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UNITED BANK OF INDIA vs KOTAK MAHINDRA BANK - Comparison Results

KOTAK MAHINDRA BANK 
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A flagship company of the well-known financial conglomerate Kotak Mahindra Group, Kotak Mahindra Bank was the first banking entity in the country created by conversion of a financial institution in 2003. The bank had 105 branches across 69 locations ... More

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Current Valuations

    UNITED BANK OF INDIA KOTAK MAHINDRA BANK UNITED BANK OF INDIA/
KOTAK MAHINDRA BANK
 
P/E (TTM) x 0.7 37.7 1.9% View Chart
P/BV x 0.0 5.9 0.5% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   KOTAK MAHINDRA BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
KOTAK MAHINDRA BANK
Mar-19
UNITED BANK OF INDIA/
KOTAK MAHINDRA BANK
5-Yr Chart
Click to enlarge
High Rs151,424 1.0%   
Low Rs91,002 0.9%   
Income per share (Unadj.) Rs11.5156.8 7.3%  
Earnings per share (Unadj.) Rs-3.137.7 -8.3%  
Cash flow per share (Unadj.) Rs-10.3150.8 -6.8%  
Dividends per share (Unadj.) Rs00.80 0.0%  
Avg Dividend yield %00.1 0.0%  
Book value per share (Unadj.) Rs15.5305.3 5.1%  
Shares outstanding (eoy) m7,427.921,908.75 389.2%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.07.7 13.4%   
Avg P/E ratio x-3.832.1 -11.9%  
Avg P/CF ratio x2.428.1 8.6%  
Avg Price/Bookvalue ratio x0.84.0 19.4%  
Dividend payout %02.1 0.0%   
Avg Mkt Cap Rs m88,7642,315,600 3.8%   
No. of employees `00014.341.8 34.2%   
Total wages & salary Rs m19,54548,509 40.3%   
Avg. income/employee Rs Th5,987.67,169.5 83.5%   
Avg. wages/employee Rs Th1,367.21,161.8 117.7%   
Avg. net profit/employee Rs Th-1,620.01,725.4 -93.9%   
INCOME DATA
Interest income Rs m85,599299,348 28.6%  
Other income Rs m23,846160,444 14.9%   
Interest expense Rs m65,853151,866 43.4%   
Net interest income Rs m19,746147,482 13.4%  
Operating expense Rs m29,476191,714 15.4%   
Gross profit Rs m-9,730-44,233 22.0%  
Gross profit margin %-11.4-14.8 76.9%  
Provisions/contingencies Rs m59,92510,454 573.2%   
Profit before tax Rs m-45,809105,757 -43.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0844 0.0%   
Tax Rs m-22,65034,560 -65.5%   
Profit after tax Rs m-23,15972,041 -32.1%  
Net profit margin %-27.124.1 -112.4%  
BALANCE SHEET DATA
Advances Rs m669,5512,434,620 27.5%   
Deposits Rs m1,349,8332,248,243 60.0%  
Credit/Deposit ratio x49.6108.3 45.8%  
Yield on advances %7.67.5 100.2%   
Cost of deposits %4.74.9 95.7%   
Net Interest Margin %1.43.9 36.8%  
Net fixed assets Rs m12,40118,837 65.8%   
Share capital Rs m74,27914,544 510.7%   
Free reserves Rs m40,710568,254 7.2%   
Net worth Rs m114,989582,797 19.7%   
Borrowings Rs m22,037664,389 3.3%   
Investments Rs m609,7601,034,870 58.9%   
Total assets Rs m1,515,2993,951,713 38.3%  
Debt/equity ratio x11.95.0 238.7%   
Return on assets %-1.51.8 -83.8%  
Return on equity %-20.112.4 -162.9%  
Capital adequacy ratio %13.017.9 72.6%  
Net NPAs %8.70.8 1,156.0%  
CASH FLOW
From Operations Rs m-150,73718,224 -827.1%  
From Investments Rs m-732-33,826 2.2%  
From Financial Activity Rs m45,76183,646 54.7%  
Net Cashflow Rs m-105,70868,638 -154.0%  

Share Holding

Indian Promoters % 88.0 43.6 201.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 1.9 273.7%  
FIIs % 0.3 31.7 0.9%  
ADR/GDR % 0.0 0.2 -  
Free float % 6.5 22.7 28.6%  
Shareholders   78,272 64,886 120.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   INDIAN OVERSEAS BANK  CITY UNION BANK  BANK OF BARODA  UNION BANK  AXIS BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Mar 20, 2020 (Close)

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