ING Vysya Bank is one of the oldest private sector banks in the country, in which the ING Group of the Netherlands holds a 44% stake. The bank has a large regional exposure in the southern region. Thanks to capital infusion by parent ING Bank N.V's, ... More
Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More
ING VYSYA BANK | UNION BANK | ING VYSYA BANK/ UNION BANK |
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P/E (TTM) | x | 28.5 | -0.7 | - | View Chart |
P/BV | x | 2.8 | 0.1 | 3,620.2% | View Chart |
Dividend Yield | % | 0.6 | 0.0 | - |
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EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
ING VYSYA BANK Mar-14 |
UNION BANK Mar-19 |
ING VYSYA BANK/ UNION BANK |
5-Yr Chart Click to enlarge
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High | Rs | 667 | 106 | 630.4% | |
Low | Rs | 406 | 61 | 660.4% | |
Income per share (Unadj.) | Rs | 275.9 | 194.6 | 141.8% | |
Earnings per share (Unadj.) | Rs | 34.9 | -16.6 | -210.4% | |
Cash flow per share (Unadj.) | Rs | 123.0 | -42.9 | -286.8% | |
Dividends per share (Unadj.) | Rs | 6.00 | 0 | - | |
Avg Dividend yield | % | 1.1 | 0 | - | |
Book value per share (Unadj.) | Rs | 375.2 | 151.6 | 247.5% | |
Shares outstanding (eoy) | m | 188.64 | 1,763.02 | 10.7% | |
Bonus/Rights/Conversions | PI | - | - | ||
Avg Price / Income ratio | x | 1.9 | 0.4 | 452.4% | |
Avg P/E ratio | x | 15.4 | -5.0 | -304.9% | |
Avg P/CF ratio | x | 12.5 | 1.7 | 730.0% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.6 | 259.2% | |
Dividend payout | % | 17.2 | 0 | - | |
Avg Mkt Cap | Rs m | 101,158 | 147,388 | 68.6% | |
No. of employees | `000 | NA | 37.3 | 0.0% | |
Total wages & salary | Rs m | 9,177 | 32,372 | 28.3% | |
Avg. income/employee | Rs Th | NM | 9,208.8 | - | |
Avg. wages/employee | Rs Th | NM | 868.8 | - | |
Avg. net profit/employee | Rs Th | N.A. | -784.3 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 52,053 | 343,137 | 15.2% | |
Other income | Rs m | 8,668 | 50,417 | 17.2% | |
Interest expense | Rs m | 34,517 | 238,961 | 14.4% | |
Net interest income | Rs m | 17,535 | 104,176 | 16.8% | |
Operating expense | Rs m | 14,925 | 78,562 | 19.0% | |
Gross profit | Rs m | 2,610 | 25,614 | 10.2% | |
Gross profit margin | % | 5.0 | 7.5 | 67.2% | |
Provisions/contingencies | Rs m | 1,500 | 115,157 | 1.3% | |
Profit before tax | Rs m | 9,778 | -39,016 | -25.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 3,198 | -9,792 | -32.7% | |
Profit after tax | Rs m | 6,579 | -29,224 | -22.5% | |
Net profit margin | % | 12.6 | -8.5 | -148.4% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 358,289 | 2,987,801 | 12.0% | |
Deposits | Rs m | 412,122 | 4,175,048 | 9.9% | |
Credit/Deposit ratio | x | 86.9 | 71.6 | 121.5% | |
Yield on advances | % | 10.6 | 8.0 | 132.3% | |
Cost of deposits | % | 6.6 | 5.3 | 124.1% | |
Net Interest Margin | % | 3.0 | 2.2 | 135.6% | |
Net fixed assets | Rs m | 5,248 | 37,745 | 13.9% | |
Share capital | Rs m | 1,886 | 17,630 | 10.7% | |
Free reserves | Rs m | 56,798 | 249,686 | 22.7% | |
Net worth | Rs m | 70,782 | 267,317 | 26.5% | |
Borrowings | Rs m | 96,685 | 432,756 | 22.3% | |
Investments | Rs m | 167,187 | 1,283,912 | 13.0% | |
Total assets | Rs m | 604,134 | 4,985,805 | 12.1% | |
Debt/equity ratio | x | 7.2 | 17.2 | 41.7% | |
Return on assets | % | 1.1 | -0.6 | -185.8% | |
Return on equity | % | 9.3 | -10.9 | -85.0% | |
Capital adequacy ratio | % | 16.8 | 11.8 | 142.3% | |
Net NPAs | % | 0.3 | 6.9 | 4.1% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -19,300 | -77,784 | 24.8% | |
From Investments | Rs m | -826 | -2,971 | 27.8% | |
From Financial Activity | Rs m | 50,052 | 17,582 | 284.7% | |
Net Cashflow | Rs m | 29,926 | -63,173 | -47.4% |
Indian Promoters | % | 0.0 | 60.1 | - | |
Foreign collaborators | % | 43.1 | 0.0 | - | |
Indian inst/Mut Fund | % | 14.8 | 16.6 | 89.2% | |
FIIs | % | 28.7 | 8.5 | 337.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 13.4 | 14.8 | 90.5% | |
Shareholders | 30,627 | 235,817 | 13.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare ING VYSYA BANK With: ORIENTAL BANK BANDHAN BANK CANARA BANK SBI IDFC FIRST BANK
Compare ING VYSYA BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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For the quarter ended June 2019, UNION BANK has posted a net profit of Rs 2 bn (up 73.3% YoY). Sales on the other hand came in at Rs 89 bn (up 2.3% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
For the quarter ended March 2019, UNION BANK has posted a net profit of Rs 34 bn (down 30.4% YoY). Sales on the other hand came in at Rs 83 bn (up 2.9% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
For the quarter ended December 2018, UNION BANK has posted a net profit of Rs 2 bn (up 112.3% YoY). Sales on the other hand came in at Rs 85 bn (up 2.6% YoY). Read on for a complete analysis of UNION BANK's quarterly results.
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