X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare United Bank of India with PNB - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED BANK OF INDIA vs PNB - Comparison Results

PNB 
   Change

Punjab National Bank (PNB) is the third largest banking entity in the country with 7% share of the total non-food credit disbursals at the end of FY12. Robust growth and stellar margins has pegged the bank amongst the frontrunners in the PSU banking ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED BANK OF INDIA PNB UNITED BANK OF INDIA/
PNB
 
P/E (TTM) x -0.4 -0.7 - View Chart
P/BV x 0.1 0.3 29.0% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   PNB
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-18
PNB
Mar-18
UNITED BANK OF INDIA/
PNB
5-Yr Chart
Click to enlarge
High Rs23214 10.7%   
Low Rs1193 11.3%   
Income per share (Unadj.) Rs27.8176.5 15.8%  
Earnings per share (Unadj.) Rs-4.8-45.7 10.6%  
Cash flow per share (Unadj.) Rs-14.1-79.6 17.7%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs28.9153.9 18.8%  
Shares outstanding (eoy) m2,999.992,760.57 108.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.60.9 68.9%   
Avg P/E ratio x-3.4-3.4 102.2%  
Avg P/CF ratio x2.013.4 14.8%  
Avg Price/Bookvalue ratio x0.61.0 57.9%  
Dividend payout %00-   
Avg Mkt Cap Rs m49,950423,471 11.8%   
No. of employees `000NA74.9 0.0%   
Total wages & salary Rs m17,12692,424 18.5%   
Avg. income/employee Rs ThNM6,505.6-  
Avg. wages/employee Rs ThNM1,234.0-  
Avg. net profit/employee Rs ThN.A.-1,682.7-  
INCOME DATA
Interest income Rs m83,416487,249 17.1%  
Other income Rs m22,14688,833 24.9%   
Interest expense Rs m68,488335,304 20.4%   
Net interest income Rs m14,929151,945 9.8%  
Operating expense Rs m26,834136,426 19.7%   
Gross profit Rs m-11,90515,519 -76.7%  
Gross profit margin %-14.33.2 -448.1%  
Provisions/contingencies Rs m39,728157,577 25.2%   
Profit before tax Rs m-29,487-198,462 14.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-188 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-14,942-72,618 20.6%   
Profit after tax Rs m-14,545-126,031 11.5%  
Net profit margin %-17.4-25.9 67.4%  
BALANCE SHEET DATA
Advances Rs m624,9024,387,980 14.2%   
Deposits Rs m1,293,2646,484,390 19.9%  
Credit/Deposit ratio x48.367.7 71.4%  
Yield on advances %8.17.4 109.2%   
Cost of deposits %5.14.7 108.1%   
Net Interest Margin %1.12.0 54.8%  
Net fixed assets Rs m12,93163,743 20.3%   
Share capital Rs m30,0005,521 543.4%   
Free reserves Rs m22,244268,284 8.3%   
Net worth Rs m86,616424,851 20.4%   
Borrowings Rs m33,061653,297 5.1%   
Investments Rs m504,0182,059,102 24.5%   
Total assets Rs m1,447,4877,789,949 18.6%  
Debt/equity ratio x15.316.8 91.1%   
Return on assets %-1.0-1.6 62.1%  
Return on equity %-16.8-29.7 56.6%  
Capital adequacy ratio %12.69.2 137.2%  
Net NPAs %16.511.2 146.7%  
CASH FLOW
From Operations Rs m46,588-1,402 -3,322.7%  
From Investments Rs m-2,347-11,032 21.3%  
From Financial Activity Rs m27,94273,524 38.0%  
Net Cashflow Rs m72,18361,091 118.2%  

Share Holding

Indian Promoters % 88.0 58.9 149.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 18.7 27.8%  
FIIs % 0.3 17.2 1.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 5.3 122.6%  
Shareholders   78,272 215,441 36.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   INDUSIND BANK  ICICI BANK  SBI  SOUTH IND.BANK  BANK OF INDIA  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Trades Flat; Bharti Airtel & Yes Bank Top Gainers(12:30 pm)

Share markets in India are presently trading on a flat note. Sectoral indices are trading mixed with stocks in the oil & gas sector.

Related Views on News

UNITED BANK OF INDIA Announces Quarterly Results (2QFY19); Net Profit Down 156.1% (Quarterly Result Update)

Nov 21, 2018 | Updated on Nov 21, 2018

For the quarter ended September 2018, UNITED BANK OF INDIA has posted a net profit of Rs 9 bn (down 156.1% YoY). Sales on the other hand came in at Rs 21 bn (up 2.3% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

PNB Announces Quarterly Results (2QFY19); Net Profit Down 908.5% (Quarterly Result Update)

Nov 5, 2018 | Updated on Nov 5, 2018

For the quarter ended September 2018, PNB has posted a net profit of Rs 45 bn (down 908.5% YoY). Sales on the other hand came in at Rs 123 bn (up 0.2% YoY). Read on for a complete analysis of PNB's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

4 Rebound Stocks to Profit from the Current Small Cap Crash(Profit Hunter)

Dec 3, 2018

Indian small cap space is offering a discount season. Make sure you do not get too late to scoop up the bargains.

It's Almost the Perfect Time to Buy This Safe Stock(The 5 Minute Wrapup)

Dec 6, 2018

My latest StockSelect recommendation ticks all the boxes of a great safe stock.

Looking For Higher Interest Rates on Bank FDs? Read This!(Outside View)

Dec 5, 2018

Credit disbursement to the productive sectors of the economy such as infrastructure, engineering, food processing, textiles, and chemicals, among others is rising.

Are Foreign Investors Heading Back to the Indian Stock Markets?(Chart Of The Day)

Dec 3, 2018

After months of heavy FII selling, November witnessed a return on foreign money into Indian equities...

DSP Mutual Fund's Sale of DHFL Bonds: Here's What You Need to Know(Outside View)

Dec 5, 2018

PersonalFN explains the probable reason as to why the capital market regulator has initiated DSP Mutual Fund's bond sale that caused DHFL stock to crash.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNITED BANK OF INDIA SHARE PRICE


Dec 14, 2018 02:12 PM

TRACK UNITED BANK OF INDIA

  • Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON UNITED BANK OF INDIA

UNITED BANK OF INDIA - KARUR VYSYA BANK COMPARISON

COMPARE UNITED BANK OF INDIA WITH

MARKET STATS