X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare United Bank of India with ING Vysya Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

UNITED BANK OF INDIA vs ING VYSYA BANK - Comparison Results

ING VYSYA BANK 
   Change

ING Vysya Bank is one of the oldest private sector banks in the country, in which the ING Group of the Netherlands holds a 44% stake. The bank has a large regional exposure in the southern region. Thanks to capital infusion by parent ING Bank N.V's, ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    UNITED BANK OF INDIA ING VYSYA BANK UNITED BANK OF INDIA/
ING VYSYA BANK
 
P/E (TTM) x -0.6 28.5 - View Chart
P/BV x 0.1 2.8 5.0% View Chart
Dividend Yield % 0.0 0.6 -  

Financials

 UNITED BANK OF INDIA   ING VYSYA BANK
EQUITY SHARE DATA
    UNITED BANK OF INDIA
Mar-16
ING VYSYA BANK
Mar-14
UNITED BANK OF INDIA/
ING VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs32667 4.8%   
Low Rs17406 4.1%   
Income per share (Unadj.) Rs118.4275.9 42.9%  
Earnings per share (Unadj.) Rs-3.434.9 -9.6%  
Cash flow per share (Unadj.) Rs-15.5123.0 -12.6%  
Dividends per share (Unadj.) Rs06.00 0.0%  
Avg Dividend yield %01.1 0.0%  
Book value per share (Unadj.) Rs69.6375.2 18.5%  
Shares outstanding (eoy) m839.51188.64 445.0%   
Bonus/Rights/Conversions -PI-  
Avg Price / Income ratio x0.21.9 10.5%   
Avg P/E ratio x-7.215.4 -47.0%  
Avg P/CF ratio x0.912.5 7.3%  
Avg Price/Bookvalue ratio x0.31.4 24.4%  
Dividend payout %017.2 0.0%   
Avg Mkt Cap Rs m20,358101,158 20.1%   
No. of employees `00015.0NA-   
Total wages & salary Rs m10,9749,177 119.6%   
Avg. income/employee Rs Th6,632.8NM-  
Avg. wages/employee Rs Th732.5NM-  
Avg. net profit/employee Rs Th-188.2N.A.-  
INCOME DATA
Interest income Rs m99,36752,053 190.9%  
Other income Rs m14,6758,668 169.3%   
Interest expense Rs m76,56134,517 221.8%   
Net interest income Rs m22,80617,535 130.1%  
Operating expense Rs m19,36314,925 129.7%   
Gross profit Rs m3,4432,610 131.9%  
Gross profit margin %3.55.0 69.1%  
Provisions/contingencies Rs m25,2281,500 1,681.5%   
Profit before tax Rs m-7,1109,778 -72.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-4,2903,198 -134.1%   
Profit after tax Rs m-2,8206,579 -42.9%  
Net profit margin %-2.812.6 -22.5%  
BALANCE SHEET DATA
Advances Rs m680,602358,289 190.0%   
Deposits Rs m1,164,013412,122 282.4%  
Credit/Deposit ratio x58.586.9 67.3%  
Yield on advances %9.710.6 92.1%   
Cost of deposits %6.26.6 93.9%   
Net Interest Margin %1.93.0 62.7%  
Net fixed assets Rs m12,1095,248 230.8%   
Share capital Rs m8,3951,886 445.0%   
Free reserves Rs m17,69056,798 31.1%   
Net worth Rs m58,39270,782 82.5%   
Borrowings Rs m29,12596,685 30.1%   
Investments Rs m447,234167,187 267.5%   
Total assets Rs m1,294,318604,134 214.2%  
Debt/equity ratio x20.47.2 284.3%   
Return on assets %-0.21.1 -20.0%  
Return on equity %-4.89.3 -51.9%  
Capital adequacy ratio %10.516.8 62.4%  
Net NPAs %9.00.3 3,228.6%  
CASH FLOW
From Operations Rs m24,276-19,300 -125.8%  
From Investments Rs m-896-826 108.5%  
From Financial Activity Rs m-42950,052 -0.9%  
Net Cashflow Rs m22,95129,926 76.7%  

Share Holding

Indian Promoters % 88.0 0.0 -  
Foreign collaborators % 0.0 43.1 -  
Indian inst/Mut Fund % 5.2 14.8 35.1%  
FIIs % 0.3 28.7 1.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 6.5 13.4 48.5%  
Shareholders   78,272 30,627 255.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare UNITED BANK OF INDIA With:   PUNJAB & SIND BANK  UNION BANK  AXIS BANK  KARUR VYSYA BANK  PNB  

Compare UNITED BANK OF INDIA With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Opens Higher; Consumer Durables & Bank Stocks Lead(09:30 am)

Asian share markets are lower today as Japanese and Hong Kong shares fall. The Nikkei 225 is off 0.8% while the Hang Seng is down 0.4%.

Related Views on News

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

More Views on News

Most Popular

After Vakrangee and Manpasand, More Auditors May Soon Resign. To Protect Your Wealth, Avoid these Stocks(The 5 Minute Wrapup)

Jun 8, 2018

The change in auditing regulations can bring a big change in corporate governance behaviour in the mid and small-cap space.

Alert: Pharma Stocks Are About to Shoot Up - And a Superb Stock for Trading(Profit Hunter)

Jun 13, 2018

The ailing pharma stocks are bouncing back to health. Read this to find out the best way to profit from them.

GST Will Not Solve Problem of High Prices of Petrol and Diesel(Vivek Kaul's Diary)

Jun 13, 2018

Though it will bring transparency in their pricing and that in itself will be a welcome move.

Has the Market Bottomed Out?(Sector Info)

Jun 11, 2018

The yield spread is an effective barometer that can indicate the direction the markets are headed.

Is Data Pointing Towards a Revival in the FMCG Sector?(Sector Info)

Jun 8, 2018

After several quarters of stress in the aftermath of demonetisation and the rollout of GST, this data is pointing towards revival in the India's rural FMCG industry.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

UNITED BANK OF INDIA SHARE PRICE


Jun 21, 2018 11:49 AM

TRACK UNITED BANK OF INDIA

  • Track your investment in UNITED BANK OF INDIA with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

MORE ON UNITED BANK OF INDIA

UNITED BANK OF INDIA 5-YR ANALYSIS

COMPARE UNITED BANK OF INDIA WITH

MARKET STATS