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UNITED BANK OF INDIA vs UNION BANK - Comparison Results

UNION BANK 
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Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    UNITED BANK OF INDIA UNION BANK UNITED BANK OF INDIA/
UNION BANK
 
P/E (TTM) x 0.7 -0.7 - View Chart
P/BV x 0.0 0.1 38.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 UNITED BANK OF INDIA   UNION BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-19
UNION BANK
Mar-19
UNITED BANK OF INDIA/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs15106 14.0%   
Low Rs961 14.8%   
Income per share (Unadj.) Rs11.5194.6 5.9%  
Earnings per share (Unadj.) Rs-3.1-16.6 18.8%  
Cash flow per share (Unadj.) Rs-10.3-42.9 23.9%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs15.5151.6 10.2%  
Shares outstanding (eoy) m7,427.921,763.02 421.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.00.4 241.4%   
Avg P/E ratio x-3.8-5.0 76.0%  
Avg P/CF ratio x2.41.7 140.8%  
Avg Price/Bookvalue ratio x0.80.6 140.0%  
Dividend payout %00-   
Avg Mkt Cap Rs m88,764147,388 60.2%   
No. of employees `00014.337.3 38.4%   
Total wages & salary Rs m19,54532,372 60.4%   
Avg. income/employee Rs Th5,987.69,208.8 65.0%   
Avg. wages/employee Rs Th1,367.2868.8 157.4%   
Avg. net profit/employee Rs Th-1,620.0-784.3 206.6%   
INCOME DATA
Interest income Rs m85,599343,137 24.9%  
Other income Rs m23,84650,417 47.3%   
Interest expense Rs m65,853238,961 27.6%   
Net interest income Rs m19,746104,176 19.0%  
Operating expense Rs m29,47678,562 37.5%   
Gross profit Rs m-9,73025,614 -38.0%  
Gross profit margin %-11.47.5 -152.3%  
Provisions/contingencies Rs m59,925115,157 52.0%   
Profit before tax Rs m-45,809-39,016 117.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-22,650-9,792 231.3%   
Profit after tax Rs m-23,159-29,224 79.2%  
Net profit margin %-27.1-8.5 317.7%  
BALANCE SHEET DATA
Advances Rs m669,5512,987,801 22.4%   
Deposits Rs m1,349,8334,175,048 32.3%  
Credit/Deposit ratio x49.671.6 69.3%  
Yield on advances %7.68.0 94.6%   
Cost of deposits %4.75.3 88.5%   
Net Interest Margin %1.42.2 64.8%  
Net fixed assets Rs m12,40137,745 32.9%   
Share capital Rs m74,27917,630 421.3%   
Free reserves Rs m40,710249,686 16.3%   
Net worth Rs m114,989267,317 43.0%   
Borrowings Rs m22,037432,756 5.1%   
Investments Rs m609,7601,283,912 47.5%   
Total assets Rs m1,515,2994,985,805 30.4%  
Debt/equity ratio x11.917.2 69.2%   
Return on assets %-1.5-0.6 260.8%  
Return on equity %-20.1-10.9 184.2%  
Capital adequacy ratio %13.011.8 110.4%  
Net NPAs %8.76.9 126.6%  
CASH FLOW
From Operations Rs m-150,737-77,784 193.8%  
From Investments Rs m-732-2,971 24.6%  
From Financial Activity Rs m45,76117,582 260.3%  
Net Cashflow Rs m-105,708-63,173 167.3%  

Share Holding

Indian Promoters % 88.0 60.1 146.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 5.2 16.6 31.3%  
FIIs % 0.3 8.5 3.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 14.8 43.9%  
Shareholders   78,272 235,817 33.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   YES BANK  IDFC FIRST BANK  PNB  SBI  KARUR VYSYA BANK  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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UNITED BANK OF INDIA Announces Quarterly Results (2QFY20); Net Profit Up 114.0% (Quarterly Result Update)

Nov 5, 2019 | Updated on Nov 5, 2019

For the quarter ended September 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 114.0% YoY). Sales on the other hand came in at Rs 24 bn (up 14.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

UNION BANK Announces Quarterly Results (1QFY20); Net Profit Up 73.3% (Quarterly Result Update)

Aug 5, 2019 | Updated on Aug 5, 2019

For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

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Mar 20, 2020 (Close)

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