X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Vijaya Bank with Union Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

VIJAYA BANK vs UNION BANK - Comparison Results

VIJAYA BANK    Change

Vijaya Bank became nationalised bank in 1980 having a branch network of 910 spread across 28 states and four union territories. During FY05 the bank achieved the distinction of 100% branch computerisation. The major focus of the bank during the year ... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    VIJAYA BANK UNION BANK VIJAYA BANK/
UNION BANK
 
P/E (TTM) x 5.8 -6.0 - View Chart
P/BV x 0.8 0.3 265.0% View Chart
Dividend Yield % 2.5 1.7 146.8%  

Financials

 VIJAYA BANK   UNION BANK
EQUITY SHARE DATA
    VIJAYA BANK
Mar-15
UNION BANK
Mar-16
VIJAYA BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs58223 26.2%   
Low Rs39104 37.3%   
Income per share (Unadj.) Rs142.9470.1 30.4%  
Earnings per share (Unadj.) Rs5.119.7 25.9%  
Cash flow per share (Unadj.) Rs16.967.4 25.1%  
Dividends per share (Unadj.) Rs1.501.95 76.9%  
Avg Dividend yield %3.11.2 258.5%  
Book value per share (Unadj.) Rs71.7335.3 21.4%  
Shares outstanding (eoy) m859.12687.44 125.0%   
Bonus/Rights/Conversions -PI-  
Avg Price / Income ratio x0.30.3 97.9%   
Avg P/E ratio x9.58.3 114.9%  
Avg P/CF ratio x3.22.1 149.7%  
Avg Price/Bookvalue ratio x0.70.5 139.2%  
Dividend payout %29.39.9 296.9%   
Avg Mkt Cap Rs m41,753112,259 37.2%   
No. of employees `00013.635.5 38.4%   
Total wages & salary Rs m11,65637,681 30.9%   
Avg. income/employee Rs Th9,013.49,109.9 98.9%   
Avg. wages/employee Rs Th856.01,062.2 80.6%   
Avg. net profit/employee Rs Th322.7382.5 84.4%   
INCOME DATA
Interest income Rs m122,735323,157 38.0%  
Other income Rs m8,790393,443 2.2%   
Interest expense Rs m99,813238,940 41.8%   
Net interest income Rs m22,92384,216 27.2%  
Operating expense Rs m19,12267,159 28.5%   
Gross profit Rs m3,80117,057 22.3%  
Gross profit margin %3.15.3 58.7%  
Provisions/contingencies Rs m8,59138,682 22.2%   
Profit before tax Rs m3,99917,769 22.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m090 0.0%   
Prior Period Items Rs m00-   
Tax Rs m-3954,291 -9.2%   
Profit after tax Rs m4,39413,569 32.4%  
Net profit margin %3.64.2 85.3%  
BALANCE SHEET DATA
Advances Rs m866,9592,682,496 32.3%   
Deposits Rs m1,263,4343,441,175 36.7%  
Credit/Deposit ratio x68.678.0 88.0%  
Yield on advances %9.98.8 112.5%   
Cost of deposits %7.76.4 119.7%   
Net Interest Margin %1.72.2 76.3%  
Net fixed assets Rs m5,66739,519 14.3%   
Share capital Rs m8,5916,874 125.0%   
Free reserves Rs m27,944200,761 13.9%   
Net worth Rs m61,598230,481 26.7%   
Borrowings Rs m72,782306,366 23.8%   
Investments Rs m445,221905,732 49.2%   
Total assets Rs m1,426,4314,073,646 35.0%  
Debt/equity ratio x21.716.3 133.4%   
Return on assets %0.30.3 92.5%  
Return on equity %7.15.9 121.2%  
Capital adequacy ratio %11.711.1 105.0%  
Net NPAs %1.95.3 36.6%  
CASH FLOW
From Operations Rs m-32,12082,741 -38.8%  
From Investments Rs m-1,042-8,718 12.0%  
From Financial Activity Rs m12,104-3,886 -311.5%  
Net Cashflow Rs m-21,05870,138 -30.0%  

Share Holding

Indian Promoters % 74.1 60.1 123.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.9 16.6 47.6%  
FIIs % 2.0 8.5 23.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 16.0 14.8 108.1%  
Shareholders   303,047 235,817 128.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare VIJAYA BANK With:   FEDERAL BANK  YES BANK  BANK OF MAHARASHTRA  ING VYSYA BANK  ORIENTAL BANK  

Compare VIJAYA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Indices Continue to Fall, IT Sector Growth Projections, and Top Stocks in Action(Pre-Open)

On Wednesday, share markets in India opened in green but ended on a weak note. The BSE Sensex closed lower by 71 points to end the day at 33,704.

Related Views on News

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

ICICI Bank: Stake Sale in Insurance Subsidiary Aids Bottomline (Quarterly Results Update - Detailed)

Nov 7, 2017

The net profits of the company fell by 33% YoY during the quarter. The company is undergoing an RBI audit, and the divergences as reported by RBI will be the key thing to watch out for going ahead.

More Views on News

Most Popular

Follow India's Super Investors to Make Big Money in the Market Crash(The 5 Minute Wrapup)

Feb 8, 2018

Has the sell-off in the markets left India's super investors unduly worried?

The Era of Easy Money is Coming to an End. What Happens Now?(Vivek Kaul's Diary)

Feb 9, 2018

The easy money policy of the Federal Reserve of the United States, which drove up stock markets all over the world, is ending, with the Federal Reserve looking to shrink its balance sheet.

The Markets Want Your Money. Don't Give It to Them.(Smart Contrarian)

Feb 9, 2018

MFs are having a gala time taking money from over-eager investors and funneling it into equities. Smart investors, though, know better than to do that.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

Rising Dominance of Mutual Funds(Chart Of The Day)

Feb 8, 2018

Domestic money flow into Indian equities surpassed foreign fund flows in the recent years. But will it continue in volatile market?

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

VIJAYA BANK SHARE PRICE


Feb 21, 2018 09:17 AM

TRACK VIJAYA BANK

  • Track your investment in VIJAYA BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

VIJAYA BANK - KOTAK MAH. BANK COMPARISON

COMPARE VIJAYA BANK WITH

MARKET STATS