MEMBER'S LOGINX
| Login Failure | ||||||||
|
||||||||
| Sign Up | Forgot Password? | ||||||||
- Home
- Research It
- Compare Company
- Indian - banking
- UNITED BANK OF INDIA - KARNATAKA BANK
UNITED BANK OF INDIA vs KARNATAKA BANK - Comparison Results
Current Valuations
| UNITED BANK OF INDIA | KARNATAKA BANK | UNITED BANK OF INDIA/ KARNATAKA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 0.7 | 4.0 | 18.2% | View Chart |
| P/BV | x | 0.0 | 0.3 | 8.7% | View Chart |
| Dividend Yield | % | 0.0 | 4.9 | - |
Financials
 UNITED BANK OF INDIA  KARNATAKA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| UNITED BANK OF INDIA Mar-19 |
KARNATAKA BANK Mar-18 |
UNITED BANK OF INDIA/ KARNATAKA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 15 | 179 | 8.3% | |
| Low | Rs | 9 | 115 | 7.9% | |
| Income per share (Unadj.) | Rs | 11.5 | 191.9 | 6.0% | |
| Earnings per share (Unadj.) | Rs | -3.1 | 16.4 | -19.0% | |
| Cash flow per share (Unadj.) | Rs | -10.3 | 22.0 | -46.6% | |
| Dividends per share (Unadj.) | Rs | 0 | 3.00 | 0.0% | |
| Avg Dividend yield | % | 0 | 2.0 | 0.0% | |
| Book value per share (Unadj.) | Rs | 15.5 | 191.4 | 8.1% | |
| Shares outstanding (eoy) | m | 7,427.92 | 282.61 | 2,628.3% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 1.0 | 0.8 | 135.4% | |
| Avg P/E ratio | x | -3.8 | 9.0 | -42.7% | |
| Avg P/CF ratio | x | 2.4 | 2.6 | 94.5% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 0.8 | 100.5% | |
| Dividend payout | % | 0 | 18.3 | 0.0% | |
| Avg Mkt Cap | Rs m | 88,764 | 41,544 | 213.7% | |
| No. of employees | `000 | 14.3 | 8.2 | 174.7% | |
| Total wages & salary | Rs m | 19,545 | 5,248 | 372.4% | |
| Avg. income/employee | Rs Th | 5,987.6 | 6,626.5 | 90.4% | |
| Avg. wages/employee | Rs Th | 1,367.2 | 641.2 | 213.2% | |
| Avg. net profit/employee | Rs Th | -1,620.0 | 565.4 | -286.5% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 85,599 | 54,238 | 157.8% | |
| Other income | Rs m | 23,846 | 9,543 | 249.9% | |
| Interest expense | Rs m | 65,853 | 35,661 | 184.7% | |
| Net interest income | Rs m | 19,746 | 18,577 | 106.3% | |
| Operating expense | Rs m | 29,476 | 13,388 | 220.2% | |
| Gross profit | Rs m | -9,730 | 5,189 | -187.5% | |
| Gross profit margin | % | -11.4 | 9.6 | -118.8% | |
| Provisions/contingencies | Rs m | 59,925 | 11,630 | 515.3% | |
| Profit before tax | Rs m | -45,809 | 4,473 | -1,024.1% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | -22,650 | -155 | 14,612.8% | |
| Profit after tax | Rs m | -23,159 | 4,628 | -500.4% | |
| Net profit margin | % | -27.1 | 8.5 | -317.1% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 669,551 | 472,518 | 141.7% | |
| Deposits | Rs m | 1,349,833 | 628,713 | 214.7% | |
| Credit/Deposit ratio | x | 49.6 | 75.2 | 66.0% | |
| Yield on advances | % | 7.6 | 8.6 | 87.5% | |
| Cost of deposits | % | 4.7 | 5.5 | 84.8% | |
| Net Interest Margin | % | 1.4 | 2.8 | 51.2% | |
| Net fixed assets | Rs m | 12,401 | 7,616 | 162.8% | |
| Share capital | Rs m | 74,279 | 2,826 | 2,628.4% | |
| Free reserves | Rs m | 40,710 | 19,741 | 206.2% | |
| Net worth | Rs m | 114,989 | 54,102 | 212.5% | |
| Borrowings | Rs m | 22,037 | 8,160 | 270.1% | |
| Investments | Rs m | 609,760 | 154,444 | 394.8% | |
| Total assets | Rs m | 1,515,299 | 703,737 | 215.3% | |
| Debt/equity ratio | x | 11.9 | 11.8 | 101.3% | |
