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- Indian - banks - psu
- UNITED BANK OF INDIA - IDBI BANK
UNITED BANK OF INDIA vs IDBI BANK - Comparison Results
Current Valuations
| UNITED BANK OF INDIA | IDBI BANK | UNITED BANK OF INDIA/ IDBI BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -0.6 | -1.1 | - | View Chart |
| P/BV | x | 0.1 | 0.4 | 36.8% | View Chart |
| Dividend Yield | % | 0.0 | 1.3 | - |
Financials
 UNITED BANK OF INDIA  IDBI BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| UNITED BANK OF INDIA Mar-16 |
IDBI BANK Mar-15 |
UNITED BANK OF INDIA/ IDBI BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 32 | 113 | 28.1% | |
| Low | Rs | 17 | 60 | 28.0% | |
| Income per share (Unadj.) | Rs | 118.4 | 175.6 | 67.4% | |
| Earnings per share (Unadj.) | Rs | -3.4 | 5.9 | -57.2% | |
| Cash flow per share (Unadj.) | Rs | -15.5 | 6.0 | -255.6% | |
| Dividends per share (Unadj.) | Rs | 0 | 0.75 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.9 | 0.0% | |
| Book value per share (Unadj.) | Rs | 69.6 | 152.0 | 45.8% | |
| Shares outstanding (eoy) | m | 839.51 | 1,603.96 | 52.3% | |
| Bonus/Rights/Conversions | - | ESOP | - | ||
| Avg Price / Income ratio | x | 0.2 | 0.5 | 41.6% | |
| Avg P/E ratio | x | -7.2 | 14.7 | -49.0% | |
| Avg P/CF ratio | x | 0.9 | 2.6 | 35.6% | |
| Avg Price/Bookvalue ratio | x | 0.3 | 0.6 | 61.3% | |
| Dividend payout | % | 0 | 12.8 | 0.0% | |
| Avg Mkt Cap | Rs m | 20,358 | 138,662 | 14.7% | |
| No. of employees | `000 | 15.0 | 16.6 | 90.5% | |
| Total wages & salary | Rs m | 10,974 | 20,112 | 54.6% | |
| Avg. income/employee | Rs Th | 6,632.8 | 17,012.5 | 39.0% | |
| Avg. wages/employee | Rs Th | 732.5 | 1,214.9 | 60.3% | |
| Avg. net profit/employee | Rs Th | -188.2 | 568.9 | -33.1% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 99,367 | 281,643 | 35.3% | |
| Other income | Rs m | 14,675 | 41,892 | 35.0% | |
| Interest expense | Rs m | 76,561 | 223,872 | 34.2% | |
| Net interest income | Rs m | 22,806 | 57,771 | 39.5% | |
| Operating expense | Rs m | 19,363 | 41,046 | 47.2% | |
| Gross profit | Rs m | 3,443 | 16,725 | 20.6% | |
| Gross profit margin | % | 3.5 | 5.9 | 58.3% | |
| Provisions/contingencies | Rs m | 25,228 | 44,905 | 56.2% | |
| Profit before tax | Rs m | -7,110 | 13,403 | -53.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 155 | 0.0% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -4,290 | 4,139 | -103.6% | |
| Profit after tax | Rs m | -2,820 | 9,418 | -29.9% | |
| Net profit margin | % | -2.8 | 3.3 | -84.9% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 680,602 | 2,083,769 | 32.7% | |
| Deposits | Rs m | 1,164,013 | 2,595,230 | 44.9% | |
| Credit/Deposit ratio | x | 58.5 | 80.3 | 72.8% | |
| Yield on advances | % | 9.7 | 10.0 | 97.4% | |
| Cost of deposits | % | 6.2 | 6.8 | 90.8% | |
| Net Interest Margin | % | 1.9 | 1.7 | 112.0% | |
| Net fixed assets | Rs m | 12,109 | 30,800 | 39.3% | |
| Share capital | Rs m | 8,395 | 16,040 | 52.3% | |
| Free reserves | Rs m | 17,690 | 156,910 | 11.3% | |
| Net worth | Rs m | 58,392 | 243,749 | 24.0% | |
| Borrowings | Rs m | 29,125 | 618,330 | 4.7% | |
| Investments | Rs m | 447,234 | 1,206,093 | 37.1% | |
| Total assets | Rs m | 1,294,318 | 3,559,309 | 36.4% | |
| Debt/equity ratio | x | 20.4 | 13.2 | 155.0% | |
| Return on assets | % | -0.2 | 0.3 | -82.3% | |
| Return on equity | % | -4.8 | 3.9 | -125.0% | |
| Capital adequacy ratio | % | 10.5 | 11.8 | 88.9% | |
| Net NPAs | % | 9.0 | 2.9 | 313.9% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 24,276 | -19,906 | -122.0% | |
| From Investments | Rs m | -896 | -2,716 | 33.0% | |
| From Financial Activity | Rs m | -429 | -610 | 70.2% | |
| Net Cashflow | Rs m | 22,951 | -23,232 | -98.8% | |
Share Holding
| Indian Promoters | % | 88.0 | 71.7 | 122.7% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 5.2 | 13.7 | 38.0% | |
| FIIs | % | 0.3 | 3.4 | 8.8% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 6.5 | 11.2 | 58.0% | |
| Shareholders | 78,272 | 438,231 | 17.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UNITED BANK OF INDIA With: KARNATAKA BANK CANARA BANK SOUTH IND.BANK IDFC BANK LTD UNION BANK
Compare UNITED BANK OF INDIA With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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