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Compare Vijaya Bank with Indian Overseas Bank - Equitymaster

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VIJAYA BANK vs INDIAN OVERSEAS BANK - Comparison Results

VIJAYA BANK    Change

Vijaya Bank became nationalised bank in 1980 having a branch network of 910 spread across 28 states and four union territories. During FY05 the bank achieved the distinction of 100% branch computerisation. The major focus of the bank during the year ... More

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Current Valuations

    VIJAYA BANK INDIAN OVERSEAS BANK VIJAYA BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 6.7 -0.3 - View Chart
P/BV x 0.8 0.1 649.3% View Chart
Dividend Yield % 2.7 0.0 -  

Financials

 VIJAYA BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    VIJAYA BANK
Mar-15
INDIAN OVERSEAS BANK
Mar-16
VIJAYA BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs5848 122.9%   
Low Rs3921 183.9%   
Income per share (Unadj.) Rs142.9130.1 109.8%  
Earnings per share (Unadj.) Rs5.1-18.7 -27.3%  
Cash flow per share (Unadj.) Rs16.9-32.1 -52.6%  
Dividends per share (Unadj.) Rs1.500-  
Avg Dividend yield %3.10-  
Book value per share (Unadj.) Rs71.786.7 82.7%  
Shares outstanding (eoy) m859.121,807.27 47.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.30.3 129.1%   
Avg P/E ratio x9.5-1.8 -519.2%  
Avg P/CF ratio x3.21.9 167.4%  
Avg Price/Bookvalue ratio x0.70.4 171.3%  
Dividend payout %29.30-   
Avg Mkt Cap Rs m41,75361,989 67.4%   
No. of employees `00013.6NA-   
Total wages & salary Rs m11,65633,904 34.4%   
Avg. income/employee Rs Th9,013.4NM-  
Avg. wages/employee Rs Th856.0NM-  
Avg. net profit/employee Rs Th322.7N.A.-  
INCOME DATA
Interest income Rs m122,735235,173 52.2%  
Other income Rs m8,79025,283 34.8%   
Interest expense Rs m99,813181,346 55.0%   
Net interest income Rs m22,92353,827 42.6%  
Operating expense Rs m19,12250,255 38.1%   
Gross profit Rs m3,8013,572 106.4%  
Gross profit margin %3.11.5 203.9%  
Provisions/contingencies Rs m8,59166,136 13.0%   
Profit before tax Rs m3,999-42,179 -9.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-395-8,308 4.8%   
Profit after tax Rs m4,394-33,872 -13.0%  
Net profit margin %3.6-14.4 -24.9%  
BALANCE SHEET DATA
Advances Rs m866,9591,608,607 53.9%   
Deposits Rs m1,263,4342,245,142 56.3%  
Credit/Deposit ratio x68.671.6 95.8%  
Yield on advances %9.910.4 95.9%   
Cost of deposits %7.77.2 106.1%   
Net Interest Margin %1.72.1 80.6%  
Net fixed assets Rs m5,66732,705 17.3%   
Share capital Rs m8,59118,073 47.5%   
Free reserves Rs m27,94489,452 31.2%   
Net worth Rs m61,598156,658 39.3%   
Borrowings Rs m72,782271,833 26.8%   
Investments Rs m445,221791,896 56.2%   
Total assets Rs m1,426,4312,744,368 52.0%  
Debt/equity ratio x21.716.1 135.0%   
Return on assets %0.3-1.2 -25.0%  
Return on equity %7.1-21.6 -33.0%  
Capital adequacy ratio %11.79.7 121.1%  
Net NPAs %1.911.9 16.1%  
CASH FLOW
From Operations Rs m-32,120-15,515 207.0%  
From Investments Rs m-1,042-2,536 41.1%  
From Financial Activity Rs m12,104-8,472 -142.9%  
Net Cashflow Rs m-21,058-26,523 79.4%  

Share Holding

Indian Promoters % 74.1 73.8 100.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.9 15.3 51.6%  
FIIs % 2.0 1.9 105.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 16.0 9.1 175.8%  
Shareholders   303,047 250,609 120.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare VIJAYA BANK With:   UNION BANK  SYNDICATE BANK  ICICI BANK  PUNJAB & SIND BANK  SOUTH IND.BANK  

Compare VIJAYA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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