| Return on assets | % | -1.5 | 0.7 | -232.4% | |
| Return on equity | % | -20.1 | 8.6 | -235.4% | |
| Capital adequacy ratio | % | 13.0 | 12.0 | 108.0% | |
| Net NPAs | % | 8.7 | 3.0 | 292.9% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -150,737 | 7,209 | -2,091.0% | |
| From Investments | Rs m | -732 | -913 | 80.2% | |
| From Financial Activity | Rs m | 45,761 | -3,026 | -1,512.5% | |
| Net Cashflow | Rs m | -105,708 | 3,270 | -3,232.9% | |
Share Holding
| Indian Promoters | % | 88.0 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 5.2 | 21.1 | 24.6% | |
| FIIs | % | 0.3 | 10.0 | 3.0% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 6.5 | 68.9 | 9.4% | |
| Shareholders | 78,272 | 123,252 | 63.5% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare UNITED BANK OF INDIA With: KARUR VYSYA BANK CANARA BANK SOUTH IND.BANK RBL BANK UNION BANK
Compare UNITED BANK OF INDIA With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
Today's Market
Sensex Zooms 661 Points, Nifty Ends Above 14,500; M&M and Bajaj Finserv Top Gainers(Closing)
Indian share markets witnessed most of the buying interest during closing hours today and ended on a strong note.
Related Views on News
KARNATAKA BANK Announces Quarterly Results (3QFY20); Net Profit Down 12.3% (Quarterly Result Update)
Jan 20, 2020 | Updated on Jan 20, 2020For the quarter ended December 2019, KARNATAKA BANK has posted a net profit of Rs 1 bn (down 12.3% YoY). Sales on the other hand came in at Rs 16 bn (up 7.1% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.
UNITED BANK OF INDIA Announces Quarterly Results (2QFY20); Net Profit Up 114.0% (Quarterly Result Update)
Nov 5, 2019 | Updated on Nov 5, 2019For the quarter ended September 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 114.0% YoY). Sales on the other hand came in at Rs 24 bn (up 14.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.
KARNATAKA BANK Announces Quarterly Results (2QFY20); Net Profit Down 5.3% (Quarterly Result Update)
Oct 17, 2019 | Updated on Oct 17, 2019For the quarter ended September 2019, KARNATAKA BANK has posted a net profit of Rs 1 bn (down 5.3% YoY). Sales on the other hand came in at Rs 16 bn (up 12.2% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.
UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)
Aug 1, 2019 | Updated on Aug 1, 2019For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.
KARNATAKA BANK Announces Quarterly Results (1QFY20); Net Profit Up 7.5% (Quarterly Result Update)
Jul 15, 2019 | Updated on Jul 15, 2019For the quarter ended June 2019, KARNATAKA BANK has posted a net profit of Rs 2 bn (up 7.5% YoY). Sales on the other hand came in at Rs 16 bn (up 12.6% YoY). Read on for a complete analysis of KARNATAKA BANK's quarterly results.
More Views on NewsMost Popular
India: Recovery Stalled by Vaccine Games?(The Honest Truth)
Apr 13, 2021Ajit Dayal on how India's vaccine strategy will impact the markets.
4 Stocks to Make Your Portfolio Immune to the Second Covid Wave(Profit Hunter)
Apr 6, 2021Rather than predicting the market, successful investing is more about preparing well and placing your bets accordingly.
If the Market Falls, I Will Do This...(Fast Profits Daily)
Apr 1, 2021What should you do if the market falls? In this video, I'll tell you what I will do.
