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Compare United Bank of India with Indian Bank - Equitymaster

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UNITED BANK OF INDIA vs INDIAN BANK - Comparison Results

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Current Valuations

    UNITED BANK OF INDIA INDIAN BANK UNITED BANK OF INDIA/
INDIAN BANK
 
P/E (TTM) x -0.5 15.0 - View Chart
P/BV x 0.1 0.9 10.9% View Chart
Dividend Yield % 0.0 1.8 -  

Financials

 UNITED BANK OF INDIA   INDIAN BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-18
INDIAN BANK
Mar-18
UNITED BANK OF INDIA/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs23428 5.3%   
Low Rs11252 4.2%   
Income per share (Unadj.) Rs27.8356.4 7.8%  
Earnings per share (Unadj.) Rs-4.827.3 -17.8%  
Cash flow per share (Unadj.) Rs-14.118.2 -77.6%  
Dividends per share (Unadj.) Rs06.00 0.0%  
Avg Dividend yield %01.8 0.0%  
Book value per share (Unadj.) Rs28.9389.7 7.4%  
Shares outstanding (eoy) m2,999.99480.29 624.6%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.61.0 62.8%   
Avg P/E ratio x-3.412.5 -27.6%  
Avg P/CF ratio x2.03.1 63.6%  
Avg Price/Bookvalue ratio x0.60.9 66.1%  
Dividend payout %022.0 0.0%   
Avg Mkt Cap Rs m49,950163,299 30.6%   
No. of employees `000NA19.8 0.0%   
Total wages & salary Rs m17,12621,046 81.4%   
Avg. income/employee Rs ThNM8,625.4-  
Avg. wages/employee Rs ThNM1,060.6-  
Avg. net profit/employee Rs ThN.A.660.5-  
INCOME DATA
Interest income Rs m83,416171,153 48.7%  
Other income Rs m22,14624,166 91.6%   
Interest expense Rs m68,488108,513 63.1%   
Net interest income Rs m14,92962,640 23.8%  
Operating expense Rs m26,83436,733 73.1%   
Gross profit Rs m-11,90525,907 -46.0%  
Gross profit margin %-14.315.1 -94.3%  
Provisions/contingencies Rs m39,72839,270 101.2%   
Profit before tax Rs m-29,48711,272 -261.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m08 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-14,942-1,826 818.4%   
Profit after tax Rs m-14,54513,105 -111.0%  
Net profit margin %-17.47.7 -227.7%  
BALANCE SHEET DATA
Advances Rs m624,9021,565,689 39.9%   
Deposits Rs m1,293,2642,082,618 62.1%  
Credit/Deposit ratio x48.375.2 64.3%  
Yield on advances %8.17.6 106.9%   
Cost of deposits %5.14.9 104.2%   
Net Interest Margin %1.12.6 43.2%  
Net fixed assets Rs m12,93134,221 37.8%   
Share capital Rs m30,0004,803 624.6%   
Free reserves Rs m22,24496,272 23.1%   
Net worth Rs m86,616187,154 46.3%   
Borrowings Rs m33,061197,602 16.7%   
Investments Rs m504,018716,191 70.4%   
Total assets Rs m1,447,4872,529,814 57.2%  
Debt/equity ratio x15.312.2 125.7%   
Return on assets %-1.00.5 -194.0%  
Return on equity %-16.87.0 -239.8%  
Capital adequacy ratio %12.612.6 100.6%  
Net NPAs %16.53.8 432.8%  
CASH FLOW
From Operations Rs m46,588-36,758 -126.7%  
From Investments Rs m-2,347-2,144 109.5%  
From Financial Activity Rs m27,94267,764 41.2%  
Net Cashflow Rs m72,18328,863 250.1%  

Share Holding

Indian Promoters % 88.0 82.1 107.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 8.5 61.2%  
FIIs % 0.3 5.6 5.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 3.8 171.1%  
Shareholders   78,272 66,052 118.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   BANK OF MAHARASHTRA  PNB  CITY UNION BANK  DCB BANK  ANDHRA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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