages & salary Rs m10,97463,061 17.4%   
Avg. income/employee Rs Th6,632.87,213.9 91.9%   
Avg. wages/employee Rs Th732.5720.2 101.7%   
Avg. net profit/employee Rs Th-188.21,462.1 -12.9%   
INCOME DATA
Interest income Rs m99,367631,616 15.7%  
Other income Rs m14,675112,117 13.1%   
Interest expense Rs m76,561340,696 22.5%   
Net interest income Rs m22,806290,920 7.8%  
Operating expense Rs m19,363178,319 10.9%   
Gross profit Rs m3,443112,601 3.1%  
Gross profit margin %3.517.8 19.4%  
Provisions/contingencies Rs m25,22829,608 85.2%   
Profit before tax Rs m-7,110194,715 -3.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0197 0.0%   
Prior Period Items Rs m037 0.0%   
Tax Rs m-4,29066,937 -6.4%   
Profit after tax Rs m-2,820128,013 -2.2%  
Net profit margin %-2.820.3 -14.0%  
BALANCE SHEET DATA
Advances Rs m680,6024,872,904 14.0%   
Deposits Rs m1,164,0135,458,733 21.3%  
Credit/Deposit ratio x58.589.3 65.5%  
Yield on advances %9.79.8 99.4%   
Cost of deposits %6.25.3 115.6%   
Net Interest Margin %1.94.2 44.5%  
Net fixed assets Rs m12,10934,797 34.8%   
Share capital Rs m8,3955,056 166.0%   
Free reserves Rs m17,690568,152 3.1%   
Net worth Rs m58,392743,041 7.9%   
Borrowings Rs m29,125717,635 4.1%   
Investments Rs m447,2341,616,833 27.7%   
Total assets Rs m1,294,3187,302,618 17.7%  
Debt/equity ratio x20.48.3 245.8%   
Return on assets %-0.21.8 -12.4%  
Return on equity %-4.817.2 -28.0%  
Capital adequacy ratio %10.515.5 67.4%  
Net NPAs %9.00.3 3,228.6%  
CASH FLOW
From Operations Rs m24,276-76,769 -31.6%  
From Investments Rs m-896-8,656 10.4%  
From Financial Activity Rs m-429110,567 -0.4%  
Net Cashflow Rs m22,95125,142 91.3%  

Share Holding

Indian Promoters % 88.0 22.6 389.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 9.9 52.5%  
FIIs % 0.3 34.1 0.9%  
ADR/GDR % 0.0 17.0 -  
Free float % 6.5 16.4 39.6%  
Shareholders   78,272 415,166 18.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   KARUR VYSYA BANK  BANK OF MAHARASHTRA  INDIAN OVERSEAS BANK  ORIENTAL BANK  CANARA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Plummets 390 Points; Infosys Continues to Fall(01:30 pm)

After opening the day on a negative note, the share markets in India continued to witness selling pressure as Infosys cracked after Vishal Sikka's resignation as MD & CEO.

Related Views on News

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

HDFC Bank: Solid Performance Amidst a Difficult Environment (Quarterly Results Update - Detailed)

May 3, 2017

Personal Loans and Credit Cards help HDFC bank report a robust set of numbers over the fourth quarter and for the financial year 2017.

HDFC Bank: Growth Stumbles Post Demonetisation (Quarterly Results Update - Detailed)

Jan 30, 2017

HDFC Bank declared the results for the third quarter of financial year ending March 2017 (3QFY17). The bank has reported 18% YoY and 15% YoY growth in net interest income and net profits respectively in 3QFY17.

HDFC Bank: Asset Quality Intact (Quarterly Results Update - Detailed)

Oct 26, 2016

HDFC Bank declared the results for the second quarter of financial year ending March 2017 (2QFY17). The bank has reported 20% YoY and 20% YoY growth in net interest income and net profits respectively in 2QFY17.

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

More Views on News

Most Popular

Demonetisation Barely Made Any Difference to Tax Collections(Vivek Kaul's Diary)

Aug 7, 2017

The data tells us quite a different story from the one the government is trying to project.

A 'Backdoor' to Multibaggers: It's Like Investing in Asian Paints Ten Years Ago(The 5 Minute Wrapup)

Aug 10, 2017

Don't miss these proxy bets on growing companies or in a few years you will be looking back with regret.

Should You Invest In Bharat-22 ETF? Know Here...(Outside View)

Aug 8, 2017

Bharat-22 is one of the most diverse ETFs offered so far by the Government. Know here if you should invest...

Signs of Life in the India VIX(Daily Profit Hunter)

Aug 12, 2017

The India VIX is up 36% in the last week. Fear has gone up but is still low by historical standards.

7 Financial Gifts For Your Sister This Raksha Bandhan(Outside View)

Aug 7, 2017

Raksha Bandhan signifies the brother-sister bond. Here are 7 thoughtful financial gifts for sisters...

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNITED BANK OF INDIA SHARE PRICE


Aug 18, 2017 03:06 PM

TRACK UNITED BANK OF INDIA

  • Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON UNITED BANK OF INDIA

UNITED BANK OF INDIA - INDIAN OVERSEAS BANK COMPARISON

COMPARE UNITED BANK OF INDIA WITH

MARKET STATS