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- UNITED BANK OF INDIA - KARNATAKA BANK
UNITED BANK OF INDIA vs KARNATAKA BANK - Comparison Results
Current Valuations
| UNITED BANK OF INDIA | KARNATAKA BANK | UNITED BANK OF INDIA/ KARNATAKA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -0.3 | 4.0 | - | View Chart |
| P/BV | x | 0.0 | 0.4 | 12.6% | View Chart |
| Dividend Yield | % | 0.0 | 4.3 | - |
Financials
 UNITED BANK OF INDIA  KARNATAKA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| UNITED BANK OF INDIA Mar-19 |
KARNATAKA BANK Mar-18 |
UNITED BANK OF INDIA/ KARNATAKA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 15 | 179 | 8.3% | |
| Low | Rs | 9 | 115 | 7.9% | |
| Income per share (Unadj.) | Rs | 11.5 | 191.9 | 6.0% | |
| Earnings per share (Unadj.) | Rs | -3.1 | 16.4 | -19.0% | |
| Cash flow per share (Unadj.) | Rs | -10.3 | 22.0 | -46.6% | |
| Dividends per share (Unadj.) | Rs | 0 | 3.00 | 0.0% | |
| Avg Dividend yield | % | 0 | 2.0 | 0.0% | |
| Book value per share (Unadj.) | Rs | 15.5 | 191.4 | 8.1% | |
| Shares outstanding (eoy) | m | 7,427.92 | 282.61 | 2,628.3% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 1.0 | 0.8 | 135.4% | |
| Avg P/E ratio | x | -3.8 | 9.0 | -42.7% | |
| Avg P/CF ratio | x | 2.4 | 2.6 | 94.5% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 0.8 | 100.5% | |
| Dividend payout | % | 0 | 18.3 | 0.0% | |
| Avg Mkt Cap | Rs m | 88,764 | 41,544 | 213.7% | |
| No. of employees | `000 | 14.3 | 8.2 | 174.7% | |
| Total wages & salary | Rs m | 19,545 | 5,248 | 372.4% | |
| Avg. income/employee | Rs Th | 5,987.6 | 6,626.5 | 90.4% | |
| Avg. wages/employee | Rs Th | 1,367.2 | 641.2 | 213.2% | |
| Avg. net profit/employee | Rs Th | -1,620.0 | 565.4 | -286.5% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 85,599 | 54,238 | 157.8% | |
| Other income | Rs m | 23,846 | 9,543 | 249.9% | |
| Interest expense | Rs m | 65,853 | 35,661 | 184.7% | |
| Net interest income | Rs m | 19,746 | 18,577 | 106.3% | |
| Operating expense | Rs m | 29,476 | 13,388 | 220.2% | |
| Gross profit | Rs m | -9,730 | 5,189 | -187.5% | |
| Gross profit margin | % | -11.4 | 9.6 | -118.8% | |
| Provisions/contingencies | Rs m | 59,925 | 11,630 | 515.3% | |
| Profit before tax | Rs m | -45,809 | 4,473 | -1,024.1% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -22,650 | -155 | 14,612.8% | |
| Profit after tax | Rs m | -23,159 | 4,628 | -500.4% | |
| Net profit margin | % | -27.1 | 8.5 | -317.1% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 669,551 | 472,518 | 141.7% | |
| Deposits | Rs m | 1,349,833 | 628,713 | 214.7% | |
| Credit/Deposit ratio | x | 49.6 | 75.2 | 66.0% | |
| Yield on advances | % | 7.6 | 8.6 | 87.5% | |
| Cost of deposits | % | 4.7 | 5.5 | 84.8% | |
| Net Interest Margin | % | 1.4 | 2.8 | 51.2% | |
| Net fixed assets | Rs m | 12,401 | 7,616 | 162.8% | |
| Share capital | Rs m | 74,279 | 2,826 | 2,628.4% | |
| Free reserves | Rs m | 40,710 | 19,741 | 206.2% | |
| Net worth | Rs m | 114,989 | 54,102 | 212.5% | |
| Borrowings | Rs m | 22,037 | 8,160 | 270.1% | |
| Investments | Rs m | 609,760 | 154,444 | 394.8% | |
| Total assets | Rs m | 1,515,299 | 703,737 | 215.3% | |
| Debt/equity ratio | x | 11.9 | 11.8 | 101.3% | |
| Return on assets | % | -1.5 | 0.7 | -232.4% | |
| Return on equity | % | -20.1 | 8.6 | -235.4% | |
| Capital adequacy ratio | % | 13.0 | 12.0 | 108.0% | |
| Net NPAs | % | 8.7 | 3.0 | 292.9% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -150,737 | 7,209 | -2,091.0% | |
| From Investments | Rs m | -732 | -913 | 80.2% | |
| From Financial Activity | Rs m | 45,761 | -3,026 | -1,512.5% | |
| Net Cashflow | Rs m | -105,708 | 3,270 | -3,232.9% | |
Share Holding
| Indian Promoters | % | 88.0 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 5.2 | 21.1 | 24.6% | |
| FIIs | % | 0.3 | 10.0 | 3.0% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 6.5 | 68.9 | 9.4% | |
| Shareholders | 78,272 | 123,252 | 63.5% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UNITED BANK OF INDIA With: FEDERAL BANK YES BANK CANARA BANK ING VYSYA BANK ORIENTAL BANK
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KARNATAKA BANK Announces Quarterly Results (2QFY20); Net Profit Down 5.3% (Quarterly Result Update)
Oct 17, 2019 | Updated on Oct 17, 2019For the quarter ended September 2019, KARNATAKA BANK has posted a net profit of Rs 1 bn (down 5.3% YoY). Sales on the other hand came in at Rs 16 bn (up 12.2% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.
UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)
Aug 1, 2019 | Updated on Aug 1, 2019For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.
KARNATAKA BANK Announces Quarterly Results (1QFY20); Net Profit Up 7.5% (Quarterly Result Update)
Jul 15, 2019 | Updated on Jul 15, 2019For the quarter ended June 2019, KARNATAKA BANK has posted a net profit of Rs 2 bn (up 7.5% YoY). Sales on the other hand came in at Rs 16 bn (up 12.6% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.
UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)
May 16, 2019 | Updated on May 16, 2019For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.
KARNATAKA BANK Announces Quarterly Results (4QFY19); Net Profit Up 461.2% (Quarterly Result Update)
May 14, 2019 | Updated on May 14, 2019For the quarter ended March 2019, KARNATAKA BANK has posted a net profit of Rs 617 m (up 461.2% YoY). Sales on the other hand came in at Rs 15 bn (up 6.1% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.
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