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Compare United Bank of India with IDBI Bank - Equitymaster

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UNITED BANK OF INDIA vs IDBI BANK - Comparison Results

IDBI BANK 
   Change

After the amalgamation of IDBI with IDBI Bank and later with the beleaguered United Western Bank (UWB) in 2006, the bank has managed to integrate the additional branches and employees with itself. The bank had a franchise of over 1,200 ATMs and 720 b... More

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Current Valuations

    UNITED BANK OF INDIA IDBI BANK UNITED BANK OF INDIA/
IDBI BANK
 
P/E (TTM) x -0.3 -0.7 - View Chart
P/BV x 0.1 0.4 18.8% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   IDBI BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-18
IDBI BANK
Mar-18
UNITED BANK OF INDIA/
IDBI BANK
5-Yr Chart
Click to enlarge
High Rs2384 27.0%   
Low Rs1152 20.3%   
Income per share (Unadj.) Rs27.874.7 37.2%  
Earnings per share (Unadj.) Rs-4.8-26.4 18.4%  
Cash flow per share (Unadj.) Rs-14.1-91.2 15.5%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs28.971.0 40.6%  
Shares outstanding (eoy) m2,999.993,083.86 97.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.60.9 65.7%   
Avg P/E ratio x-3.4-2.6 133.0%  
Avg P/CF ratio x2.01.7 117.1%  
Avg Price/Bookvalue ratio x0.61.0 60.2%  
Dividend payout %00-   
Avg Mkt Cap Rs m49,950210,011 23.8%   
No. of employees `000NA17.5 0.0%   
Total wages & salary Rs m17,12617,811 96.2%   
Avg. income/employee Rs ThNM13,188.1-  
Avg. wages/employee Rs ThNM1,019.2-  
Avg. net profit/employee Rs ThN.A.-4,653.7-  
INCOME DATA
Interest income Rs m83,416230,463 36.2%  
Other income Rs m22,14672,434 30.6%   
Interest expense Rs m68,488173,762 39.4%   
Net interest income Rs m14,92956,701 26.3%  
Operating expense Rs m26,83448,920 54.9%   
Gross profit Rs m-11,9057,781 -153.0%  
Gross profit margin %-14.33.4 -422.7%  
Provisions/contingencies Rs m39,728205,335 19.3%   
Profit before tax Rs m-29,487-125,039 23.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0165 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-14,942-43,550 34.3%   
Profit after tax Rs m-14,545-81,324 17.9%  
Net profit margin %-17.4-35.3 49.4%  
BALANCE SHEET DATA
Advances Rs m624,9021,717,400 36.4%   
Deposits Rs m1,293,2642,477,766 52.2%  
Credit/Deposit ratio x48.369.3 69.7%  
Yield on advances %8.19.1 88.6%   
Cost of deposits %5.15.3 95.9%   
Net Interest Margin %1.11.9 58.8%  
Net fixed assets Rs m12,93168,529 18.9%   
Share capital Rs m30,00030,839 97.3%   
Free reserves Rs m22,244241,447 9.2%   
Net worth Rs m86,616219,080 39.5%   
Borrowings Rs m33,061631,855 5.2%   
Investments Rs m504,018918,477 54.9%   
Total assets Rs m1,447,4873,511,368 41.2%  
Debt/equity ratio x15.314.2 107.9%   
Return on assets %-1.0-2.3 43.4%  
Return on equity %-16.8-37.1 45.2%  
Capital adequacy ratio %12.610.4 121.2%  
Net NPAs %16.516.7 98.8%  
CASH FLOW
From Operations Rs m46,588-121,504 -38.3%  
From Investments Rs m-2,3473,563 -65.9%  
From Financial Activity Rs m27,942128,429 21.8%  
Net Cashflow Rs m72,18310,488 688.3%  

Share Holding

Indian Promoters % 88.0 71.7 122.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 13.7 38.0%  
FIIs % 0.3 3.4 8.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 11.2 58.0%  
Shareholders   78,272 438,231 17.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   CITY UNION BANK  DHANLAXMI BANK  HDFC BANK  INDIAN OVERSEAS BANK  CORPORATION BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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After trimming sharp losses in the afternoon session, Indian share markets continued to witness buying interest and ended the day on a positive note.

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UNITED BANK OF INDIA Announces Quarterly Results (2QFY19); Net Profit Down 156.1% (Quarterly Result Update)

Nov 21, 2018 | Updated on Nov 21, 2018

For the quarter ended September 2018, UNITED BANK OF INDIA has posted a net profit of Rs 9 bn (down 156.1% YoY). Sales on the other hand came in at Rs 21 bn (up 2.3% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

IDBI BANK Announces Quarterly Results (2QFY19); Net Profit Down 1720.9% (Quarterly Result Update)

Nov 16, 2018 | Updated on Nov 16, 2018

For the quarter ended September 2018, IDBI BANK has posted a net profit of Rs 36 bn (down 1720.9% YoY). Sales on the other hand came in at Rs 54 bn (down 10.8% YoY). Read on for a complete analysis of IDBI BANK's quarterly results.

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Dec 11, 2018 (Close)

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