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Compare Yes Bank with City Union Bank - Equitymaster

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YES BANK vs CITY UNION BANK - Comparison Results

YES BANK    Change

Yes Bank, which received its greenfield banking license in May 2004, commenced its lending operations in October 2004. The bank had 356 branches and 600 ATMs at the end of FY12. The asset mix is expected to change from C&IB (65%), Business Banking (2... More

CITY UNION BANK 
   Change

Apart from a strong presence in Tamil Nadu, City Union Bank (CUB) has a network of 300 branches and 500 ATMs spanning most of west and southern India. The bank has a brilliant track-record of being profitable and paying dividend for the past 100 year... More

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Current Valuations

    YES BANK CITY UNION BANK YES BANK/
CITY UNION BANK
 
P/E (TTM) x 19.9 17.7 112.6% View Chart
P/BV x 3.5 3.0 115.0% View Chart
Dividend Yield % 0.7 0.2 415.8%  

Financials

 YES BANK   CITY UNION BANK
EQUITY SHARE DATA
    YES BANK
Mar-18
CITY UNION BANK
Mar-17
YES BANK/
CITY UNION BANK
5-Yr Chart
Click to enlarge
High Rs1,886169 1,119.3%   
Low Rs28593 306.5%   
Income per share (Unadj.) Rs440.152.8 833.4%  
Earnings per share (Unadj.) Rs91.78.4 1,096.5%  
Cash flow per share (Unadj.) Rs215.218.0 1,196.8%  
Dividends per share (Unadj.) Rs2.700.30 900.0%  
Avg Dividend yield %0.20.2 108.4%  
Book value per share (Unadj.) Rs559.259.4 941.5%  
Shares outstanding (eoy) m460.59601.06 76.6%   
Bonus/Rights/Conversions ESOPESOS-  
Avg Price / Income ratio x2.52.5 99.6%   
Avg P/E ratio x11.815.6 75.7%  
Avg P/CF ratio x8.69.8 88.5%  
Avg Price/Bookvalue ratio x1.92.2 88.2%  
Dividend payout %2.93.6 82.1%   
Avg Mkt Cap Rs m499,97078,589 636.2%   
No. of employees `00018.24.7 389.0%   
Total wages & salary Rs m21,8892,981 734.2%   
Avg. income/employee Rs Th11,113.46,768.6 164.2%   
Avg. wages/employee Rs Th1,200.2635.8 188.8%   
Avg. net profit/employee Rs Th2,316.41,072.2 216.0%   
INCOME DATA
Interest income Rs m202,68631,738 638.6%  
Other income Rs m52,9324,840 1,093.7%   
Interest expense Rs m125,29419,750 634.4%   
Net interest income Rs m77,39211,988 645.6%  
Operating expense Rs m52,7356,890 765.4%   
Gross profit Rs m24,6565,098 483.7%  
Gross profit margin %12.216.1 75.7%  
Provisions/contingencies Rs m15,5583,010 516.9%   
Profit before tax Rs m61,9436,928 894.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m19,6981,900 1,036.7%   
Profit after tax Rs m42,2465,028 840.3%  
Net profit margin %20.815.8 131.6%  
BALANCE SHEET DATA
Advances Rs m2,035,339238,327 854.0%   
Deposits Rs m2,007,382301,157 666.6%  
Credit/Deposit ratio x101.479.1 128.1%  
Yield on advances %7.610.9 70.0%   
Cost of deposits %4.76.4 72.5%   
Net Interest Margin %2.63.6 73.4%  
Net fixed assets Rs m8,3242,151 387.0%   
Share capital Rs m4,606601 766.2%   
Free reserves Rs m252,97722,455 1,126.6%   
Net worth Rs m257,58335,702 721.5%   
Borrowings Rs m748,9365,310 14,104.3%   
Investments Rs m683,98970,315 972.8%   
Total assets Rs m3,124,456352,708 885.8%  
Debt/equity ratio x10.78.6 124.7%   
Return on assets %1.41.4 94.9%  
Return on equity %16.414.1 116.5%  
Capital adequacy ratio %18.415.8 116.2%  
Net NPAs %0.61.7 37.4%  
CASH FLOW
From Operations Rs m-218,7772,836 -7,714.0%  
From Investments Rs m-86,919-503 17,273.2%  
From Financial Activity Rs m357,479-44 -816,162.6%  
Net Cashflow Rs m51,8492,289 2,265.1%  

Share Holding

Indian Promoters % 22.1 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 20.7 10.2 202.9%  
FIIs % 45.1 33.4 135.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 12.2 56.0 21.8%  
Shareholders   172,309 82,699 208.4%  
Pledged promoter(s) holding % 3.6 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare YES BANK With:   IDFC BANK LTD  KARNATAKA BANK  VIJAYA BANK  KOTAK MAH. BANK  PUNJAB & SIND BANK  

Compare YES BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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YES BANK at All Time High; BSE BANKEX Index Up 0.5% (Market Updates)

Aug 20, 2018 | Updated on Aug 20, 2018

YES BANK share price has hit an all time high at Rs 404 (up 2.4%). The BSE BANKEX Index is up by 0.5%. Among the top gainers in the BSE BANKEX Index today are YES BANK (up 2.4%) and HDFC BANK (up 0.8%). The top losers include ICICI BANK and AXIS BANK (down 0.1%).

CITY UNION BANK Announces Quarterly Results (1QFY19); Net Profit Up 15.2% (Quarterly Result Update)

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