X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Vijaya Bank with J&K Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

VIJAYA BANK vs J&K BANK - Comparison Results

VIJAYA BANK    Change

Vijaya Bank became nationalised bank in 1980 having a branch network of 910 spread across 28 states and four union territories. During FY05 the bank achieved the distinction of 100% branch computerisation. The major focus of the bank during the year ... More

J&K BANK 
   Change

Jammu and Kashmir Bank Ltd (J&K) is the first state owned bank of the country and 53% of equity is held by the government of J&K. The bank has a network of 475 branches spread over the country. During the year, the bank recorded an over 23% growth in... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    VIJAYA BANK J&K BANK VIJAYA BANK/
J&K BANK
 
P/E (TTM) x 6.7 6.3 105.2% View Chart
P/BV x 0.8 0.5 172.1% View Chart
Dividend Yield % 2.7 3.6 72.9%  

Financials

 VIJAYA BANK   J&K BANK
EQUITY SHARE DATA
    VIJAYA BANK
Mar-15
J&K BANK
Mar-15
VIJAYA BANK/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs58119 49.1%   
Low Rs3995 40.8%   
Income per share (Unadj.) Rs142.91,456.5 9.8%  
Earnings per share (Unadj.) Rs5.1104.9 4.9%  
Cash flow per share (Unadj.) Rs16.9251.8 6.7%  
Dividends per share (Unadj.) Rs1.502.10 71.4%  
Avg Dividend yield %3.12.0 157.2%  
Book value per share (Unadj.) Rs71.71,260.0 5.7%  
Shares outstanding (eoy) m859.1248.48 1,772.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.30.1 463.3%   
Avg P/E ratio x9.51.0 931.9%  
Avg P/CF ratio x3.20.3 945.1%  
Avg Price/Bookvalue ratio x0.70.1 798.6%  
Dividend payout %29.32.0 1,464.8%   
Avg Mkt Cap Rs m41,7535,185 805.3%   
No. of employees `00013.61.0 1,418.4%   
Total wages & salary Rs m11,6568,976 129.9%   
Avg. income/employee Rs Th9,013.473,553.4 12.3%   
Avg. wages/employee Rs Th856.09,349.6 9.2%   
Avg. net profit/employee Rs Th322.75,296.7 6.1%   
INCOME DATA
Interest income Rs m122,73570,611 173.8%  
Other income Rs m8,7905,990 146.7%   
Interest expense Rs m99,81344,086 226.4%   
Net interest income Rs m22,92326,526 86.4%  
Operating expense Rs m19,12214,159 135.0%   
Gross profit Rs m3,80112,366 30.7%  
Gross profit margin %3.117.5 17.7%  
Provisions/contingencies Rs m8,59110,155 84.6%   
Profit before tax Rs m3,9998,202 48.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-3953,117 -12.7%   
Profit after tax Rs m4,3945,085 86.4%  
Net profit margin %3.67.2 49.7%  
BALANCE SHEET DATA
Advances Rs m866,959445,858 194.4%   
Deposits Rs m1,263,434657,362 192.2%  
Credit/Deposit ratio x68.667.8 101.2%  
Yield on advances %9.911.6 85.8%   
Cost of deposits %7.76.4 120.1%   
Net Interest Margin %1.73.6 45.8%  
Net fixed assets Rs m5,6676,896 82.2%   
Share capital Rs m8,591485 1,771.7%   
Free reserves Rs m27,94439,499 70.7%   
Net worth Rs m61,59861,085 100.8%   
Borrowings Rs m72,78223,396 311.1%   
Investments Rs m445,221251,043 177.3%   
Total assets Rs m1,426,431760,645 187.5%  
Debt/equity ratio x21.711.1 194.6%   
Return on assets %0.30.7 46.1%  
Return on equity %7.18.3 85.7%  
Capital adequacy ratio %11.712.6 93.1%  
Net NPAs %1.92.8 69.3%  
CASH FLOW
From Operations Rs m-32,1201,181 -2,720.7%  
From Investments Rs m-1,042-2,609 39.9%  
From Financial Activity Rs m12,104-3,376 -358.6%  
Net Cashflow Rs m-21,058-4,805 438.3%  

Share Holding

Indian Promoters % 74.1 53.2 139.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.9 4.3 183.7%  
FIIs % 2.0 29.3 6.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 16.0 13.3 120.3%  
Shareholders   303,047 56,111 540.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare VIJAYA BANK With:   DCB BANK  BANK OF MAHARASHTRA  SOUTH IND.BANK  IDFC BANK LTD  ALLAHABAD BANK  

Compare VIJAYA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Indices Trade Flat, Current Account Deficit Widens, and Top Stocks in Action(Pre-Open)

On Monday, share markets in India opened on a negative note and ended the day in red after a dull day of trading.

Related Views on News

J&K BANK Announces Quarterly Results (4QFY18); Net Profit Down 86.7%

Jun 1, 2018 | Updated on Jun 1, 2018

For the quarter ended March 2018, J&K BANK has posted a net profit of Rs 284 m (down 86.7% YoY). Sales on the other hand came in at Rs 16 bn (down 5.2% YoY). Read on for a complete analysis of J&K BANK's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

More Views on News

Most Popular

After Vakrangee and Manpasand, More Auditors May Soon Resign. To Protect Your Wealth, Avoid these Stocks(The 5 Minute Wrapup)

Jun 8, 2018

The change in auditing regulations can bring a big change in corporate governance behaviour in the mid and small-cap space.

Should You Get out of Small Caps Now... Before the Fall Worsens(Profit Hunter)

Jun 6, 2018

An almost zero-loss strategy that works best when markets correct. Don't let the current volatility overwhelm you. Focus on the fundamentals and long term, and buy stocks where quality meets value.

GST Will Not Solve Problem of High Prices of Petrol and Diesel(Vivek Kaul's Diary)

Jun 13, 2018

Though it will bring transparency in their pricing and that in itself will be a welcome move.

Has the Market Bottomed Out?(Sector Info)

Jun 11, 2018

The yield spread is an effective barometer that can indicate the direction the markets are headed.

Is Data Pointing Towards a Revival in the FMCG Sector?(Sector Info)

Jun 8, 2018

After several quarters of stress in the aftermath of demonetisation and the rollout of GST, this data is pointing towards revival in the India's rural FMCG industry.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

VIJAYA BANK SHARE PRICE


Jun 18, 2018 (Close)

TRACK VIJAYA BANK

  • Track your investment in VIJAYA BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

VIJAYA BANK 5-YR ANALYSIS

COMPARE VIJAYA BANK WITH

MARKET STATS