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UNITED BANK OF INDIA vs KOTAK MAHINDRA BANK - Comparison Results

KOTAK MAHINDRA BANK 
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A flagship company of the well-known financial conglomerate Kotak Mahindra Group, Kotak Mahindra Bank was the first banking entity in the country created by conversion of a financial institution in 2003. The bank had 105 branches across 69 locations ... More

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Current Valuations

    UNITED BANK OF INDIA KOTAK MAHINDRA BANK UNITED BANK OF INDIA/
KOTAK MAHINDRA BANK
 
P/E (TTM) x 0.7 37.4 2.0% View Chart
P/BV x 0.0 5.1 0.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   KOTAK MAHINDRA BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
KOTAK MAHINDRA BANK
Mar-20
UNITED BANK OF INDIA/
KOTAK MAHINDRA BANK
5-Yr Chart
Click to enlarge
High Rs151,740 0.9%   
Low Rs91,000 0.9%   
Income per share (Unadj.) Rs11.5175.0 6.6%  
Earnings per share (Unadj.) Rs-3.144.9 -6.9%  
Cash flow per share (Unadj.) Rs-10.3153.3 -6.7%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs15.5350.9 4.4%  
Shares outstanding (eoy) m7,427.921,913.04 388.3%   
Bonus/Rights/Conversions -ESOP-  
Avg Price / Income ratio x1.07.8 13.2%   
Avg P/E ratio x-3.830.5 -12.6%  
Avg P/CF ratio x2.423.5 10.3%  
Avg Price/Bookvalue ratio x0.83.9 19.8%  
Dividend payout %00-   
Avg Mkt Cap Rs m88,7642,621,247 3.4%   
No. of employees `00014.350.0 28.6%   
Total wages & salary Rs m19,54557,560 34.0%   
Avg. income/employee Rs Th5,987.66,690.3 89.5%   
Avg. wages/employee Rs Th1,367.21,150.4 118.8%   
Avg. net profit/employee Rs Th-1,620.01,717.5 -94.3%   
INCOME DATA
Interest income Rs m85,599334,742 25.6%  
Other income Rs m23,846168,916 14.1%   
Interest expense Rs m65,853159,007 41.4%   
Net interest income Rs m19,746175,735 11.2%  
Operating expense Rs m29,476204,852 14.4%   
Gross profit Rs m-9,730-29,117 33.4%  
Gross profit margin %-11.4-8.7 130.7%  
Provisions/contingencies Rs m59,92525,581 234.3%   
Profit before tax Rs m-45,809114,218 -40.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0-137 0.0%   
Tax Rs m-22,65028,147 -80.5%   
Profit after tax Rs m-23,15985,934 -27.0%  
Net profit margin %-27.125.7 -105.4%  
BALANCE SHEET DATA
Advances Rs m669,5512,498,790 26.8%   
Deposits Rs m1,349,8332,604,002 51.8%  
Credit/Deposit ratio x49.696.0 51.7%  
Yield on advances %7.68.4 89.9%   
Cost of deposits %4.74.6 101.2%   
Net Interest Margin %1.44.1 34.7%  
Net fixed assets Rs m12,40118,610 66.6%   
Share capital Rs m74,27914,565 510.0%   
Free reserves Rs m40,710656,776 6.2%   
Net worth Rs m114,989671,341 17.1%   
Borrowings Rs m22,037655,767 3.4%   
Investments Rs m609,7601,111,969 54.8%   
Total assets Rs m1,515,2994,431,727 34.2%  
Debt/equity ratio x11.94.9 245.7%   
Return on assets %-1.51.9 -78.8%  
Return on equity %-20.112.8 -157.3%  
Capital adequacy ratio %13.017.9 72.6%  
Net NPAs %8.70.7 1,221.1%  
CASH FLOW
From Operations Rs m-150,737466,188 -32.3%  
From Investments Rs m-732-131,989 0.6%  
From Financial Activity Rs m45,761-7,350 -622.6%  
Net Cashflow Rs m-105,708328,154 -32.2%  

Share Holding

Indian Promoters % 88.0 43.6 201.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 1.9 273.7%  
FIIs % 0.3 31.7 0.9%  
ADR/GDR % 0.0 0.2 -  
Free float % 6.5 22.7 28.6%  
Shareholders   78,272 64,886 120.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   ICICI BANK  DENA BANK  YES BANK  CITY UNION BANK  BANK OF BARODA  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Mar 20, 2020 (Close)

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