Compare United Bank of India with IDBI Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED BANK OF INDIA vs IDBI BANK - Comparison Results

IDBI BANK 
   Change

After the amalgamation of IDBI with IDBI Bank and later with the beleaguered United Western Bank (UWB) in 2006, the bank has managed to integrate the additional branches and employees with itself. The bank had a franchise of over 1,200 ATMs and 720 b... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED BANK OF INDIA IDBI BANK UNITED BANK OF INDIA/
IDBI BANK
 
P/E (TTM) x 0.7 -0.9 - View Chart
P/BV x 0.0 0.2 13.5% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   IDBI BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
IDBI BANK
Mar-18
UNITED BANK OF INDIA/
IDBI BANK
5-Yr Chart
Click to enlarge
High Rs1584 17.5%   
Low Rs952 17.6%   
Income per share (Unadj.) Rs11.574.7 15.4%  
Earnings per share (Unadj.) Rs-3.1-26.4 11.8%  
Cash flow per share (Unadj.) Rs-10.3-91.2 11.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs15.571.0 21.8%  
Shares outstanding (eoy) m7,427.923,083.86 240.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.00.9 113.8%   
Avg P/E ratio x-3.8-2.6 148.4%  
Avg P/CF ratio x2.41.7 142.6%  
Avg Price/Bookvalue ratio x0.81.0 80.5%  
Dividend payout %00-   
Avg Mkt Cap Rs m88,764210,011 42.3%   
No. of employees `00014.317.5 81.8%   
Total wages & salary Rs m19,54517,811 109.7%   
Avg. income/employee Rs Th5,987.613,188.1 45.4%   
Avg. wages/employee Rs Th1,367.21,019.2 134.1%   
Avg. net profit/employee Rs Th-1,620.0-4,653.7 34.8%   
INCOME DATA
Interest income Rs m85,599230,463 37.1%  
Other income Rs m23,84672,434 32.9%   
Interest expense Rs m65,853173,762 37.9%   
Net interest income Rs m19,74656,701 34.8%  
Operating expense Rs m29,47648,920 60.3%   
Gross profit Rs m-9,7307,781 -125.1%  
Gross profit margin %-11.43.4 -336.7%  
Provisions/contingencies Rs m59,925205,335 29.2%   
Profit before tax Rs m-45,809-125,039 36.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0165 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,650-43,550 52.0%   
Profit after tax Rs m-23,159-81,324 28.5%  
Net profit margin %-27.1-35.3 76.7%  
BALANCE SHEET DATA
Advances Rs m669,5511,717,400 39.0%   
Deposits Rs m1,349,8332,477,766 54.5%  
Credit/Deposit ratio x49.669.3 71.6%  
Yield on advances %7.69.1 82.7%   
Cost of deposits %4.75.3 88.1%   
Net Interest Margin %1.41.9 75.3%  
Net fixed assets Rs m12,40168,529 18.1%   
Share capital Rs m74,27930,839 240.9%   
Free reserves Rs m40,710241,447 16.9%   
Net worth Rs m114,989219,080 52.5%   
Borrowings Rs m22,037631,855 3.5%   
Investments Rs m609,760918,477 66.4%   
Total assets Rs m1,515,2993,511,368 43.2%  
Debt/equity ratio x11.914.2 84.1%   
Return on assets %-1.5-2.3 66.0%  
Return on equity %-20.1-37.1 54.3%  
Capital adequacy ratio %13.010.4 124.9%  
Net NPAs %8.716.7 51.9%  
CASH FLOW
From Operations Rs m-150,737-121,504 124.1%  
From Investments Rs m-7323,563 -20.6%  
From Financial Activity Rs m45,761128,429 35.6%  
Net Cashflow Rs m-105,70810,488 -1,007.9%  

Share Holding

Indian Promoters % 88.0 71.7 122.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 13.7 38.0%  
FIIs % 0.3 3.4 8.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 11.2 58.0%  
Shareholders   78,272 438,231 17.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   FEDERAL BANK  YES BANK  ANDHRA BANK  RBL BANK  PUNJAB & SIND BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Trades Marginally Higher; Dow Futures Up by 6 Points(12:30 pm)

Share markets in India are presently trading marginally higher. The BSE Sensex is trading up by 140 points, up 0.3% at 49,538 levels.

Related Views on News

IDBI BANK Announces Quarterly Results (2QFY21); Net Profit Up 109.4% (Quarterly Result Update)

Oct 26, 2020 | Updated on Oct 26, 2020

For the quarter ended September 2020, IDBI BANK has posted a net profit of Rs 3 bn (up 109.4% YoY). Sales on the other hand came in at Rs 47 bn (down 9.8% YoY). Read on for a complete analysis of IDBI BANK's quarterly results.

IDBI BANK Announces Quarterly Results (4QFY20); Net Profit Up 102.8% (Quarterly Result Update)

Jun 1, 2020 | Updated on Jun 1, 2020

For the quarter ended March 2020, IDBI BANK has posted a net profit of Rs 1 bn (up 102.8% YoY). Sales on the other hand came in at Rs 56 bn (up 2.5% YoY). Read on for a complete analysis of IDBI BANK's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

IDBI BANK Announces Quarterly Results (3QFY20); Net Profit Down 37.7% (Quarterly Result Update)

Feb 12, 2020 | Updated on Feb 12, 2020

For the quarter ended December 2019, IDBI BANK has posted a net profit of Rs 58 bn (down 37.7% YoY). Sales on the other hand came in at Rs 49 bn (down 10.1% YoY). Read on for a complete analysis of IDBI BANK's quarterly results.

More Views on News

Most Popular

'Essential' Smallcap Stock Recommendations(Profit Hunter)

Jan 8, 2021

The smallcap rally has enough steam left in it. If you haven't joined yet, it is still not too late.

Is Nifty Forming a Top(Fast Profits Daily)

Jan 8, 2021

The charts are telling the bulls to be cautious.

Why Gold Hit Lower Circuit(Fast Profits Daily)

Jan 11, 2021

Were you shocked that bullion prices hit lower circuits on Friday on the MCX? Find out why it happened...

A Rare Chance to Invest in Potential Multibaggers in 2021(Profit Hunter)

Jan 11, 2021

Our ace stock picker is ready to capitalise on a big growth opportunity.

More

India's #1 Trader
Reveals His Secrets

Secret To Increasing Your Trading Profits Today
Get this Special Report,
The Secret to Increasing Your Trading Profits Today, Now!
We will never sell or rent your email id.
Please read our Terms

UNITED BANK OF INDIA SHARE PRICE


Mar 20, 2020 (Close)

TRACK UNITED BANK OF INDIA

  • Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON UNITED BANK OF INDIA

UNITED BANK OF INDIA 8-QTR ANALYSIS

COMPARE UNITED BANK OF INDIA WITH

MARKET STATS