The Indian Real Estate Party Has Just Begun(Profit Hunter)
Apr 1, 2021A favourable demand supply scenario makes a strong case for real estate prices.
The Dilemma of Investing in Bharti Airtel(Views On News)
Apr 1, 2021Rahul Shah on whether Bharti Airtel will emerge as the next big thing in the Indian stock market
MoreOUR TOP 5 IDEAS
- India's Revival: A Once-in-a-generation Wealth Making Opportunity
- Are You Making One of These 15 Costly Mistakes While Investing. Learn more!
- Covid-19 Proof Multibagger Stocks - Download this FREE Report Now
- Free Report: The Secret to Increasing Your Trading Profits Daily!
- No Guessing, No Hunches, and No Missed Trends Ever! Join Us on YouTube Now.
UNITED BANK OF INDIA SHARE PRICE
Mar 20, 2020 (Close)
TRACK UNITED BANK OF INDIA
- Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
- Add To MyStocks
MORE ON UNITED BANK OF INDIA
UNITED BANK OF INDIA - KOTAK MAHINDRA BANK COMPARISON
COMPARE UNITED BANK OF INDIA WITH
MARKET STATS
ABOUT EQUITYMASTER
Since 1996, Equitymaster has been the source for honest and credible opinions on investing in India. With solid research and in-depth analysis Equitymaster is dedicated towards making its readers- smarter, more confident and richer every day. Here's why hundreds of thousands of readers spread across more than 70 countries Trust Equitymaster.
FREE NEWSLETTERS
PREMIUM PRODUCTS
QUICK LINKS
POPULAR TOPICS
- Basics of Value Investing
- Benjamin Graham
- How to Invest in Gold
- How to Invest in Silver
- Best Stocks to Buy Today
- Warren Buffett - The Value Investor
- The Best Small-cap Stocks to Buy
- The Best Bluechip Stocks to Buy
- Your Ultimate Guide to Penny Stock Investing
- 10 Rules for Successful Long-Term Investing
- How to Invest in the Share Market
- Momentum Moves
FOLLOW
APP
Copyright © Equitymaster Agora Research Private Limited.
Whitelist | Refer | Terms | Privacy | Contact | About | Sitemap
Equitymaster Agora Research Private Limited (Research Analyst) 103, Regent Chambers, Above Status Restaurant, Nariman Point, Mumbai - 400 021. India.
Telephone: +91-22-61434055. Fax: +91-22-22028550. Email: info@equitymaster.com. Website: www.equitymaster.com. CIN:U74999MH2007PTC175407
All rights reserved. Any act of copying, reproducing or distributing this newsletter whether wholly or in part, for any purpose without the permission of Equitymaster is strictly prohibited and shall be deemed to be copyright infringement.
LEGAL DISCLAIMER: Equitymaster Agora Research Private Limited (Research Analyst) bearing Registration No. INH000000537 (hereinafter referred as 'Equitymaster') is an independent equity research Company. Equitymaster is not an Investment Adviser. Information herein should be regarded as a resource only and should be used at one's own risk. This is not an offer to sell or solicitation to buy any securities and Equitymaster will not be liable for any losses incurred or investment(s) made or decisions taken/or not taken based on the information provided herein. Information contained herein does not constitute investment advice or a personal recommendation or take into account the particular investment objectives, financial situations, or needs of individual subscribers. Before acting on any recommendation, subscribers should consider whether it is suitable for their particular circumstances and, if necessary, seek an independent professional advice. This is not directed for access or use by anyone in a country, especially, USA, Canada or the European Union countries, where such use or access is unlawful or which may subject Equitymaster or its affiliates to any registration or licensing requirement. All content and information is provided on an 'As Is' basis by Equitymaster. Information herein is believed to be reliable but Equitymaster does not warrant its completeness or accuracy and expressly disclaims all warranties and conditions of any kind, whether express or implied. Equitymaster may hold shares in the company/ies discussed herein. As a condition to accessing Equitymaster content and website, you agree to our Terms and Conditions of Use, available here. The performance data quoted represents past performance and does not guarantee future results.
SEBI (Research Analysts) Regulations 2014, Registration No. INH000000537.