YES BANK | J&K BANK | YES BANK/ J&K BANK |
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P/E (TTM) | x | 67.5 | 9.0 | 751.0% | View Chart |
P/BV | x | 1.7 | 1.5 | 119.2% | View Chart |
Dividend Yield | % | 0.0 | 0.4 | - |
YES BANK J&K BANK |
EQUITY SHARE DATA | |||||
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YES BANK Mar-23 |
J&K BANK Mar-23 |
YES BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 25 | 63 | 39.4% | |
Low | Rs | 12 | 24 | 51.4% | |
Income per share (Unadj.) | Rs | 7.9 | 90.7 | 8.7% | |
Earnings per share (Unadj.) | Rs | 0.3 | 11.4 | 2.2% | |
Cash flow per share (Unadj.) | Rs | 2.6 | 46.1 | 5.5% | |
Dividends per share (Unadj.) | Rs | 0 | 0.50 | 0.0% | |
Avg Dividend yield | % | 0 | 1.2 | 0.0% | |
Book value per share (Unadj.) | Rs | 13.8 | 95.9 | 14.4% | |
Shares outstanding (eoy) | m | 28,754.78 | 1,031.48 | 2,787.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.3 | 0.5 | 490.8% | |
Avg P/E ratio | x | 72.3 | 3.8 | 1,911.0% | |
Avg P/CF ratio | x | 16.6 | 2.4 | 685.3% | |
Avg Price/Bookvalue ratio | x | 1.3 | 0.5 | 296.6% | |
Dividend payout | % | 0 | 4.4 | 0.0% | |
Avg Mkt Cap | Rs m | 531,676 | 44,637 | 1,191.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 34,751 | 27,086 | 128.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 227,022 | 93,552 | 242.7% | |
Other income | Rs m | 41,246 | 7,652 | 539.0% | |
Interest expense | Rs m | 147,998 | 46,094 | 321.1% | |
Net interest income | Rs m | 79,024 | 47,458 | 166.5% | |
Operating expense | Rs m | 88,255 | 36,509 | 241.7% | |
Gross profit | Rs m | -9,231 | 10,949 | -84.3% | |
Gross profit margin | % | -4.1 | 11.7 | -34.7% | |
Provisions/contingencies | Rs m | 24,657 | 6,616 | 372.7% | |
Profit before tax | Rs m | 9,813 | 17,856 | 55.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | -181 | -0.0% | |
Tax | Rs m | 2,455 | 5,870 | 41.8% | |
Profit after tax | Rs m | 7,358 | 11,805 | 62.3% | |
Net profit margin | % | 3.2 | 12.6 | 25.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 2,032,365 | 822,776 | 247.0% | |
Deposits | Rs m | 2,173,822 | 1,220,272 | 178.1% | |
Credit/Deposit ratio | x | 93.5 | 67.4 | 138.7% | |
Yield on advances | % | 8.8 | 8.5 | 103.1% | |
Cost of deposits | % | 4.6 | 3.6 | 130.3% | |
Net Interest Margin | % | 2.8 | 4.1 | 69.6% | |
Net fixed assets | Rs m | 21,557 | 22,244 | 96.9% | |
Share capital | Rs m | 57,510 | 1,032 | 5,574.7% | |
Free reserves | Rs m | 339,886 | 97,932 | 347.1% | |
Net worth | Rs m | 397,396 | 98,963 | 401.6% | |
Borrowings | Rs m | 777,540 | 28,923 | 2,688.3% | |
Investments | Rs m | 767,493 | 347,804 | 220.7% | |
Total assets | Rs m | 3,552,041 | 1,459,126 | 243.4% | |
Debt/equity ratio | x | 7.4 | 12.6 | 58.8% | |
Return on assets | % | 0.2 | 0.8 | 25.6% | |
Return on equity | % | 1.9 | 11.9 | 15.5% | |
Capital adequacy ratio | % | 17.9 | 15.4 | 116.2% | |
Net NPAs | % | 0.8 | 1.6 | 51.2% |
CASH FLOW | |||||
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From Operations | Rs m | -258,163 | -4,071 | 6,341.1% | |
From Investments | Rs m | -129,040 | -1,235 | 10,447.4% | |
From Financial Activity | Rs m | 114,504 | 6,376 | 1,795.9% | |
Net Cashflow | Rs m | -273,922 | 1,070 | -25,611.4% |
Indian Promoters | % | 0.0 | 59.4 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 65.8 | 14.9 | 442.1% | |
FIIs | % | 23.8 | 7.0 | 340.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 40.6 | 246.3% | |
Shareholders | 4,994,636 | 215,294 | 2,319.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare YES BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Yes Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 0.33% | 0.77% | 0.30% |
1-Month | 2.60% | -0.49% | 2.03% |
1-Year | 44.38% | 151.97% | 12.52% |
3-Year CAGR | 19.18% | 78.81% | 15.06% |
5-Year CAGR | -37.66% | 16.27% | 9.65% |
* Compound Annual Growth Rate
Here are more details on the Yes Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Yes Bank hold a 0.0% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Yes Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Yes Bank paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.
You may visit here to review the dividend history of Yes Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
Indian share markets Slipped further as the session progressed and ended the day weak.