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Compare United Bank of India with Indusind Bank - Equitymaster

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UNITED BANK OF INDIA vs INDUSIND BANK - Comparison Results

INDUSIND BANK 
   Change

IndusInd Bank Limited (IBL) started in April 94 with a capital base of Rs. 3 bn. The net worth of the bank witnessed an impressive growth during the past six years and now stands at Rs. 8 bn. The total deposits and advancesof the bank in FY04 grew by... More

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Current Valuations

    UNITED BANK OF INDIA INDUSIND BANK UNITED BANK OF INDIA/
INDUSIND BANK
 
P/E (TTM) x -0.5 26.6 - View Chart
P/BV x 0.1 4.2 2.1% View Chart
Dividend Yield % 0.0 0.4 -  

Financials

 UNITED BANK OF INDIA   INDUSIND BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-18
INDUSIND BANK
Mar-18
UNITED BANK OF INDIA/
INDUSIND BANK
5-Yr Chart
Click to enlarge
High Rs231,814 1.3%   
Low Rs111,400 0.7%   
Income per share (Unadj.) Rs27.8287.9 9.7%  
Earnings per share (Unadj.) Rs-4.860.1 -8.1%  
Cash flow per share (Unadj.) Rs-14.1164.9 -8.6%  
Dividends per share (Unadj.) Rs07.50 0.0%  
Avg Dividend yield %00.5 0.0%  
Book value per share (Unadj.) Rs28.9397.0 7.3%  
Shares outstanding (eoy) m2,999.99600.22 499.8%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.65.6 10.7%   
Avg P/E ratio x-3.426.8 -12.8%  
Avg P/CF ratio x2.020.2 9.8%  
Avg Price/Bookvalue ratio x0.64.0 14.2%  
Dividend payout %012.5 0.0%   
Avg Mkt Cap Rs m49,950964,674 5.2%   
No. of employees `000NA25.3 0.0%   
Total wages & salary Rs m17,12617,807 96.2%   
Avg. income/employee Rs ThNM6,834.7-  
Avg. wages/employee Rs ThNM704.3-  
Avg. net profit/employee Rs ThN.A.1,426.2-  
INCOME DATA
Interest income Rs m83,416172,808 48.3%  
Other income Rs m22,14647,501 46.6%   
Interest expense Rs m68,48897,833 70.0%   
Net interest income Rs m14,92974,975 19.9%  
Operating expense Rs m26,83455,914 48.0%   
Gross profit Rs m-11,90519,060 -62.5%  
Gross profit margin %-14.311.0 -129.4%  
Provisions/contingencies Rs m39,72811,754 338.0%   
Profit before tax Rs m-29,48754,807 -53.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-14,94218,747 -79.7%   
Profit after tax Rs m-14,54536,060 -40.3%  
Net profit margin %-17.420.9 -83.6%  
BALANCE SHEET DATA
Advances Rs m624,9021,449,537 43.1%   
Deposits Rs m1,293,2641,516,392 85.3%  
Credit/Deposit ratio x48.395.6 50.5%  
Yield on advances %8.19.5 85.7%   
Cost of deposits %5.15.3 96.1%   
Net Interest Margin %1.13.6 31.1%  
Net fixed assets Rs m12,93113,388 96.6%   
Share capital Rs m30,0006,002 499.8%   
Free reserves Rs m22,244232,285 9.6%   
Net worth Rs m86,616238,287 36.3%   
Borrowings Rs m33,061382,891 8.6%   
Investments Rs m504,018500,783 100.6%   
Total assets Rs m1,447,4872,216,278 65.3%  
Debt/equity ratio x15.38.0 192.1%   
Return on assets %-1.01.6 -61.8%  
Return on equity %-16.815.1 -111.0%  
Capital adequacy ratio %12.615.0 84.0%  
Net NPAs %16.50.5 3,233.3%  
CASH FLOW
From Operations Rs m46,588-207,004 -22.5%  
From Investments Rs m-2,347-2,196 106.9%  
From Financial Activity Rs m27,942155,051 18.0%  
Net Cashflow Rs m72,183-54,124 -133.4%  

Share Holding

Indian Promoters % 88.0 0.0 -  
Foreign collaborators % 0.0 15.2 -  
Indian inst/Mut Fund % 5.2 7.5 69.3%  
FIIs % 0.3 43.3 0.7%  
ADR/GDR % 0.0 12.3 -  
Free float % 6.5 21.7 30.0%  
Shareholders   78,272 100,355 78.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   ICICI BANK  DENA BANK  ORIENTAL BANK  AXIS BANK  BANK OF BARODA  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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UNITED BANK OF INDIA Announces Quarterly Results (1QFY19); Net Profit Up 83.8% (Quarterly Result Update)

Aug 14, 2018 | Updated on Aug 14, 2018

For the quarter ended June 2018, UNITED BANK OF INDIA has posted a net profit of Rs 4 bn (up 83.8% YoY). Sales on the other hand came in at Rs 22 bn (up 3.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

INDUSIND BANK Announces Quarterly Results (1QFY19); Net Profit Up 23.8% (Quarterly Result Update)

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