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Compare Vijaya Bank with United Bank of India - Equitymaster
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VIJAYA BANK vs UNITED BANK OF INDIA - Comparison Results

VIJAYA BANK    Change

Vijaya Bank became nationalised bank in 1980 having a branch network of 910 spread across 28 states and four union territories. During FY05 the bank achieved the distinction of 100% branch computerisation. The major focus of the bank during the year ... More

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Current Valuations

    VIJAYA BANK UNITED BANK OF INDIA VIJAYA BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x 9.6 -0.7 - View Chart
P/BV x 1.0 0.2 427.3% View Chart
Dividend Yield % 2.2 0.0 -  

Financials

 VIJAYA BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    VIJAYA BANK
Mar-15
UNITED BANK OF INDIA
Mar-16
VIJAYA BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs5832 184.2%   
Low Rs3917 231.0%   
Income per share (Unadj.) Rs142.9118.4 120.7%  
Earnings per share (Unadj.) Rs5.1-3.4 -152.3%  
Cash flow per share (Unadj.) Rs16.9-15.5 -109.4%  
Dividends per share (Unadj.) Rs1.500-  
Avg Dividend yield %3.10-  
Book value per share (Unadj.) Rs71.769.6 103.1%  
Shares outstanding (eoy) m859.12839.51 102.3%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.30.2 166.0%   
Avg P/E ratio x9.5-7.2 -131.6%  
Avg P/CF ratio x3.20.9 353.9%  
Avg Price/Bookvalue ratio x0.70.3 194.4%  
Dividend payout %29.30-   
Avg Mkt Cap Rs m41,75320,358 205.1%   
No. of employees `00013.615.0 90.9%   
Total wages & salary Rs m11,65610,974 106.2%   
Avg. income/employee Rs Th9,013.46,632.8 135.9%   
Avg. wages/employee Rs Th856.0732.5 116.8%   
Avg. net profit/employee Rs Th322.7-188.2 -171.5%   
INCOME DATA
Interest income Rs m122,73599,367 123.5%  
Other income Rs m8,79014,675 59.9%   
Interest expense Rs m99,81376,561 130.4%   
Net interest income Rs m22,92322,806 100.5%  
Operating expense Rs m19,12219,363 98.8%   
Gross profit Rs m3,8013,443 110.4%  
Gross profit margin %3.13.5 89.4%  
Provisions/contingencies Rs m8,59125,228 34.1%   
Profit before tax Rs m3,999-7,110 -56.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m-395-4,290 9.2%   
Profit after tax Rs m4,394-2,820 -155.8%  
Net profit margin %3.6-2.8 -126.2%  
BALANCE SHEET DATA
Advances Rs m866,959680,602 127.4%   
Deposits Rs m1,263,4341,164,013 108.5%  
Credit/Deposit ratio x68.658.5 117.4%  
Yield on advances %9.99.7 102.0%   
Cost of deposits %7.76.2 124.4%   
Net Interest Margin %1.71.9 87.8%  
Net fixed assets Rs m5,66712,109 46.8%   
Share capital Rs m8,5918,395 102.3%   
Free reserves Rs m27,94417,690 158.0%   
Net worth Rs m61,59858,392 105.5%   
Borrowings Rs m72,78229,125 249.9%   
Investments Rs m445,221447,234 99.5%   
Total assets Rs m1,426,4311,294,318 110.2%  
Debt/equity ratio x21.720.4 106.2%   
Return on assets %0.3-0.2 -141.4%  
Return on equity %7.1-4.8 -147.7%  
Capital adequacy ratio %11.710.5 111.9%  
Net NPAs %1.99.0 21.2%  
CASH FLOW
From Operations Rs m-32,12024,276 -132.3%  
From Investments Rs m-1,042-896 116.3%  
From Financial Activity Rs m12,104-429 -2,824.8%  
Net Cashflow Rs m-21,05822,951 -91.8%  

Share Holding

Indian Promoters % 74.1 88.0 84.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 7.9 5.2 151.9%  
FIIs % 2.0 0.3 666.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 16.0 6.5 246.2%  
Shareholders   303,047 78,272 387.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare VIJAYA BANK With:   AXIS BANK  INDUSIND BANK  ING VYSYA BANK  ANDHRA BANK  J&K BANK  

Compare VIJAYA BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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