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UNITED BANK OF INDIA vs IDBI BANK - Comparison Results

IDBI BANK 
   Change

After the amalgamation of IDBI with IDBI Bank and later with the beleaguered United Western Bank (UWB) in 2006, the bank has managed to integrate the additional branches and employees with itself. The bank had a franchise of over 1,200 ATMs and 720 b... More

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Current Valuations

    UNITED BANK OF INDIA IDBI BANK UNITED BANK OF INDIA/
IDBI BANK
 
P/E (TTM) x 0.7 -1.2 - View Chart
P/BV x 0.0 0.3 9.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   IDBI BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
IDBI BANK
Mar-18
UNITED BANK OF INDIA/
IDBI BANK
5-Yr Chart
Click to enlarge
High Rs1584 17.5%   
Low Rs952 17.6%   
Income per share (Unadj.) Rs11.574.7 15.4%  
Earnings per share (Unadj.) Rs-3.1-26.4 11.8%  
Cash flow per share (Unadj.) Rs-10.3-91.2 11.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs15.571.0 21.8%  
Shares outstanding (eoy) m7,427.923,083.86 240.9%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.00.9 113.8%   
Avg P/E ratio x-3.8-2.6 148.4%  
Avg P/CF ratio x2.41.7 142.6%  
Avg Price/Bookvalue ratio x0.81.0 80.5%  
Dividend payout %00-   
Avg Mkt Cap Rs m88,764210,011 42.3%   
No. of employees `00014.317.5 81.8%   
Total wages & salary Rs m19,54517,811 109.7%   
Avg. income/employee Rs Th5,987.613,188.1 45.4%   
Avg. wages/employee Rs Th1,367.21,019.2 134.1%   
Avg. net profit/employee Rs Th-1,620.0-4,653.7 34.8%   
INCOME DATA
Interest income Rs m85,599230,463 37.1%  
Other income Rs m23,84672,434 32.9%   
Interest expense Rs m65,853173,762 37.9%   
Net interest income Rs m19,74656,701 34.8%  
Operating expense Rs m29,47648,920 60.3%   
Gross profit Rs m-9,7307,781 -125.1%  
Gross profit margin %-11.43.4 -336.7%  
Provisions/contingencies Rs m59,925205,335 29.2%   
Profit before tax Rs m-45,809-125,039 36.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0165 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,650-43,550 52.0%   
Profit after tax Rs m-23,159-81,324 28.5%  
Net profit margin %-27.1-35.3 76.7%  
BALANCE SHEET DATA
Advances Rs m669,5511,717,400 39.0%   
Deposits Rs m1,349,8332,477,766 54.5%  
Credit/Deposit ratio x49.669.3 71.6%  
Yield on advances %7.69.1 82.7%   
Cost of deposits %4.75.3 88.1%   
Net Interest Margin %1.41.9 75.3%  
Net fixed assets Rs m12,40168,529 18.1%   
Share capital Rs m74,27930,839 240.9%   
Free reserves Rs m40,710241,447 16.9%   
Net worth Rs m114,989219,080 52.5%   
Borrowings Rs m22,037631,855 3.5%   
Investments Rs m609,760918,477 66.4%   
Total assets Rs m1,515,2993,511,368 43.2%  
Debt/equity ratio x11.914.2 84.1%   
Return on assets %-1.5-2.3 66.0%  
Return on equity %-20.1-37.1 54.3%  
Capital adequacy ratio %13.010.4 124.9%  
Net NPAs %8.716.7 51.9%  
CASH FLOW
From Operations Rs m-150,737-121,504 124.1%  
From Investments Rs m-7323,563 -20.6%  
From Financial Activity Rs m45,761128,429 35.6%  
Net Cashflow Rs m-105,70810,488 -1,007.9%  

Share Holding

Indian Promoters % 88.0 71.7 122.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 13.7 38.0%  
FIIs % 0.3 3.4 8.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 11.2 58.0%  
Shareholders   78,272 438,231 17.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   SBI  ORIENTAL BANK  KARNATAKA BANK  BANK OF INDIA  KOTAK MAHINDRA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Mar 20, 2020 (Close)

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