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UNITED BANK OF INDIA vs IDFC FIRST BANK - Comparison Results

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Current Valuations

    UNITED BANK OF INDIA IDFC FIRST BANK UNITED BANK OF INDIA/
IDFC FIRST BANK
 
P/E (TTM) x -0.4 -7.5 - View Chart
P/BV x 0.1 1.1 5.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   IDFC FIRST BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
IDFC FIRST BANK
Mar-19
UNITED BANK OF INDIA/
IDFC FIRST BANK
5-Yr Chart
Click to enlarge
High Rs1556 26.6%   
Low Rs933 27.8%   
Income per share (Unadj.) Rs11.525.5 45.2%  
Earnings per share (Unadj.) Rs-3.1-4.0 78.1%  
Cash flow per share (Unadj.) Rs-10.38.4 -122.9%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs15.538.1 40.7%  
Shares outstanding (eoy) m7,427.924,781.68 155.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.01.7 59.9%   
Avg P/E ratio x-3.8-11.1 34.6%  
Avg P/CF ratio x2.4-12.3 -19.7%  
Avg Price/Bookvalue ratio x0.81.2 66.5%  
Dividend payout %00-   
Avg Mkt Cap Rs m88,764211,111 42.0%   
No. of employees `00014.312.3 116.6%   
Total wages & salary Rs m19,54511,182 174.8%   
Avg. income/employee Rs Th5,987.69,956.8 60.1%   
Avg. wages/employee Rs Th1,367.2912.3 149.9%   
Avg. net profit/employee Rs Th-1,620.0-1,556.6 104.1%   
INCOME DATA
Interest income Rs m85,599122,040 70.1%  
Other income Rs m23,8469,386 254.0%   
Interest expense Rs m65,85387,432 75.3%   
Net interest income Rs m19,74634,608 57.1%  
Operating expense Rs m29,47660,906 48.4%   
Gross profit Rs m-9,730-26,299 37.0%  
Gross profit margin %-11.4-21.5 52.7%  
Provisions/contingencies Rs m59,9251,888 3,174.0%   
Profit before tax Rs m-45,809-18,800 243.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-279 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-22,6500-   
Profit after tax Rs m-23,159-19,079 121.4%  
Net profit margin %-27.1-15.6 173.1%  
BALANCE SHEET DATA
Advances Rs m669,551863,023 77.6%   
Deposits Rs m1,349,833703,536 191.9%  
Credit/Deposit ratio x49.6122.7 40.4%  
Yield on advances %7.69.1 83.4%   
Cost of deposits %4.75.5 84.4%   
Net Interest Margin %1.42.2 63.9%  
Net fixed assets Rs m12,4019,740 127.3%   
Share capital Rs m74,27947,817 155.3%   
Free reserves Rs m40,710134,177 30.3%   
Net worth Rs m114,989181,994 63.2%   
Borrowings Rs m22,037699,834 3.1%   
Investments Rs m609,760582,452 104.7%   
Total assets Rs m1,515,2991,670,989 90.7%  
Debt/equity ratio x11.97.7 154.7%   
Return on assets %-1.5-1.1 133.9%  
Return on equity %-20.1-10.5 192.1%  
Capital adequacy ratio %13.015.5 83.9%  
Net NPAs %8.71.3 682.7%  
CASH FLOW
From Operations Rs m-150,737173,638 -86.8%  
From Investments Rs m-732-13,647 5.4%  
From Financial Activity Rs m45,761-122,203 -37.4%  
Net Cashflow Rs m-105,70846,493 -227.4%  

Share Holding

Indian Promoters % 88.0 52.8 166.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 3.8 136.1%  
FIIs % 0.3 14.7 2.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 10.6 61.5%  
Shareholders   78,272 0 -  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   FEDERAL BANK  ORIENTAL BANK  BANK OF MAHARASHTRA  DENA BANK  YES BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

IDFC FIRST BANK Announces Quarterly Results (1QFY20); Net Profit Down 440.1% (Quarterly Result Update)

Jul 29, 2019 | Updated on Jul 29, 2019

For the quarter ended June 2019, IDFC FIRST BANK has posted a net profit of Rs 6 bn (down 440.1% YoY). Sales on the other hand came in at Rs 38 bn (up 63.4% YoY). Read on for a complete analysis of IDFC FIRST BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

IDFC FIRST BANK Announces Quarterly Results (4QFY19); Net Profit Down 619.9% (Quarterly Result Update)

May 13, 2019 | Updated on May 13, 2019

For the quarter ended March 2019, IDFC FIRST BANK has posted a net profit of Rs 2 bn (down 619.9% YoY). Sales on the other hand came in at Rs 36 bn (up 59.1% YoY). Read on for a complete analysis of IDFC FIRST BANK's quarterly results.

IDFC FIRST BANK Announces Quarterly Results (3QFY19); Net Profit Down 1152.6% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, IDFC FIRST BANK has posted a net profit of Rs 15 bn (down 1152.6% YoY). Sales on the other hand came in at Rs 37 bn (up 60.4% YoY). Read on for a complete analysis of IDFC FIRST BANK's quarterly results.

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